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Title 12
FEDERAL · U.S. CODE
Title 12 — Banks and Banking
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Chapter 1
THE COMPTROLLER OF THE CURRENCY
§ 1
Office of the Comptroller of the Currency
§ 2
Comptroller of the Currency; appointment; term
§ 3
Oath of Comptroller
§ 4
Deputy Comptrollers
§ 4a
Delegation of authority by Comptroller
§ 4b
Deputy Comptroller for the supervision and examination of Federal savings associations
§ 7
Chief of examining division
§ 8
Clerks
§ 9
Additional examiners, clerks, and other employees
§ 9a
Repealed. Pub. L. 89–554, §8(a), Sept. 6, 1966, 80 Stat. 645
§ 10
Salaries of Deputy Comptrollers, examiners, and other employees as part of bank examination expenses
§ 11
Interest in national banks
§ 12
Seal of Comptroller
§ 13
Rooms for Currency Bureau
§ 14
Report of Comptroller
§ 14a
Data standards; open data publication
§ 15
Repealed. Aug. 7, 1946, ch. 770, §1(40, 50), 60 Stat. 869, 870
§ 16
Funding of Office
Chapter 2
NATIONAL BANKS
§ 21
Formation of national banking associations; incorporators; articles of association
§ 21a
Amendment of articles of association
§ 22
Organization certificate
§ 23
Acknowledgment and filing of certificate
§ 24
Corporate powers of associations
§ 24a
Financial subsidiaries of national banks
§ 25
Omitted
§ 25a
Participation by national banks in lotteries and related activities
§ 25b
State law preemption standards for national banks and subsidiaries clarified
§ 26
Comptroller to determine if association can commence business
§ 27
Certificate of authority to commence banking
§ 28
Repealed. Pub. L. 103–325, title VI, §602(e)(1), Sept. 23, 1994, 108 Stat. 2291
§ 29
Power to hold real property
§ 30
Change of name or location
§ 31
Rights and liabilities as affected by change of name
§ 32
Liabilities and suits as affected by change of name or location
§ 35
Organization of State banks as national banking associations
§ 36
Branch banks
§ 37
Associations governed by chapter
§ 38
The National Bank Act
§ 39
Reservation of rights of associations organized under Act of 1863
§ 40
Virgin Islands; extension of National Bank Act
§ 41
Guam; extension of National Bank Act
§ 42
Territorial application
§ 43
Interpretations concerning preemption of certain State laws
§ 51
Repealed. Pub. L. 106–569, title XII, §1233(c), Dec. 27, 2000, 114 Stat. 3037
§ 51a
Preferred stock; issuance authorized
§ 51b
Dividends, voting, and retirement of preferred stock; individual liability
§ 51c
"Common stock", "capital", and "capital stock" defined
§ 52
Par value and incidents of stock; transfer of shares
§ 53
When capital stock paid in
§ 54
Repealed. Pub. L. 86–230, §5, Sept. 8, 1959, 73 Stat. 457
§ 55
Enforcing payment of deficiency in capital stock; assessments; liquidation; receivership
§ 56
Prohibition on withdrawal of capital; unearned dividends
§ 57
Increase of capital by provision in articles of association
§ 58
Repealed. Pub. L. 86–230, §6, Sept. 8, 1959, 73 Stat. 457
§ 59
Reduction of capital
§ 60
National bank dividends
§ 61
Shareholders' voting rights; cumulative and distributive voting; preferred stock; trust shares; proxies, liability restrictions; percentage requirement exclusion of trust shares
§ 62
List of shareholders
§ 64a
Individual liability of shareholders; limitation on liability
§ 65
Repealed. Pub. L. 86–230, §8, Sept. 8, 1959, 73 Stat. 457
§ 66
Personal liability of representatives of stockholders
§ 67
Individual liability of shareholders; compromises; authority of receiver
§ 71
Election
§ 71a
Number of directors; penalties
§ 72
Qualifications
§ 73
Oath
§ 74
Vacancies
§ 75
Legal holiday, annual meeting on; proceedings where no election held on proper day
§ 76
President of bank as member of board; chairman of board
§ 77
Repealed. Pub. L. 89–695, title II, §207, Oct. 16, 1966, 80 Stat. 1055
§ 78
Repealed. Pub. L. 106–102, title I, §101(b), Nov. 12, 1999, 113 Stat. 1341
§ 81
Place of business
§ 82
Repealed. Pub. L. 97–320, title IV, §402, Oct. 15, 1982, 96 Stat. 1510
§ 83
Loans by bank on its own stock
§ 84
Lending limits
§ 85
Rate of interest on loans, discounts and purchases
§ 86
Usurious interest; penalty for taking; limitations
§ 86a
Omitted
§ 90
Depositaries of public moneys and financial agents of Government
§ 91
Transfers by bank and other acts in contemplation of insolvency
§ 92
Acting as insurance agent or broker
§ 92a
Trust powers
§ 93
Violation of provisions of chapter
§ 93a
Authority to prescribe rules and regulations
§ 94
Venue of suits
§ 94a
Repealed. June 25, 1948, ch. 646, §39, 62 Stat. 992, eff. Sept. 1, 1948
§ 95
Emergency limitations and restrictions on business of members of Federal Reserve System; designation of legal holiday for national banking associations; exceptions; "State" defined
§ 121
Repealed. Pub. L. 103–325, title VI, §602(f)(4)(B), Sept. 23, 1994, 108 Stat. 2292
§ 121a
Redemption of notes unidentifiable as to bank of issue
§ 122
Repealed. Pub. L. 97–258, §5(b), Sept. 13, 1982, 96 Stat. 1068
§ 122a
Redeemed notes of unidentifiable issue; funds charged against
§ 127
Repealed. Pub. L. 89–554, §8(a), Sept. 6, 1966, 80 Stat. 633
§ 141
Omitted
§ 142
Banks in reserve cities; reserves
§ 143
Banks in Alaska and insular possessions; lawful money reserves
§ 144
Certain balances counted toward reserves in dependencies and insular possessions
§ 161
Reports to Comptroller of the Currency
§ 162
Repealed. Pub. L. 86–671, §6, July 14, 1960, 74 Stat. 552
§ 163
Repealed. Pub. L. 86–230, §22(a), Sept. 8, 1959, 73 Stat. 466
§ 164
Penalty for failure to make reports
§ 165
Omitted
§ 177a
Funds available for cost of transporting and redeeming national and Federal Reserve bank notes
§ 178
Repealed. Pub. L. 103–325, title VI, §602(f)(5)(B), Sept. 23, 1994, 108 Stat. 2293
§ 181
Voluntary dissolution; appointment and removal of liquidating agent or committee; examination
§ 182
Notice of intent to dissolve
§ 191
Appointment of receiver for a national bank
§ 192
Default in payment of circulating notes
§ 193
Notice to present claims
§ 194
Dividends on adjusted claims; distribution of assets
§ 195
Repealed. Pub. L. 103–325, title VI, §602(e)(36), Sept. 23, 1994, 108 Stat. 2292
§ 196
Expenses
§ 197
Shareholders' meeting; continuance of receivership; appointment of agent; winding up business; distribution of assets
§ 197a
Resumption of business by closed bank on consent of depositors
§ 198
Purchase by receiver of property of bank; request to Comptroller
§ 199
Approval of request
§ 200
Payment
§ 201
Short title
§ 202
Definitions
§ 203
Appointment of conservator
§ 204
Examinations
§ 205
Termination of conservatorship
§ 206
Conservator; powers and duties
§ 209
Liability protection
§ 210
Governmental powers unimpaired
§ 211
Rules and regulations
§ 212
Right to amend; separability
§ 213
Transferred
§ 214
Definitions
§ 214a
Procedure for conversion, merger, or consolidation; vote of stockholders
§ 214b
Continuation of business and corporate entity
§ 214c
Conversions in contravention of State law
§ 214d
Prohibition on conversion
§ 215
Consolidation of banks within same State
§ 215a
Merger of national banks or State banks into national banks
§ 215b
Definitions
§ 215c
Mergers, consolidations, and other acquisitions authorized
§ 216
Purpose
§ 216a
Definitions
§ 216b
Disposition of unclaimed property
§ 216c
Rules and regulations
§ 216d
Severability
§ 51b–1
Consideration of preferred stock in determining impairment of capital; dividends; retirement
§ 215a–1
Interstate consolidations and mergers
§ 215a–2
Expedited procedures for certain reorganizations
§ 215a–3
Mergers and consolidations with subsidiaries and nonbank affiliates
Chapter 3
FEDERAL RESERVE SYSTEM
§ 221
Definitions
§ 221a
Additional definitions
§ 222
Federal reserve districts; membership of national banks
§ 223
Number of Federal reserve cities in district
§ 224
Status of reserve cities under former statutes
§ 225
Federal reserve banks; title
§ 225a
Maintenance of long run growth of monetary and credit aggregates
§ 225b
Appearances before and reports to the Congress
§ 226
"Federal Reserve Act"
§ 227
"Banking Act of 1933"
§ 228
"Banking Act of 1935"
§ 241
Creation; membership; compensation and expenses
§ 242
Ineligibility to hold office in member banks; qualifications and terms of office of members; chairman and vice chairman; oath of office
§ 243
Assessments upon Federal reserve banks to pay expenses
§ 244
Principal offices of Board; chairman of Board; obligations and expenses; qualifications of members; vacancies
§ 245
Vacancies during recess of Senate
§ 246
Powers of Secretary of the Treasury as affected by chapter
§ 247
Reports to Congress
§ 247a
Records of action on policy relating to open-market operation and policies determined generally; inclusion in report to Congress
§ 247b
Appearances before Congress
§ 248
Enumerated powers
§ 248a
Pricing of services
§ 248b
Annual independent audits of Federal reserve banks and Board
§ 248c
Master account and services database
§ 249
Repealed. Pub. L. 94–412, title V, §501(c), Sept. 14, 1976, 90 Stat. 1258
§ 250
Independence of financial regulatory agencies
§ 251
Repealed. Pub. L. 104–208, div. A, title II, §2224(a), Sept. 30, 1996, 110 Stat. 3009–415
§ 252
Credit availability assessment
§ 253
Open data publication by the Board of Governors
§ 261
Creation; membership; compensation; meetings; officers; procedure; quorum; vacancies
§ 262
Powers
§ 263
Federal Open Market Committee; creation; membership; regulations governing open-market transactions
§ 264
Transferred
§ 265
Insured banks as depositaries of public money; duties; security; discrimination between banks prohibited; repeal of inconsistent laws
§ 266
State-chartered banks and other institutions as depositaries of public money; fiscal agents; duties
§ 281
Capital
§ 282
Subscription to capital stock by national banking association
§ 283
Public subscription to capital stock
§ 284
Omitted
§ 285
Nonvoting stock
§ 286
Transfers of stock; rules and regulations
§ 287
Value of shares of stock; increase and decrease of stock; member banks as shareholders; surrender of shares
§ 288
Cancellation of stock held by member bank on insolvency or discontinuance of banking operations for sixty days; repayment of cash-paid subscriptions
§ 289
Dividends and surplus funds of reserve banks; transfer for fiscal year 2000
§ 290
Use of earnings transferred to the Treasury
§ 301
Powers and duties of board of directors; suspension of member bank for undue use of bank credit
§ 302
Number of members; classes
§ 303
Qualifications and disabilities
§ 304
Class A and class B directors; selection
§ 305
Class C directors; selection; "Federal reserve agent"
§ 306
Assistants to Federal reserve agent
§ 307
Compensation of directors
§ 308
Terms of directors; vacancies
§ 321
Application for membership
§ 322
Determination on application
§ 323
Stock in Federal reserve banks; method of payment
§ 324
Laws applicable on becoming members
§ 325
Examinations
§ 326
Acceptance of examinations and reports by State authorities; special examinations
§ 327
Surrender of stock and cancellation of memberships
§ 328
Withdrawals from membership
§ 329
Capital stock required as condition precedent to membership
§ 329a
Omitted
§ 330
Laws applicable on becoming members; discounts for State banks
§ 331
Certifying checks on State banks admitted as members
§ 332
Depositaries of public money; financial agents; security required
§ 333
Mutual savings banks; application and admission to membership in Federal Reserve System
§ 334
Reports from affiliates; penalty for failure to furnish
§ 335
Dealing in investment securities; limitations and conditions
§ 336
Certificates of stock; representation of stock of other corporations
§ 337
Repealed. Pub. L. 89–485, §13(g), July 1, 1966, 80 Stat. 243
§ 338
Examination of affiliates; forfeiture of membership on refusal of affiliate to give information or pay expense
§ 338a
Investments to promote public welfare and community development; limitation on investments
§ 339
Participation by State member banks in lotteries and related activities
§ 339a
Resolution of clearing banks
§ 341
General enumeration of powers
§ 342
Deposits; exchange and collection; member and nonmember banks or other depository institutions; charges
§ 343
Discount of obligations arising out of actual commercial transactions
§ 344
Discount or purchase of bills to finance agricultural shipments
§ 345
Rediscount of notes, drafts, and bills for member banks; limitation of amount
§ 346
Discount of acceptances
§ 347
Advances to member banks on their notes
§ 347a
Advances to member bank groups; inadequate amounts of eligible and acceptable assets; liability of individual banks in group; distribution of loans among banks of group; rate of interest; notes accepted for advances as collateral security for Federal reserve notes; foreign obligations as security for advances
§ 347b
Advances to individual member banks on time or demand notes; maturities; time notes secured by mortgage loans covering one-to-four family residences
§ 347c
Advances to individuals, partnerships, and corporations; security; interest rate
§ 347d
Transactions between Federal Reserve banks and branch or agency of foreign bank; matters considered
§ 348
Discount of obligations given for agricultural purposes or based upon livestock; collateral security for Federal reserve notes
§ 348a
Transactions with foreign banks; supervision of Board of Governors of the Federal Reserve System
§ 349
Rediscount for intermediate credit banks of obligations given for agricultural purposes; discount of notes made pursuant to section 1031
§ 350
Purchase and sale of debentures and like obligations of intermediate credit banks and agricultural credit corporations
§ 351
Obligations of cooperative marketing association as issued or drawn for agricultural purposes
§ 352
Limitation on amount of obligations of certain maturities which may be discounted and rediscounted
§ 352a
Repealed. Pub. L. 85–699, title VI, §601, Aug. 21, 1958, 72 Stat. 697
§ 353
Purchase and sale of cable transfers, acceptances and bills
§ 354
Transactions involving gold coin, bullion, and certificates
§ 355
Purchase and sale of obligations of National, State, and municipal governments; open market operations; purchases and sales from or to United States; maximum aggregate amount of obligations acquired directly from or loaned directly to United States
§ 356
Purchase of commercial paper from member banks and sale of same
§ 357
Establishment of rates of discount
§ 358
Establishment of accounts for purposes of open-market operations; correspondents and agencies
§ 359
Purchase and sale of acceptances of intermediate credit banks and agricultural credit corporations
§ 359a
Omitted
§ 360
Receiving checks and drafts on deposit at par; charges for collections, exchange, and clearances
§ 361
Bills receivable, bills of exchange, acceptances; regulations by Board of Governors
§ 371
Real estate loans
§ 371a
Repealed. Pub. L. 111–203, title VI, §627(a)(1), July 21, 2010, 124 Stat. 1640
§ 371b
Rate of interest on time deposits; payment of time deposits before maturity; waiver of notice requirements for withdrawal of savings deposits
§ 371c
Banking affiliates
§ 371d
Investment in bank premises or stock of corporation holding premises
§ 372
Bankers' acceptances
§ 373
Acceptance of drafts or bills drawn by banks in foreign countries or dependencies of United States for purpose of dollar exchange
§ 374
Acting as agent for nonmember bank in getting discounts from reserve bank
§ 374a
Acting as agent for nonbanking borrower in making loans on securities to dealers in stocks, bonds, etc.; penalties
§ 375
[Reserved
§ 375a
Loans to executive officers of banks
§ 375b
Extensions of credit to executive officers, directors, and principal shareholders of member banks
§ 376
Rate of interest paid to directors, etc
§ 377
Repealed. Pub. L. 106–102, title I, §101(a), Nov. 12, 1999, 113 Stat. 1341
§ 378
Dealers in securities engaging in banking business; individuals or associations engaging in banking business; examinations and reports; penalties
§ 391
Federal reserve banks as Government depositaries and fiscal agents
§ 391a
Reimbursement of Federal Reserve Banks
§ 392
Depositaries of Government funds as confined to banks in Federal reserve system; member banks as depositaries
§ 393
Federal reserve banks as depositaries for Farm Credit System
§ 394
Federal reserve banks as depositaries for and fiscal agents of Home Owners' Loan Corporation
§ 395
Federal reserve banks as depositaries, custodians and fiscal agents for Commodity Credit Corporation
§ 411
Issuance to reserve banks; nature of obligation; redemption
§ 412
Application for notes; collateral required
§ 413
Distinctive letter and serial number of notes; cancellation of notes unfit for circulation; accounting; apportionment of credit among Federal Reserve banks
§ 414
Authority of Board of Governors respecting issuance of notes; interest; lien
§ 415
Reduction of liability for outstanding notes by depositing notes and collateral and payment of notes of series prior to 1928; reissue of deposited notes
§ 416
Withdrawal of collateral deposited to protect notes and substitution of other collateral; retirement of notes; payment of notes of series prior to 1928; recovery of collateral; reissue of deposited notes
§ 417
Custody and safe-keeping of notes issued to and collateral deposited with Reserve agent
§ 418
Printing of notes; denomination and form
§ 419
Delivery of notes prior to delivery to banks
§ 420
Control and direction of plates and dies; expense of issue and retirement of notes paid by banks
§ 421
Examination of plates and dies
§ 422
Omitted
§ 461
Reserve requirements
§ 462
Omitted
§ 462a
Repealed. Pub. L. 97–258, §5(b), Sept. 13, 1982, 96 Stat. 1068
§ 463
Limitation on amount of balance with any depository institution without access to Federal Reserve advances
§ 464
Checking against and withdrawal of reserve balance
§ 465
Basis for ascertaining deposits against which required balance is determined
§ 466
Reserves of banks in dependencies or insular possessions
§ 467
Deposits of gold coin, gold certificates, and Special Drawing Right certificates with United States Treasurer
§ 481
Appointment of examiners; examination of member banks, State banks, and trust companies; reports
§ 482
Employees of Office of Comptroller of the Currency; appointment; compensation and benefits
§ 483
Special examination of member banks; information of condition furnished to Board of Governors of the Federal Reserve System
§ 484
Limitation on visitorial powers
§ 485
Examination of Federal reserve banks
§ 486
Waiver of requirements as to reports from or examinations of affiliates
§ 501
Liability of Federal reserve or member bank for certifying check when amount of deposit was inadequate
§ 501a
Forfeiture of franchise of national banks for failure to comply with provisions of this chapter
§ 502
Liability of shareholders of Federal reserve banks on contracts, etc
§ 503
Liability of directors and officers of member banks
§ 504
Civil money penalty
§ 505
Civil money penalty
§ 506
Notice after separation from service
§ 521
Reserve-bank branches; establishment; directors; discontinuance of branches; approval for erection of branch bank building
§ 522
Federal Reserve branch bank buildings
§ 248–1
Rules and regulations for transfer of funds and charges therefor among banks; clearing houses
§ 371b–1
Repealed. Pub. L. 96–221, title V, §529, Mar. 31, 1980, 94 Stat. 168
§ 371c–1
Restrictions on transactions with affiliates
§ 371b–2
Interbank liabilities
§ 462a–1
Repealed. Pub. L. 89–597, §2(d), Sept. 21, 1966, 80 Stat. 824
Chapter 4
TAXATION
§ 531
Exemption from taxation
§ 541
Tax on circulating notes generally
§ 542
Omitted
§ 543
Repealed. Pub. L. 97–258, §5(b), Sept. 13, 1982, 96 Stat. 1068
§ 548
State taxation
Chapter 5
CRIMES AND OFFENSES
§ 581
Repealed. June 25, 1948, ch. 645, §21, 62 Stat. 862, eff. Sept. 1, 1948
§ 582
Receipt of United States or bank notes as collateral
Chapter 6
FOREIGN BANKING
§ 601
Authorization; conditions and regulations
§ 602
Reports and examinations
§ 603
Restrictions imposed by Board of Governors of the Federal Reserve System on banks purchasing stock in corporations doing foreign business
§ 604
Accounts of foreign branches; profit and loss
§ 604a
Regulations authorizing exercise by foreign branches of usual powers of local banks; restrictions
§ 605
Repealed. Aug. 23, 1935, ch. 614, title III, §329, 49 Stat. 717
§ 611
Formation authorized; fiscal agents; depositaries in insular possessions
§ 611a
Statement of purposes; rules and regulations
§ 612
Articles of association; contents
§ 613
Signing of articles of association; forwarding to and filing by Board of Governors of the Federal Reserve System; organization certificate; contents
§ 614
Organization certificate; acknowledgment; forwarding to, filing, and approval by Board of Governors of the Federal Reserve System; permit to do business; body corporate; name; seal; corporate succession; contracts; suits; directors, officers, and employees; bylaws
§ 615
Powers of corporation
§ 616
Place of carrying on business; when business may be begun
§ 617
Engaging in commerce or trade in commodities; price fixing; forfeiture of charter; acts forbidden to directors, officers, agents, or employees
§ 618
Capital stock; amount; when paid in
§ 619
Capital stock; by whom held; ownership of capital stock by foreign bank
§ 620
Members of Board of Governors of the Federal Reserve System without interest in corporation
§ 621
Liability of shareholders on unpaid subscriptions; membership of corporation in Federal reserve bank prohibited
§ 622
Forfeiture of rights and privileges; dissolution; liability of directors and officers
§ 623
Voluntary liquidation
§ 624
Appointment of receiver or conservator
§ 625
Stockholders' meetings; books and records; reports; examination
§ 626
Dividends; surplus fund
§ 627
State taxation
§ 628
Extension of corporate existence
§ 629
Conversion of banking corporations into Federal corporations; procedure
§ 630
Offenses by officers of corporation; punishment
§ 631
False representations as to liability of United States for acts of corporation; punishment
§ 632
Jurisdiction of United States courts; disposition by banks of foreign owned property
§ 633
Potential liability on foreign accounts
Chapter 6A
EXPORT-IMPORT BANK OF THE UNITED STATES
§ 635
Powers and functions of Bank
§ 635a
Management of Bank
§ 635b
Capitalization of Bank; method of capital stock payments; public-debt transactions; issuance of stock certificates
§ 635c
Repealed. Pub. L. 102–429, title I, §121(c)(1), Oct. 21, 1992, 106 Stat. 2199
§ 635d
Issuance of debentures, bonds, etc.; obligations redeemable; payment of interest; obligations purchasable by Secretary of the Treasury; public-debt transactions
§ 635e
Aggregate loan, guarantee, and insurance authority
§ 635f
Termination date of Bank's functions; exceptions; liquidation
§ 635g
Report to Congress; time for submission; contents
§ 635h
Exemption from prohibition of section 955 of title 18
§ 635j
Export financing program to foster foreign trade and commercial interest of the United States
§ 635k
Apportionment of losses incurred on loans, guarantees, and insurance; reimbursement; contingent obligations
§ 635l
Authorization for appropriation of funds for losses
§ 635m
Loans, guarantees, and insurance subject to the provisions of this chapter
§ 635n
Prohibition of loans, guarantees, and insurance as to sales of defense articles or services
§ 635o
Congressional statement of purpose
§ 635p
Presidential mandate to negotiate; objectives
§ 635q
Establishment of tied aid credit program in United States Export-Import Bank
§ 635r
Establishment of tied aid credit program administered by Trade and Development Agency
§ 635s
Implementation
§ 635t
Definitions
§ 635a–1
Export credit competition
§ 635g–1
Annual competitiveness report
§ 635a–2
Implementation of regulations and procedures to lessen adverse effect of loans and guarantees on industries in United States; report by United States International Trade Commission; written consideration of views of adversely affected parties
§ 635a–3
Export-Import Bank financing to match foreign financing
§ 635i–3
Tied Aid Credit Fund and program
§ 635a–4
Guarantees for export accounts receivable and inventory
§ 635i–4
Repealed. Pub. L. 102–429, title I, §121(c)(1), Oct. 21, 1992, 106 Stat. 2199
§ 635a–5
Negotiations to end export credit financing
§ 635i–5
Environmental policy and procedures
§ 635a–6
Periodic audits of bank transactions
§ 635i–6
Debt reduction; Enterprise for the Americas Initiative
§ 635a–7
Independent audit of bank portfolio
§ 635i–7
Cooperation on export financing programs
§ 635i–8
Special debt relief for poorest, most heavily indebted countries
§ 635i–9
Market windows
Chapter 7
FARM CREDIT ADMINISTRATION
§ 651
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 657
Repealed. Sept. 21, 1944, ch. 412, §601(d), 58 Stat. 741, eff. July 1, 1944
§ 671
Repealed. Aug. 19, 1937, ch. 704, §7(a), 50 Stat. 707
§ 682a
Repealed. Aug. 19, 1937, ch. 704, §7(c), 50 Stat. 707
§ 683
Omitted
§ 698
Repealed. Aug. 11, 1955, ch. 785, title III, §302, 69 Stat. 664
§ 701
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 761
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 773
Omitted
§ 773a
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 781
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 791
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 921
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 931
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 931a
Omitted
§ 953
Repealed. Pub. L. 89–554, §8(a), Sept. 6, 1966, 80 Stat. 643
§ 963a
Repealed. June 30, 1947, ch. 166, title II, §206(c), 61 Stat. 208
§ 967
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 991
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 1001
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 1011
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 640–1
Omitted
Chapter Amendments to Chapter
§ 1012
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 1016
Repealed and Omitted
§ 1020o
Repealed. Aug. 14, 1946, ch. 964, §2(a)(2), 60 Stat. 1062
§ 1023a
Omitted
§ 1034
Repealed. June 3, 1935, ch. 164, §5(c), 49 Stat. 315
§ 1072
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 1081
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 1101
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 1111
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 1129
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 1131
Repealed. Pub. L. 89–554, §8(a), Sept. 6, 1966, 80 Stat. 648
§ 1131a
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 1131b
Repealed. July 26, 1956, ch. 741, title I, §105(c), 70 Stat. 665
§ 1131c
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 1131i
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 1131j
Transferred
§ 1138d
Repealed. June 25, 1948, ch. 645, §21, 62 Stat. 862, eff. Sept. 1, 1948
§ 1138e
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 1138f
Repealed. Aug. 11, 1955, ch. 785, title I, §110(b), 69 Stat. 662
§ 1020c–1
Omitted
§ 1020n–1
Omitted
§ 1131a–1
Omitted
§ 1131g–1
Repealed. July 26, 1956, ch. 741, title I, §105(q), 70 Stat. 666
Chapter 7A
AGRICULTURAL MARKETING
§ 1141
Declaration of policy; effective merchandising of agricultural commodities; speculation; cooperative marketing; surpluses; administration of chapter
§ 1141a
Repealed. Aug. 6, 1953, ch. 335, §19, 67 Stat. 400
§ 1141g
Omitted
§ 1141h
Avoidance of duplication; cooperation with other governmental establishments; obtaining information and data; cooperation with States, Territories, and agencies or subdivisions thereof; indicating research problems; transfer of offices, functions, etc
§ 1141i
Repealed. Pub. L. 115–334, title V, §5411(57), Dec. 20, 2018, 132 Stat. 4685
§ 1141j
Miscellaneous provisions
Chapter 7B
REGIONAL AGRICULTURAL CREDIT CORPORATIONS
§ 1148
Repealed. Pub. L. 115–334, title V, §5411(59), Dec. 20, 2018, 132 Stat. 4685
§ 1148a
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
Chapter 8
ADJUSTMENT AND CANCELLATION OF FARM LOANS
§ 1150
Compromise, adjustment, and cancellation of farm loans; conditions; delegation of powers and duties by Secretary of Agriculture
§ 1150a
Farm loans to which chapter is applicable
§ 1150b
Authorization of appropriations
§ 1150c
Self-hauling of hay or other roughages under hay transportation assistance program; liability for or refund of excess payments; availability of funds for payments
Chapter 9
NATIONAL AGRICULTURAL CREDIT CORPORATIONS
§ 1151
Repealed. Pub. L. 86–230, §24, Sept. 8, 1959, 73 Stat. 466
§ 1151a
Repealed. Pub. L. 92–181, title V, §5.26(a), Dec. 10, 1971, 85 Stat. 624
§ 1191
Repealed. Pub. L. 86–230, §24, Sept. 8, 1959, 73 Stat. 466
§ 1245
Repealed. June 25, 1948, ch. 645, §21, 62 Stat. 862, eff. Sept. 1, 1948
§ 1248
Repealed. June 25, 1948, ch. 645, §21, 62 Stat. 862, eff. Sept. 1, 1948
§ 1249
Repealed. Pub. L. 86–230, §24, Sept. 8, 1959, 73 Stat. 466
§ 1251
Repealed. Pub. L. 86–230, §24, Sept. 8, 1959, 73 Stat. 466
§ 1261
Repealed. Pub. L. 86–230, §24, Sept. 8, 1959, 73 Stat. 466
§ 1271
Repealed. Pub. L. 86–230, §24, Sept. 8, 1959, 73 Stat. 466
§ 1321
Omitted
§ 1322
Repealed. Pub. L. 86–230, §24, Sept. 8, 1959, 73 Stat. 466
Chapter 11
FEDERAL HOME LOAN BANKS
§ 1421
Short title
§ 1422
Definitions
§ 1423
Federal Home Loan Bank districts; number and boundaries; establishment of Federal Home Loan Banks; names
§ 1424
Eligibility for membership
§ 1426
Capital structure of Federal home loan banks
§ 1426a
Exclusion from certain requirements
§ 1427
Directors
§ 1428
Examination of State laws, regulations, and procedures; studies of values, etc
§ 1428a
Repealed. Pub. L. 101–73, title VII, §718, Aug. 9, 1989, 103 Stat. 422
§ 1429
Eligibility to secure advances
§ 1430
Advances to members
§ 1430a
Omitted
§ 1430b
Advances to nonmember mortgagee; terms and conditions
§ 1430c
Housing goals
§ 1431
Powers and duties of banks
§ 1432
Incorporation of banks; corporate powers; housing project loans
§ 1433
Exemption from taxation; obligations acceptable as credit on debt of home owner
§ 1434
Depositaries of public money; financial agents
§ 1435
Obligations as lawful investments; liability of United States for debentures, etc., issued by banks
§ 1436
Reserves and dividends; emergency suspensions of requirements
§ 1437
Repealed. Pub. L. 101–73, title VII, §703(a), Aug. 9, 1989, 103 Stat. 415
§ 1438
Omitted
§ 1438a
Nonadministrative expenses; expenses of studies and investigations
§ 1439a
Deposits in special fund; availability for all purposes of Federal Home Loan Bank Board and Federal Home Loan Bank Administration
§ 1440
Examinations and audits
§ 1440a
Sharing of information among Federal Home Loan Banks
§ 1441
Financing Corporation
§ 1441a
Repealed. Pub. L. 111–203, title III, §364(b), July 21, 2010, 124 Stat. 1555
§ 1441b
Resolution Funding Corporation established
§ 1442
Member financial information
§ 1442a
Repealed. Pub. L. 106–102, title VI, §606(c), Nov. 12, 1999, 113 Stat. 1454
§ 1443
Forms of bank stock and obligations
§ 1444
Eligibility to membership in banks
§ 1445
Succession of Federal Home Loan Banks
§ 1446
Liquidation or reorganization; acquisition of assets by other banks; assumption of liabilities
§ 1447
Repealed. Pub. L. 106–102, title VI, §606(c), Nov. 12, 1999, 113 Stat. 1454
§ 1448
Effect of partial invalidity of chapter
§ 1449
Reservation of right to amend or repeal chapter
§ 1441a–1
Definitions
§ 1441a–2
Authorization for State housing finance agencies and nonprofit entities to purchase mortgage-related assets
§ 1441a–3
RTC and FDIC properties
Chapter 11A
FEDERAL HOME LOAN MORTGAGE CORPORATION
§ 1451
Definitions
§ 1452
Federal Home Loan Mortgage Corporation
§ 1453
Capitalization of Federal Home Loan Mortgage Corporation
§ 1454
Purchase and sale of mortgages; residential mortgages; conventional mortgages; terms and conditions of sale or other disposition; authority to enter into, perform, and carry out transactions
§ 1455
Obligations and securities of the Corporation
§ 1456
Immunity of Corporation; audits and reporting requirements; data collection; Housing Advisory Council
§ 1457
Prohibited activities; penalties for violations by organizations, officers and members of organizations, and individuals
§ 1458
Territorial applicability
§ 1459
Separability
Chapter 12
SAVINGS ASSOCIATIONS
§ 1461
Short title
§ 1462
Definitions
§ 1462a
Administrative provisions
§ 1463
Supervision of savings associations
§ 1464
Federal savings associations
§ 1464a
Election to operate as a covered savings association
§ 1465
State law preemption standards for Federal savings associations clarified
§ 1466
Applicability
§ 1466a
District associations
§ 1467
Examination fees
§ 1467a
Regulation of holding companies
§ 1467b
Intermediate holding companies
§ 1468
Transactions with affiliates; extensions of credit to executive officers, directors, and principal shareholders
§ 1468a
Advertising
§ 1468b
Powers of examiners
§ 1468c
Separability
§ 1469
Authority to invest in State housing corporations
§ 1470
Federal supervision of insured institutions, State member and nonmember banks; access to information; definitions
Chapter 13
NATIONAL HOUSING
§ 1701
Short title
§ 1701a
Short title of amendment of 1938
§ 1701b
Short title of amendment of 1942
§ 1701c
Secretary of Housing and Urban Development
§ 1701d
Repealed. Pub. L. 89–554, §8(a), Sept. 6, 1966, 80 Stat. 655
§ 1701h
Advisory committees; payment of transportation and other expenses
§ 1701j
Repealed. Aug. 2, 1954, ch. 649, title VIII, §813, 68 Stat. 647
§ 1701k
Right to redeem property on which United States has lien
§ 1701l
Limitation on interest rates of insured mortgages; terms of sales
§ 1701m
Credit and cancellation of notes transferred from Reconstruction Finance Corporation; net loss computation
§ 1701n
Reduction of vulnerability of congested urban areas to enemy attack
§ 1701o
Annual report of Secretary
§ 1701p
Contents of report to President and Congress
§ 1701q
Supportive housing for the elderly
§ 1701r
Congressional findings respecting housing for senior citizens
§ 1701s
Rent supplement payments for qualified lower income families
§ 1701t
Congressional affirmation of national goal of decent homes and suitable living environment for American families
§ 1701u
Economic opportunities for low- and very low-income persons
§ 1701v
Congressional findings and declaration for improved architectural design in Government housing programs
§ 1701w
Budget, debt management, and related counseling services for mortgagors; authorization of appropriations
§ 1701x
Assistance with respect to housing for low- and moderate-income families
§ 1701y
National Homeownership Foundation
§ 1701z
New technologies in the development of housing for lower income families
§ 1702
Administrative provisions
§ 1702a
Repealed. June 28, 1955, ch. 189, §12(c)(14), 69 Stat. 182
§ 1703
Insurance of financial institutions
§ 1704
Repealed. Apr. 3, 1936, ch. 165, §2, 49 Stat. 1188
§ 1705
Allocation of funds
§ 1706
Repealed. Aug. 2, 1954, ch. 649, title VIII, §802(b), 68 Stat. 642
§ 1706a
Repealed. June 3, 1939, ch. 175, §3, 53 Stat. 805
§ 1706b
Taxation of real property held by Secretary
§ 1706c
Insurance of mortgages
§ 1706d
Applicability
§ 1706e
Repealed. Pub. L. 101–625, title II, §289(b), Nov. 28, 1990, 104 Stat. 4128
§ 1706f
Prohibition against kickbacks and unearned fees
§ 1707
Definitions
§ 1708
Federal Housing Administration operations
§ 1709
Insurance of mortgages
§ 1709a
Determination of loan-to-value ratios
§ 1709b
Repealed. Pub. L. 85–364, §6, Apr. 1, 1958, 72 Stat. 77
§ 1710
Payment of insurance
§ 1711
General Surplus and Participating Reserve Accounts
§ 1712
Investment of funds
§ 1712a
Indexing of FHA multifamily housing loan limits
§ 1713
Rental housing insurance
§ 1714
Taxation
§ 1715
Statistical and economic surveys
§ 1715a
Repealed. June 3, 1939, ch. 175, §13, 53 Stat. 807
§ 1715b
Rules and regulations
§ 1715c
Labor standards
§ 1715d
Insurance of mortgages on property in Alaska, Guam, Hawaii, and Virgin Islands
§ 1715e
Cooperative housing insurance
§ 1715f
Process of applications and issuance of commitments
§ 1715g
Insurance of mortgage where mortgagor is not occupant of property
§ 1715h
Repealed. Pub. L. 100–242, title IV, §401(a)(1), Feb. 5, 1988, 101 Stat. 1898
§ 1715i
Repealed. Pub. L. 86–372, title I, §108, Sept. 23, 1959, 73 Stat. 657
§ 1715j
Repealed. Pub. L. 89–117, title XI, §1108(aa), Aug. 10, 1965, 79 Stat. 507
§ 1715k
Rehabilitation and neighborhood conservation housing insurance
§ 1715l
Housing for moderate income and displaced families
§ 1715m
Repealed. Pub. L. 110–289, div. B, title I, §2120(a)(5), July 30, 2008, 122 Stat. 2835
§ 1715n
Miscellaneous mortgage insurance
§ 1715o
Interest rate on debentures; method of establishment
§ 1715p
Insurance of advances under open-end mortgages; payment of charges; eligibility and conditions
§ 1715q
Delivery of statement of appraisal or estimates to home buyers
§ 1715r
Requirement of builder's cost certification; definitions
§ 1715s
Treatment of mortgages covering tax credit projects
§ 1715t
Voluntary termination of insurance
§ 1715u
Authority to assist mortgagors in default
§ 1715v
Insurance of mortgages for housing for elderly persons
§ 1715w
Mortgage insurance for nursing homes, intermediate care facilities, and board and care homes
§ 1715x
Experimental housing insurance
§ 1715y
Mortgage insurance for condominiums
§ 1715z
Homeownership or membership in cooperative association for lower income families
§ 1716
Declaration of purposes of subchapter
§ 1716b
Partition of Federal National Mortgage Association into Federal National Mortgage Association and Government National Mortgage Association; assets and liabilities; operations
§ 1717
Federal National Mortgage Association and Government National Mortgage Association
§ 1717a
Prohibition against sale of obligations by Federal departments and agencies after June 30, 1966, without compliance with requirements of section 1717(c) of this title or without approval by Secretary of the Treasury; exemption
§ 1718
Capitalization of Federal National Mortgage Association
§ 1719
Secondary market operations
§ 1720
Repealed. Pub. L. 98–181, title I [title IV, §483(a)], Nov. 30, 1983, 97 Stat. 1240
§ 1721
Management and liquidation functions of Government National Mortgage Association
§ 1722
Benefits and burdens incident to administration of functions and operations under sections 1720 and 1721
§ 1723
Management
§ 1723a
General powers of Government National Mortgage Association and Federal National Mortgage Association
§ 1723b
Investment of funds
§ 1723c
Obligations, participations, or other instruments as lawful investments; acceptance as security; exempt securities
§ 1723d
Transfer of certain functions to Association
§ 1723e
Repealed. Pub. L. 98–181, title I [title IV, §483(a)], Nov. 30, 1983, 97 Stat. 1240
§ 1723f
Repealed. Pub. L. 96–294, title V, §533, June 30, 1980, 94 Stat. 740
§ 1723i
Civil money penalties against issuers
§ 1730e
Repealed. Pub. L. 96–221, title V, §529, Mar. 31, 1980, 94 Stat. 168
§ 1731
Repealed. June 25, 1948, ch. 645, §21, 62 Stat. 862, eff. Sept. 1, 1948
§ 1731a
Penalties
§ 1731b
Prohibition against transient housing
§ 1732
Separability
§ 1733
Application of other laws
§ 1734
Amendment, extension, or increase of commitment amounts
§ 1735
Payment of certain funds to Treasury
§ 1735a
Prepayment of mortgages by nonprofit educational institutions; refunds
§ 1735b
Expenditures to correct or reimburse for structural or other major defects in mortgaged homes
§ 1735c
General Insurance Fund
§ 1735d
Payment of insurance benefits in cash or debentures; borrowing money from Treasury to make payments
§ 1735e
Acceptance of materials or products used in structures
§ 1735f
Water and sewerage facilities
§ 1735g
Mortgage relief for homeowners who are unemployed as result of closing of Federal installation
§ 1735h
Repealed. Pub. L. 89–754, title X, §1013(j), Nov. 3, 1966, 80 Stat. 1292
§ 1736
Definitions
§ 1737
Repealed. Pub. L. 89–117, title XI, §1108(aa), Aug. 10, 1965, 79 Stat. 507
§ 1738
Insurance of mortgages
§ 1739
Mortgage insurance benefits
§ 1740
Repealed. Pub. L. 89–117, title XI, §1108(aa), Aug. 10, 1965, 79 Stat. 507
§ 1741
State taxation of realty held by Secretary
§ 1742
Rules and regulations
§ 1743
Insurance of mortgages
§ 1744
Insurance of loans for manufacture of houses
§ 1745
Insurance of mortgages on sales of Government housing; limits and conditions; Greenbelt towns; State housing
§ 1746
Insurance on mortgages on large-scale housing projects
§ 1746a
Termination of commitment authority under this subchapter
§ 1747
Purpose of subchapter; authorization; terms and conditions; expiration of insurance contract
§ 1747a
Eligibility for insurance
§ 1747b
Premium charges; fees for examination and inspection
§ 1747c
Rent schedules
§ 1747d
Excess earnings used for amortization of original investment
§ 1747e
Financial statements by Secretary
§ 1747f
Payment of claims; assignment of benefits by investors
§ 1747g
Debentures
§ 1747h
Termination of insurance contract by investor
§ 1747i
Repealed. Pub. L. 89–117, title XI, §1108(aa), Aug. 10, 1965, 79 Stat. 507
§ 1747j
Taxation of real property
§ 1747k
Rules and regulations
§ 1747l
Definitions
§ 1748
Definitions
§ 1748a
Repealed. Pub. L. 89–117, title XI, §1108(aa), Aug. 10, 1965, 79 Stat. 507
§ 1748b
Insurance of mortgages
§ 1748c
Repealed. Pub. L. 89–117, title XI, §1108(aa), Aug. 10, 1965, 79 Stat. 507
§ 1748d
Lease of property; terms and conditions
§ 1748e
Mortgages on property in Alaska
§ 1748f
Rules and regulations
§ 1748g
Cost certification
§ 1748i
Omitted
§ 1749aaa
Insurance of mortgages
§ 1749d
Cost of inspections and of providing representatives
§ 1750
Definitions
§ 1750a
Repealed. Pub. L. 89–117, title XI, §1108(aa), Aug. 10, 1965, 79 Stat. 507
§ 1750b
Insurance in critical areas
§ 1750c
Mortgage insurance benefits
§ 1750d
Repealed. Pub. L. 89–117, title XI, §1108(aa), Aug. 10, 1965, 79 Stat. 507
§ 1750e
Taxation
§ 1750f
Rules and regulations
§ 1750g
Insurance of additional mortgages
§ 1701c–1
Omitted
§ 1701f–1
Repealed. Pub. L. 90–19, §5(c), May 25, 1967, 81 Stat. 21
§ 1701h–1
Housing for elderly persons advisory committee
§ 1701j–1
Builder's certification as to construction
§ 1701l–1
Mortgage proceeds fraudulently misappropriated by mortgagor; recovery of deficiency after foreclosure
§ 1701p–1
Periodic report on residential mortgage delinquencies and foreclosures
§ 1701q–1
Civil money penalties against mortgagors under section 1701q of this title
§ 1701r–1
Pet ownership in assisted rental housing for the elderly or handicapped
§ 1701x–1
Home inspection counseling
§ 1701z–1
Research and demonstrations; authorization of appropriations; continuing availability of funds
§ 1701j–2
National Institute of Building Sciences
§ 1701p–2
Default and foreclosure database
§ 1701q–2
Grants for conversion of elderly housing to assisted living facilities and other purposes
§ 1701x–2
Legal assistance for foreclosure-related issues
§ 1701z–2
Advanced technologies, methods, and materials for housing construction, rehabilitation, and maintenance
§ 1701d–3
Repealed. Pub. L. 91–609, title V, §503(3), Dec. 31, 1970, 84 Stat. 1785
§ 1701j–3
Preemption of due-on-sale prohibitions
§ 1701q–3
Funds for housing for elderly and persons with disabilities available for cost of maintenance and disposal of such properties
§ 1701z–3
Experimental housing allowance payment program
§ 1701d–4
Exchange and assembly of housing and urban planning and development data; payment of expenses; acceptance of funds, services, facilities, materials, and other donations; approval of Secretary of State for international programs and activities
§ 1701g–4
Omitted
§ 1701z–4
Abandoned properties demonstration project
§ 1701g–5
Revolving fund in connection with liquidating programs
§ 1701g–5a
Transfer of New Communities Fund assets and liabilities
§ 1701g–5b
Liquidation of New Communities Program; cancellation of debt
§ 1701g–5c
Transfer of rehabilitation loan fund assets and liabilities
§ 1701z–5
Demonstrations of heating or cooling residential housing utilizing solar energy
§ 1701z–6
Special housing need research and demonstration authority
§ 1701z–7
Studies to determine extent of need for counseling to mortgagors; report to Congress
§ 1701z–8
Energy conservation and renewable-resource demonstration
§ 1701z–9
Expansion of home ownership opportunities in urban areas
§ 1709–1
Repealed. Pub. L. 98–181, title I [title IV, §404(a)], Nov. 30, 1983, 97 Stat. 1208
§ 1709–1a
State constitutional and legal limits upon interest chargeable on loans, mortgages, or other interim financing arrangements; applicability; covered arrangements
§ 1709–2
Equity skimming; penalty; persons liable; one dwelling exemption
§ 1715z–1
Rental and cooperative housing for lower income families
§ 1715z–1a
Assistance for troubled multifamily housing projects
§ 1715z–1b
Tenant participation in multifamily housing projects
§ 1715z–1c
Regulation of rents in insured projects
§ 1715z–2
Repealed. Pub. L. 110–289, div. B, title I, §2120(a)(6), July 30, 2008, 122 Stat. 2835
§ 1715z–3
Special Risk Insurance Fund
§ 1715z–4
Modifications in terms of mortgages covering multifamily projects; requests for extensions to cure defaults or for modification of mortgage terms; regulations
§ 1715z–4a
Double damages remedy for unauthorized use of multifamily housing project assets and income
§ 1715z–5
Purchase of fee simple title from lessors
§ 1715z–6
Supplemental loans for multifamily projects
§ 1715z–7
Mortgage insurance for hospitals
§ 1715z–8
Mortgage assistance payments for middle-income families
§ 1715z–9
Co-insurance of eligible mortgage, advance, or loan
§ 1735e–1
Use of American materials and products
§ 1735f–1
Waiver of deduction on assignment of property to Secretary in lieu of foreclosure
§ 1735f–2
Uniform rehabilitation standards for housing within and without urban renewal areas
§ 1735f–3
Insurance of mortgage proceeds advanced during construction or rehabilitation or prior to final endorsement of project mortgage
§ 1735f–4
Minimum property standards
§ 1735f–5
Prohibition against discrimination on account of sex in extension of mortgage assistance; consideration of combined income of husband and wife for purpose of extending mortgage credit; definitions
§ 1735f–6
Secondary mortgages held by State or local governmental agency on insured properties
§ 1735f–7
Exemption from State usury laws; applicability
§ 1735f–7a
State constitution or laws limiting mortgage interest, discount points, and finance or other charges; exemption for obligations made after March 31, 1980
§ 1735f–8
Time of payment of premium charges
§ 1735f–9
Limitation on commitments to insure loans and mortgages
§ 1748h–1
Civilian employees of Armed Forces
§ 1748h–2
Insurance of mortgages for defense housing for impacted areas
§ 1748h–3
Payments in lieu of taxes; limitations; exemption from taxation
§ 1749aaa–1
Premiums and other charges
§ 1749aaa–2
Payment of insurance benefits
§ 1749aaa–3
Regulations
§ 1749aaa–4
Administration
§ 1749aaa–5
Definitions
§ 1750a–1
Omitted
§ 1701z–10
Model rehabilitation guidelines in inspection and approval of rehabilitated properties; report to Congress
§ 1701z–10a
Biennial survey of economic and housing market conditions
§ 1701z–11
Management and disposition of multifamily housing projects
§ 1701z–12
Housing access
§ 1701z–13
Solar energy for single-family and multifamily housing units
§ 1701z–14
Lower cost technology demonstration program
§ 1701z–15
Approval of individual residential water purification or treatment units
§ 1701z–16
Energy efficient mortgages pilot program
§ 1701z–17
Increasing access and understanding of energy efficient mortgages
§ 1715z–10
Repealed. Pub. L. 110–289, div. B, title I, §2120(a)(7), July 30, 2008, 122 Stat. 2835
§ 1715z–11
Sale to cooperatives of multifamily housing projects acquired by Secretary; acceptance of purchase money mortgage for sale or insurance of mortgage; principal amount of mortgage; expenditures for repairs, etc., prior to sale
§ 1715z–11a
Disposition of HUD-owned properties
§ 1715z–12
Single-family mortgage insurance on Hawaiian home lands
§ 1715z–13
Single family mortgage insurance on Indian reservations
§ 1715z–13a
Loan guarantees for Indian housing
§ 1715z–13b
Loan guarantees for Native Hawaiian housing
§ 1715z–14
Risk-sharing demonstration
§ 1715z–15
Limitation on prepayment of mortgages on multifamily rental housing
§ 1715z–16
Adjustable rate single family mortgages
§ 1715z–17
Shared appreciation mortgages for single family housing
§ 1715z–18
Shared appreciation mortgages for multifamily housing
§ 1715z–19
Equity skimming penalty
§ 1715z–20
Insurance of home equity conversion mortgages for elderly homeowners
§ 1715z–21
Delegation of insuring authority to direct endorsement mortgagees
§ 1715z–22
Multifamily mortgage credit programs
§ 1715z–22a
Definitions
§ 1715z–23
HOPE for Homeowners Program
§ 1715z–24
Pilot program for automated process for borrowers without sufficient credit history
§ 1715z–25
Mortgage modification data collecting and reporting
§ 1735f–10
Change of mortgagee status
§ 1735f–11
Review of mortgagee performance and authority to terminate
§ 1735f–12
Assurance of adequate processing of applications for loan and mortgage insurance
§ 1735f–13
Prohibition of requirement of minimum principal loan amount
§ 1735f–14
Civil money penalties against mortgagees, lenders, and other participants in FHA programs
§ 1735f–15
Civil money penalties against multifamily mortgagors
§ 1735f–16
Annual audited financial statements
§ 1735f–17
Examinations and sanctions for certain violations
§ 1735f–18
Information regarding early defaults and foreclosures on insured mortgages
§ 1735f–19
Partial payment of claims on defaulted mortgages and in connection with mortgage restructuring
§ 1735f–20
Authorization of appropriations for General and Special Risk Insurance Funds
Chapter 14
FEDERAL CREDIT UNIONS
§ 1751
Short title
§ 1751a
Omitted
§ 1752
Definitions
§ 1752a
National Credit Union Administration
§ 1753
Federal credit union organization
§ 1754
Approval of organization certificate
§ 1755
Fees
§ 1756
Reports and examinations
§ 1756a
Omitted
§ 1757
Powers
§ 1757a
Limitation on member business loans
§ 1758
Bylaws
§ 1759
Membership
§ 1760
Members' meetings
§ 1761
Management
§ 1761a
Officers of the board
§ 1761b
Board of directors; meetings; powers and duties; executive committee; membership officers; membership application
§ 1761c
Credit committee
§ 1761d
Supervisory committee; powers and duties; suspension of members; passbook
§ 1762
Repealed. Pub. L. 105–219, title III, §301(g)(3), Aug. 7, 1998, 112 Stat. 931
§ 1763
Dividends
§ 1764
Expulsion and withdrawal
§ 1765
Minors
§ 1766
Powers of Board
§ 1767
Fiscal agents and depositories; authorization to secure deposits by governmental bodies
§ 1768
Taxation
§ 1769
Separability; right to alter, amend, or repeal chapter
§ 1770
Allotment of space in Federal buildings or Federal land
§ 1771
Conversion from Federal to State credit union and from State to Federal credit union
§ 1772
Territorial application of chapter
§ 1772a
Gifts; acceptance of conditional gifts; deposit
§ 1772b
Apportionment
§ 1772c
Trust fund
§ 1772d
Forfeiture of organization certificate for money laundering or cash transaction reporting offenses
§ 1772e
Data standards
§ 1772f
Open data publication
§ 1773
District of Columbia credit unions; conversion to Federal status
§ 1774
Approval of certificate; assets and obligations of applicant credit union
§ 1775
Conditions upon conversion to Federal status
§ 1781
Insurance of member accounts
§ 1782
Administration of insurance fund
§ 1783
National Credit Union Share Insurance Fund
§ 1784
Examination of insured credit unions
§ 1785
Requirements governing insured credit unions
§ 1786
Termination of insured credit union status; cease and desist orders; removal or suspension from office; procedure
§ 1786a
Omitted
§ 1787
Payment of insurance
§ 1788
Special assistance to avoid liquidation
§ 1789
Administrative provisions
§ 1789a
Credit unions as depositaries of public money; fiscal agents; duties
§ 1790
Nondiscriminatory provision
§ 1790a
Board disapproval of directors, committee members, and senior executive officers of insured credit unions
§ 1790b
Credit union employee protection remedy
§ 1790c
Reward for information leading to recoveries or civil penalties
§ 1790d
Prompt corrective action
§ 1790e
Temporary Corporate Credit Union Stabilization Fund
§ 1795
Congressional findings
§ 1795a
Definitions
§ 1795b
National Credit Union Administration Central Liquidity Facility; establishment; management; jurisdiction
§ 1795c
Membership
§ 1795d
Capital stock
§ 1795e
Extensions of credit
§ 1795f
Powers of Board
§ 1795g
Depositories, custodians, and fiscal agents
§ 1795h
Audit of financial transactions
§ 1795i
Annual report
§ 1795j
Agent of Federal Reserve System
§ 1795k
State and local tax exemption
§ 1772c–1
Community development revolving loan fund for credit unions
Chapter 16
FEDERAL DEPOSIT INSURANCE CORPORATION
§ 1811
Federal Deposit Insurance Corporation
§ 1812
Management
§ 1813
Definitions
§ 1814
Insured depository institutions
§ 1815
Deposit insurance
§ 1816
Factors to be considered
§ 1817
Assessments
§ 1818
Termination of status as insured depository institution
§ 1819
Corporate powers
§ 1820
Administration of Corporation
§ 1820a
Examination of investment companies
§ 1821
Insurance Funds
§ 1821a
FSLIC Resolution Fund
§ 1822
Corporation as receiver
§ 1823
Corporation monies
§ 1824
Borrowing authority
§ 1825
Issuance of notes, debentures, bonds, and other obligations; exemptions
§ 1826
Forms of obligations; preparation by Secretary of the Treasury
§ 1827
Reports by Corporation; audit of financial transactions; report on audits; employment of certified public accountants for audits
§ 1828
Regulations governing insured depository institutions
§ 1828a
Prudential safeguards
§ 1828b
Interagency data sharing
§ 1829
Penalty for unauthorized participation by convicted individual
§ 1829a
Participation by State nonmember insured banks in lotteries and related activities
§ 1829b
Retention of records by insured depository institutions
§ 1829c
Making online banking initiation legal and easy
§ 1830
Nondiscrimination
§ 1831
Separability of certain provisions of this chapter
§ 1831a
Activities of insured State banks
§ 1831aa
Enforcement of agreements
§ 1831b
Disclosures with respect to certain federally related mortgage loans
§ 1831bb
Capital requirements for certain acquisition, development, or construction loans
§ 1831c
Assuring consistent oversight of subsidiaries of holding companies
§ 1831cc
Data standards
§ 1831d
State-chartered insured depository institutions and insured branches of foreign banks
§ 1831dd
Open data publication
§ 1831e
Activities of savings associations
§ 1831f
Brokered deposits
§ 1831g
Contracts between depository institutions and persons providing goods, products, or services
§ 1831h
Repealed. Pub. L. 109–173, §8(a)(33), Feb. 15, 2006, 119 Stat. 3615
§ 1831i
Agency disapproval of directors and senior executive officers of insured depository institutions or depository institution holding companies
§ 1831j
Depository institution employee protection remedy
§ 1831k
Reward for information leading to recoveries or civil penalties
§ 1831l
Coordination of risk analysis between SEC and Federal banking agencies
§ 1831m
Early identification of needed improvements in financial management
§ 1831n
Accounting objectives, standards, and requirements
§ 1831o
Prompt corrective action
§ 1831p
Transferred
§ 1831q
FDIC affordable housing program
§ 1831r
Payments on foreign deposits prohibited
§ 1831s
Transferred
§ 1831t
Depository institutions lacking Federal deposit insurance
§ 1831u
Interstate bank mergers
§ 1831v
Authority of State insurance regulator and Securities and Exchange Commission
§ 1831w
Safety and soundness firewalls applicable to financial subsidiaries of banks
§ 1831x
Insurance customer protections
§ 1831y
CRA sunshine requirements
§ 1831z
Bi-annual FDIC survey and report on encouraging use of depository institutions by the unbanked
§ 1832
Withdrawals by negotiable or transferable instruments for transfers to third parties
§ 1833
Repealed. Pub. L. 104–208, div. A, title II, §2224(b), Sept. 30, 1996, 110 Stat. 3009–415
§ 1833a
Civil penalties
§ 1833b
Comparability in compensation schedules
§ 1833c
Comptroller General audit and access to records
§ 1833d
Repealed. Pub. L. 102–242, title I, §121(b), Dec. 19, 1991, 105 Stat. 2251
§ 1833e
Equal opportunity
§ 1834
Reduced assessment rate for deposits attributable to lifeline accounts
§ 1834a
Assessment credits for qualifying activities relating to distressed communities
§ 1834b
Community development organizations
§ 1835
Insured depository institution capital requirements for transfers of small business obligations
§ 1835a
Prohibition against deposit production offices
§ 1831f–1
Repealed. Pub. L. 106–569, title XII, §1203, Dec. 27, 2000, 114 Stat. 3032
§ 1831m–1
Reports of information regarding safety and soundness of depository institutions
§ 1831o–1
Source of strength
§ 1831p–1
Standards for safety and soundness
§ 1831r–1
Notice of branch closure
Chapter 17
BANK HOLDING COMPANIES
§ 1841
Definitions
§ 1842
Acquisition of bank shares or assets
§ 1843
Interests in nonbanking organizations
§ 1844
Administration
§ 1845
Repealed. Pub. L. 89–485, §9, July 1, 1966, 80 Stat. 240
§ 1846
Reservation of rights to States
§ 1847
Penalties
§ 1848
Judicial review
§ 1848a
Repealed. Pub. L. 111–203, title VI, §604(c)(2), July 21, 2010, 124 Stat. 1601
§ 1849
Saving provision
§ 1850
Acquisition of subsidiary and tying arrangement: Federal Reserve Board proceedings; application for authorization; competitor as party in interest and person aggrieved; judicial review
§ 1850a
Securities holding companies
§ 1851
Prohibitions on proprietary trading and certain relationships with hedge funds and private equity funds
§ 1852
Concentration limits on large financial firms
Chapter 18
BANK SERVICE COMPANIES
§ 1861
Short title and definitions
§ 1862
Amount of investment in bank service company
§ 1863
Permissible bank service company activities for depository institutions
§ 1864
Permissible bank service company activities for other persons
§ 1865
Prior approval for investments in bank service companies
§ 1866
Services to nonstockholders or nonmembers
§ 1867
Regulation and examination of bank service companies
Chapter 19
SECURITY MEASURES FOR BANKS AND SAVINGS ASSOCIATIONS
§ 1881
"Federal supervisory agency" defined
§ 1882
Security measures
§ 1883
Insurance rates; report to Congress
§ 1884
Penalties for violations
Chapter 21
FINANCIAL RECORDKEEPING
§ 1951
Congressional findings and declaration of purpose
§ 1952
Reports on ownership and control
§ 1953
Recordkeeping and procedures
§ 1954
Injunctions
§ 1955
Civil penalties
§ 1956
Criminal penalty
§ 1957
Additional criminal penalty in certain cases
§ 1958
Compliance
§ 1959
Administrative procedure
§ 1960
Safe harbor with respect to keep open directives
Chapter 22
TYING ARRANGEMENTS
§ 1971
Definitions
§ 1972
Certain tying arrangements prohibited; correspondent accounts
§ 1973
Jurisdiction of courts; duty of United States attorneys; equitable proceedings; petition; expedition of cases; temporary restraining orders; bringing in additional parties; subpenas
§ 1974
Actions by United States; subpenas for witnesses
§ 1975
Civil actions by persons injured; jurisdiction and venue; amount of recovery
§ 1976
Injunctive relief for persons against threatened loss or damages; equitable proceedings; preliminary injunctions
§ 1977
Limitation of actions; suspension of limitations
§ 1978
Actions under other Federal or State laws unaffected; regulations or orders barred as a defense
Chapter 23
FARM CREDIT SYSTEM
§ 2001
Congressional declaration of policy and objectives
§ 2002
Farm Credit System
§ 2011
Establishment, charters, titles, branches
§ 2012
Board of directors
§ 2013
General corporate powers
§ 2014
Farm Credit Bank capitalization
§ 2015
Lending authority
§ 2016
Interest rates and other charges
§ 2017
Eligibility
§ 2018
Security; terms
§ 2019
Purposes for extensions of credit
§ 2020
Related services
§ 2021
Loans through associations or agents
§ 2022
Liens on stock
§ 2023
Taxation
§ 2071
Organization and charters
§ 2072
Board of directors
§ 2073
General corporate powers
§ 2074
Production credit association capitalization
§ 2075
Short- and intermediate-term loans; participation; other financial assistance; terms; conditions; interest; security
§ 2076
Other services
§ 2076a
Liens on stock
§ 2077
Taxation
§ 2091
Organizations; articles; charters; powers of the Farm Credit Administration
§ 2092
Board of directors
§ 2093
General corporate powers
§ 2094
Federal land bank association capitalization
§ 2095
Repealed. Pub. L. 100–399, title IV, §401(v), Aug. 17, 1988, 102 Stat. 999
§ 2096
Agreements for sharing gains or losses
§ 2097
Liens on stock
§ 2098
Taxation
§ 2121
Establishment; titles; branches
§ 2122
Corporate existence; general corporate powers
§ 2123
Board of directors
§ 2124
Stock of banks for cooperatives
§ 2125
Dividends
§ 2126
Retirement of stock
§ 2127
Guaranty fund subscriptions in lieu of stock
§ 2128
Loans, commitments, and technical and financial assistance
§ 2129
Eligibility
§ 2130
Ownership of stock by borrowers
§ 2131
Loans
§ 2132
Earnings and reserves; application of savings
§ 2133
Distribution of assets on liquidation or dissolution
§ 2134
Taxation
§ 2141
Charter, powers, and operation
§ 2142
Repealed. Pub. L. 115–334, title V, §5411(14), Dec. 20, 2018, 132 Stat. 4680
§ 2143
Credit delivery office
§ 2144
Consolidation of functions
§ 2145
Exchange of ownership interests
§ 2146
Capitalization
§ 2147
Patronage pools
§ 2148
Transactions to accomplish merger
§ 2149
Lending limits
§ 2149a
Repealed. Pub. L. 115–334, title V, §5411(16), Dec. 20, 2018, 132 Stat. 4680
§ 2151
Repealed. Pub. L. 115–334, title V, §5411(17), Dec. 20, 2018, 132 Stat. 4680
§ 2152
Repealed. Pub. L. 100–233, title II, §207(a)(1), Jan. 6, 1988, 101 Stat. 1607
§ 2153
Power to borrow; issuance of notes, bonds, debentures, and other obligations
§ 2154
Capital adequacy of banks and institutions
§ 2154a
Capitalization of System institutions
§ 2155
Liability of banks; United States not liable
§ 2156
Repealed. Pub. L. 100–233, title II, §204(b), Jan. 6, 1988, 101 Stat. 1607
§ 2157
Bonds as investments
§ 2158
Purchase and sale by Federal Reserve System
§ 2159
Purchase and sale of obligations
§ 2160
Federal Farm Credit Banks Funding Corporation
§ 2161
Repealed. Pub. L. 100–399, title I, §101(a), Aug. 17, 1988, 102 Stat. 989
§ 2162
Protection of borrower stock
§ 2183
Dissolution; voluntary or involuntary liquidation; mergers; receiverships or conservators
§ 2184
Communications with stockholders
§ 2199
Disclosure
§ 2200
Access to documents and information
§ 2201
Notice of action on application
§ 2202
Reconsideration of actions
§ 2202a
Restructuring distressed loans
§ 2202b
Effect of restructuring on borrower stock
§ 2202c
Repealed. Pub. L. 115–334, title V, §5411(23), Dec. 20, 2018, 132 Stat. 4682
§ 2202d
Protection of borrowers who meet all loan obligations
§ 2202e
Waiver of mediation rights by borrowers
§ 2203
Nomination of association directors; representative selection of nominees
§ 2204
Repealed. Pub. L. 102–552, title V, §508, Oct. 28, 1992, 106 Stat. 4132
§ 2205
Interest rates
§ 2206
Participation loans
§ 2206a
Authority of Farm Credit Banks and direct lender associations to participate in loans to similar entities for risk management purposes
§ 2207
Young, beginning, and small farmers and ranchers
§ 2208
Prohibition against use of signed ballots
§ 2209
Repealed. Pub. L. 115–334, title V, §5403, Dec. 20, 2018, 132 Stat. 4675
§ 2211
Establishment
§ 2212
Powers of Farm Credit Administration
§ 2213
Regulation and examination
§ 2214
State laws
§ 2214a
"Bank" defined
§ 2218
Lines of insurance
§ 2219
Limitation on separate sale
§ 2219a
Right of first refusal
§ 2219b
Application of uninsured accounts
§ 2219c
Affirmative action
§ 2219d
Encouragement of conservation practices
§ 2219e
Liability for making criminal referrals
§ 2221
Transferred
§ 2241
Farm Credit Administration
§ 2242
Farm Credit Administration Board
§ 2243
Powers of Board
§ 2244
Chairman; responsibilities; governing standards
§ 2245
Organization of Farm Credit Administration
§ 2246
Advisory committees
§ 2247
Repealed. Pub. L. 99–205, title II, §201(2), Dec. 23, 1985, 99 Stat. 1690
§ 2248
Seal of the Farm Credit Administration
§ 2249
Administrative expenses
§ 2250
Farm Credit Administration operating expenses fund
§ 2251
Quarters and facilities for the Farm Credit Administration
§ 2252
Powers and duties
§ 2253
Repealed. Pub. L. 115–334, title V, §5411(30), Dec. 20, 2018, 132 Stat. 4682
§ 2254
Examinations
§ 2255
Conditions of other banks and lending institutions
§ 2256
Consent to the availability of reports and to examinations
§ 2257
Reports on conditions of institutions receiving loans or deposits
§ 2257a
Uniform financial reporting instructions
§ 2258
Jurisdiction
§ 2259
State legislation
§ 2260
Transferred
§ 2261
Cease and desist proceedings
§ 2262
Temporary cease and desist orders
§ 2263
Enforcement of temporary cease and desist orders
§ 2264
Suspension or removal of director or officer
§ 2265
Suspension or removal of director or officer charged with felony
§ 2265a
Removal and prohibition authority; industry-wide prohibition
§ 2266
Hearings and judicial review
§ 2267
Jurisdiction and enforcement
§ 2267a
Jurisdiction over institution-affiliated parties
§ 2268
Penalty
§ 2269
Further penalties
§ 2270
Replacement of suspended or removed directors
§ 2271
Definitions
§ 2272
Notice of service
§ 2273
Ancillary provisions; subpena power; etc
§ 2274
Power to remove directors and officers
§ 2275
Repealed. Pub. L. 115–334, title V, §5411(36), Dec. 20, 2018, 132 Stat. 4683
§ 2275a
Transition rules relating to amendment of certain FCA approval authorities
§ 2276
Access to and examination by Comptroller General of books, documents, etc., of farm credit system banks and institutions
§ 2277a
Definitions
§ 2279a
Power to merge
§ 2279aa
Definitions
§ 2279b
Transfer of lending authority
§ 2279bb
Definitions
§ 2279c
Equalization of loan-making powers of certain district associations
§ 2279cc
Conservatorship; liquidation; receivership
§ 2279d
Termination of System institution status
§ 2279e
Approval of disclosure information and issuance of charters
§ 2279f
Merger of similar banks
§ 2279g
Transactions to accomplish mergers exempt from certain State taxes
§ 2277a–1
Establishment of Farm Credit System Insurance Corporation
§ 2277a–2
Board of Directors
§ 2277a–3
Commencement of insurance
§ 2277a–4
Premiums
§ 2277a–5
Certification of premiums
§ 2277a–6
Overpayment and underpayment of premiums; remedies
§ 2277a–7
General corporate powers
§ 2277a–8
Conduct of corporate affairs; examination of System institutions
§ 2277a–9
Insurance Fund
§ 2279aa–1
Federal Agricultural Mortgage Corporation
§ 2279a–1
Board of directors
§ 2279bb–1
Risk-based capital levels
§ 2279c–1
Merger of associations
§ 2279f–1
Merger of similar associations
§ 2279aa–2
Board of directors
§ 2279a–2
Powers of merged banks
§ 2279bb–2
Minimum capital level
§ 2279c–2
Reconsideration
§ 2279aa–3
Powers and duties of Corporation and Board
§ 2279a–3
Capitalization
§ 2279bb–3
Critical capital level
§ 2279aa–4
Stock issuance
§ 2279a–4
Repealed. Pub. L. 100–399, title IV, §408(d), Aug. 17, 1988, 102 Stat. 1001
§ 2279bb–4
Enforcement levels
§ 2279aa–5
Certification of agricultural mortgage marketing facilities
§ 2279a–5
Transferred
§ 2279bb–5
Mandatory actions applicable to level II
§ 2279aa–6
Guarantee of qualified loans
§ 2279bb–6
Supervisory actions applicable to level III
§ 2279aa–7
Repealed. Pub. L. 104–105, title I, §108(b), Feb. 10, 1996, 110 Stat. 164
§ 2279bb–7
Repealed. Pub. L. 115–334, title V, §5411(51), Dec. 20, 2018, 132 Stat. 4685
§ 2279aa–8
Standards for qualified loans
§ 2279aa–9
Exemption from restructuring and borrowers rights provisions for pooled loans
§ 2277a–10
Powers of Corporation with respect to troubled insured System banks
§ 2277a–10a
Oversight actions by Corporation
§ 2277a–10b
Authority to regulate golden parachute and indemnification payments
§ 2277a–10c
Corporation as conservator or receiver; certain other powers
§ 2277a–11
Investment of funds
§ 2277a–12
Exemption from taxation
§ 2277a–13
Omitted
§ 2277a–14
Prohibitions
§ 2279aa–10
Funding for guarantee; reserves of Corporation
§ 2279aa–11
Supervision, examination, and report of condition
§ 2279aa–12
Securities in credit enhanced pools
§ 2279aa–13
Authority to issue obligations to cover guarantee losses of Corporation
§ 2279aa–14
Federal jurisdiction
Chapter 24
FEDERAL FINANCING BANK
§ 2281
Congressional findings and declaration of purpose
§ 2282
Definitions
§ 2283
Creation of Federal Financing Bank
§ 2284
Board of Directors
§ 2285
Functions
§ 2285a
Acquisition of obligations involving loan guarantees for New York City
§ 2286
Approval of financing plans by Secretary of the Treasury
§ 2287
Initial capital
§ 2288
Bank obligations
§ 2289
General powers
§ 2290
Exemptions
§ 2291
Preparation of obligations
§ 2292
Annual report to the President and Congress
§ 2293
Budget and audit provisions of Government corporation control law applicable
§ 2294
Payments on behalf of public bodies
§ 2294a
Contracts for periodic payments to offset costs of purchase of obligations of local public housing agencies
§ 2295
Authority or responsibility under other provisions of law not to be affected or impaired
§ 2296
Increase not authorized in amounts of obligations issued, sold, or guaranteed by Federal agencies
Chapter 25
NATIONAL COMMISSION ON ELECTRONIC FUND TRANSFERS
§ 2401
Establishment of Commission
§ 2402
Membership of Commission
§ 2403
Functions of Commission
§ 2404
Powers of Commission
§ 2405
Executive Director and additional staff personnel; appointment and compensation; experts and consultants; employment and compensation; audits by Comptroller General
§ 2406
Compensation of members of Commission
§ 2407
Cooperation and assistance of other Federal departments, agencies, and instrumentalities
§ 2408
Authorization of appropriations
Chapter 26
DISPOSITION OF ABANDONED MONEY ORDERS AND TRAVELER'S CHECKS
§ 2501
Congressional findings and declaration of purpose
§ 2502
Definitions
§ 2503
State entitlement to escheat or custody
Chapter 27
REAL ESTATE SETTLEMENT PROCEDURES
§ 2601
Congressional findings and purpose
§ 2602
Definitions
§ 2603
Uniform settlement statement
§ 2604
Home buying information booklets
§ 2605
Servicing of mortgage loans and administration of escrow accounts
§ 2606
Exempted transactions
§ 2607
Prohibition against kickbacks and unearned fees
§ 2608
Title companies; liability of seller
§ 2609
Limitation on requirement of advance deposits in escrow accounts
§ 2610
Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements
§ 2614
Jurisdiction of courts; limitations
§ 2615
Contracts and liens; validity
§ 2616
State laws unaffected; inconsistent Federal and State provisions
§ 2617
Authority of Bureau
Chapter 28
EMERGENCY MORTGAGE RELIEF
§ 2701
Congressional findings and declaration of purpose
§ 2702
Mortgages eligible for assistance
§ 2703
Manner of assistance and repayment
§ 2704
Insurance for emergency mortgage loans and advances
§ 2705
Emergency mortgage relief payments
§ 2706
Emergency Homeowners' Relief Fund
§ 2707
Authority of Secretary
§ 2708
Expiration date
§ 2711
Nonapplicability of other laws
§ 2712
Repealed. Pub. L. 111–203, title XIV, §1496(b)(7), July 21, 2010, 124 Stat. 2209
Chapter 29
HOME MORTGAGE DISCLOSURE
§ 2801
Congressional findings and declaration of purpose
§ 2802
Definitions
§ 2803
Maintenance of records and public disclosure
§ 2804
Enforcement
§ 2805
Relation to State laws
§ 2806
Compliance improvement methods
§ 2807
Report
§ 2808
Effective date
§ 2809
Compilation of aggregate data
§ 2810
Disclosure by Secretary; commencement, scope, etc
§ 2811
Repealed. Pub. L. 100–242, title V, §565(b), Feb. 5, 1988, 101 Stat. 1945
Chapter 30
COMMUNITY REINVESTMENT
§ 2901
Congressional findings and statement of purpose
§ 2902
Definitions
§ 2903
Financial institutions; evaluation
§ 2904
Report to Congress
§ 2905
Regulations
§ 2906
Written evaluations
§ 2907
Operation of branch facilities by minorities and women
§ 2908
Small bank regulatory relief
Chapter 31
NATIONAL CONSUMER COOPERATIVE BANK
§ 3001
Congressional statement of findings and purpose
§ 3011
Creation and charter; principal office; venue; purposes
§ 3012
General corporate powers
§ 3013
Board of Directors
§ 3014
Capitalization
§ 3015
Eligibility of cooperatives
§ 3016
Annual meetings; notice, agenda, etc
§ 3017
Bonds, debentures, notes and other evidences of indebtedness
§ 3017a
Class A notes as paid-in capital of the Bank
§ 3018
Loans
§ 3019
Taxation by State, county, etc., taxing authority; Federal tax status
§ 3020
Quarters and space for principal and other offices
§ 3021
Annual report to Congress; contents
§ 3022
Authorization of additional appropriations; restrictions on use
§ 3023
Appeal procedures applicable upon denial or restriction of application for assistance
§ 3024
Conflict of interest rules; adoption and publication; requirements
§ 3025
Examination and audit
§ 3026
Acceleration of the Final Government Equity Redemption Date
§ 3041
Establishment; appointment, etc., of Director
§ 3042
Authorization of appropriations for advances; deposits into separate Account in Bank; availability of amounts
§ 3043
Advances
§ 3044
Services and information for organization, financing, and management of cooperatives; availability; agreements for development and dissemination; funding
§ 3045
Investigations and surveys respecting new services, etc., by cooperative not-for-profit organizations
§ 3046
Financial analysis and market surveys at request of eligible cooperative
§ 3047
Programs for training directors and staff of eligible cooperatives, and public education; development and availability; scope and implementation
§ 3048
Cooperation with Federal agencies offering programs for consumer cooperatives in disseminating information
§ 3049
Authorization of appropriations for administration; availability of amounts
§ 3050
Fees for providing technical assistance services; waiver; accounting and availability
§ 3051
Nonprofit corporation
Chapter 32
FOREIGN BANK PARTICIPATION IN DOMESTIC MARKETS
§ 3101
Definitions
§ 3102
Establishment of Federal branches and agencies by foreign bank
§ 3103
Interstate banking by foreign banks
§ 3104
Insurance of deposits
§ 3105
Authority of Federal Reserve System
§ 3106
Nonbanking activities of foreign banks
§ 3106a
Compliance with State and Federal laws
§ 3107
Representative offices
§ 3108
Regulation and enforcement
§ 3109
Cooperation with foreign supervisors
§ 3110
Penalties
§ 3111
Criminal penalty
Chapter 33
DEPOSITORY INSTITUTION MANAGEMENT INTERLOCKS
§ 3201
Definitions
§ 3202
Dual service of management official as management official of unaffiliated institution or holding company in same area, town, or village prohibited
§ 3203
Dual service of management official of $2,500,000,000 institution or holding company as management official of unaffiliated $1,500,000,000 institution or holding company prohibited
§ 3204
Exceptions
§ 3205
Management official in position prior to November 10, 1978
§ 3206
Administration and enforcement
§ 3207
Rules and regulations
§ 3208
Powers available to Attorney General for enforcement
Chapter 34
FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL
§ 3301
Declaration of purpose
§ 3302
Definitions
§ 3303
Financial Institutions Examination Council
§ 3304
Costs and expenses of Council
§ 3305
Functions of Council
§ 3306
State liaison
§ 3307
Administration
§ 3308
Access to books, accounts, records, etc., by Council
§ 3309
Risk management training
§ 3310
Establishment of Appraisal Subcommittee
§ 3311
Required review of regulations
Chapter 34A
APPRAISAL SUBCOMMITTEE OF FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL
§ 3331
Purpose
§ 3332
Functions of Appraisal Subcommittee
§ 3333
Chairperson of Appraisal Subcommittee; term of Chairperson; meetings
§ 3334
Officers and staff
§ 3335
Powers of Appraisal Subcommittee
§ 3336
Procedures for establishing appraisal standards and requiring use of certified and licensed appraisers
§ 3337
Startup funding
§ 3338
Roster of State certified or licensed appraisers; authority to collect and transmit fees
§ 3339
Functions of Federal financial institutions regulatory agencies relating to appraisal standards
§ 3340
Time for proposal and adoption of standards
§ 3341
Functions of Federal financial institutions regulatory agencies relating to appraiser qualifications
§ 3342
Transactions requiring services of State certified appraiser
§ 3343
Transactions requiring services of State licensed appraiser
§ 3344
Time for proposal and adoption of rules
§ 3345
Certification and licensing requirements
§ 3346
Establishment of State appraiser certifying and licensing agencies
§ 3347
Monitoring of State appraiser certifying and licensing agencies
§ 3348
Recognition of State certified and licensed appraisers for purposes of this chapter
§ 3349
Violations in obtaining and performing appraisals in federally related transactions
§ 3350
Definitions
§ 3351
Miscellaneous provisions
§ 3352
Emergency exceptions for disaster areas
§ 3353
Appraisal management company minimum requirements
§ 3354
Automated valuation models used to estimate collateral value for mortgage lending purposes
§ 3355
Broker price opinions
§ 3356
Exemption from appraisals of real estate located in rural areas
Chapter 35
RIGHT TO FINANCIAL PRIVACY
§ 3401
Definitions
§ 3402
Access to financial records by Government authorities prohibited; exceptions
§ 3403
Confidentiality of financial records
§ 3404
Customer authorizations
§ 3405
Administrative subpena and summons
§ 3406
Search warrants
§ 3407
Judicial subpena
§ 3408
Formal written request
§ 3409
Delayed notice
§ 3410
Customer challenges
§ 3411
Duty of financial institutions
§ 3412
Use of information
§ 3413
Exceptions
§ 3414
Special procedures
§ 3415
Cost reimbursement
§ 3416
Jurisdiction
§ 3417
Civil penalties
§ 3418
Injunctive relief
§ 3419
Suspension of limitations
§ 3420
Grand jury information; notification of certain persons prohibited
§ 3421
Repealed. Pub. L. 104–66, title III, §3001(d), Dec. 21, 1995, 109 Stat. 734
§ 3422
Applicability to Securities and Exchange Commission
§ 3423
Immunity from suit for disclosure of financial exploitation of senior citizens
Chapter 38
MULTIFAMILY MORTGAGE FORECLOSURE
§ 3701
Findings and purpose
§ 3702
Definitions
§ 3703
Applicability
§ 3704
Foreclosure commissioner; designation, duties, etc
§ 3705
Prerequisites to foreclosure
§ 3706
Notice of default and foreclosure sale; condition and term of sale
§ 3707
Commencement of foreclosure; powers and duties of foreclosure commissioner or substitute
§ 3708
Service of notice of default and foreclosure sale
§ 3709
Presale reinstatement
§ 3710
Foreclosure sale
§ 3711
Foreclosure costs
§ 3712
Disposition of sale proceeds
§ 3713
Transfer of title and possession
§ 3714
Record of foreclosure and sale
§ 3715
Computation of time
§ 3716
Separability
§ 3717
Regulations
Chapter 38A
SINGLE FAMILY MORTGAGE FORECLOSURE
§ 3751
Findings and purpose
§ 3752
Definitions
§ 3753
Applicability
§ 3754
Designation of foreclosure commissioner
§ 3755
Prerequisites to foreclosure
§ 3756
Commencement of foreclosure
§ 3757
Notice of default and foreclosure sale
§ 3758
Service of notice of foreclosure sale
§ 3759
Presale reinstatement
§ 3760
Conduct of sale; adjournment
§ 3761
Foreclosure costs
§ 3762
Disposition of sale proceeds
§ 3763
Transfer of title and possession
§ 3764
Record of foreclosure and sale
§ 3765
Effect of sale
§ 3766
Computation of time
§ 3767
Severability
§ 3768
Deficiency judgment
Chapter 39
ALTERNATIVE MORTGAGE TRANSACTIONS
§ 3801
Findings and purpose
§ 3802
Definitions
§ 3803
Alternative mortgage authority
§ 3804
Applicability of preemption provisions
§ 3805
Applicability of consumer protection provisions
§ 3806
Adjustable rate mortgage caps
Chapter 40
INTERNATIONAL LENDING SUPERVISION
§ 3901
Congressional declaration of policy
§ 3902
Definitions
§ 3903
Strengthened supervision of international lending
§ 3904
Reserves
§ 3904a
Additional reserve requirements
§ 3905
Accounting for fees on international loans
§ 3906
Collection and disclosure of international lending data
§ 3907
Capital adequacy
§ 3908
Foreign loan evaluations
§ 3909
General authorities
§ 3910
Audit authority of Government Accountability Office
§ 3911
Equal representation for Federal Deposit Insurance Corporation and the Office of Thrift Supervision
§ 3912
Repealed. Pub. L. 104–208, div. A, title II, §2224(c), Sept. 30, 1996, 110 Stat. 3009–415
Chapter 41
EXPEDITED FUNDS AVAILABILITY
§ 4001
Definitions
§ 4002
Expedited funds availability schedules
§ 4003
Safeguard exceptions
§ 4004
Disclosure of funds availability policies
§ 4005
Payment of interest
§ 4006
Miscellaneous provisions
§ 4007
Effect on State law
§ 4008
Regulations and reports by Board
§ 4009
Administrative enforcement
§ 4010
Civil liability
Chapter 42
LOW-INCOME HOUSING PRESERVATION AND RESIDENT HOMEOWNERSHIP
§ 4101
General prepayment limitation
§ 4102
Notice of intent
§ 4103
Appraisal and preservation value of eligible low-income housing
§ 4104
Annual authorized return and preservation rents
§ 4105
Federal cost limits and limitations on plans of action
§ 4106
Information from Secretary
§ 4107
Plan of action
§ 4108
Prepayment and voluntary termination
§ 4109
Incentives to extend low-income use
§ 4110
Incentives for transfer to qualified purchasers
§ 4111
Mandatory sale for housing exceeding Federal cost limits
§ 4112
Criteria for approval of plan of action involving incentives
§ 4113
Assistance for displaced tenants
§ 4114
Permissible prepayment or voluntary termination and modification of commitments
§ 4115
Timetable for approval of plan of action
§ 4116
Resident homeownership program
§ 4117
Delegated responsibility to State agencies
§ 4118
Consultations with other interested parties
§ 4119
Definitions
§ 4120
Notice to tenants
§ 4121
Definitions of qualified and priority purchaser and related party rule
§ 4122
Preemption of State and local laws
§ 4123
Severability
§ 4124
Authorization of appropriations
§ 4125
State preservation project assistance
§ 4141
Authority
§ 4142
Purposes
§ 4143
Grants for building resident capacity and funding predevelopment costs
§ 4144
Grants for other purposes
§ 4145
Delivery of assistance through intermediaries
§ 4146
Definitions
§ 4147
Funding
Chapter 43
ACTIONS AGAINST PERSONS COMMITTING BANK FRAUD CRIMES
§ 4201
Filing of confidential declarations by private persons
§ 4202
Contents of declarations
§ 4203
Confidentiality of declarations
§ 4204
Ineligibility to file valid declarations
§ 4205
Rights of declarants; participation in actions, awards
§ 4206
Rights of declarants; notifications; Government accountability
§ 4207
Unreviewed declarations; petition to pursue action as private contractor
§ 4208
Nonreviewability of action by Attorney General
§ 4209
Repealed. Pub. L. 107–273, div. A, title III, §301(c)(3), Nov. 2, 2002, 116 Stat. 1781
§ 4210
Sources of payments to declarants
§ 4211
Repealed. Pub. L. 105–362, title X, §1001(e), Nov. 10, 1998, 112 Stat. 3291
§ 4212
Protection for declarants
§ 4213
Promulgation of regulations
§ 4221
Filing of confidential declarations by private persons identifying specific assets
§ 4222
Contents of declarations
§ 4223
Confidentiality of declarations
§ 4224
Ineligibility to file valid declarations
§ 4225
Rights of declarants; participation in actions, awards
§ 4226
Rights of declarants; notifications; Government accountability
§ 4227
Unreviewed declarations; petition to pursue action as private contractor
§ 4228
Nonreviewability of action by Attorney General
§ 4229
Protection for declarants
§ 4230
Promulgation of regulations
§ 4241
Authority to enter into contracts for private counsel
§ 4242
Contract decisions nonreviewable
§ 4243
Representation
§ 4244
Contract provisions
§ 4245
Counterclaims
§ 4246
Awards of costs and fees to prevailing plaintiff
§ 4247
Promulgation of regulations
Chapter 44
TRUTH IN SAVINGS
§ 4301
Findings and purpose
§ 4302
Disclosure of interest rates and terms of accounts
§ 4303
Account schedule
§ 4304
Disclosure requirements for certain accounts
§ 4305
Distribution of schedules
§ 4306
Payment of interest
§ 4307
Periodic statements
§ 4308
Regulations
§ 4309
Administrative enforcement
§ 4310
Repealed. Pub. L. 104–208, div. A, title II, §2604(a), Sept. 30, 1996, 110 Stat. 3009–470
§ 4311
Credit unions
§ 4312
Effect on State law
§ 4313
Definitions
Chapter 45
PAYMENT SYSTEM RISK REDUCTION
§ 4401
Findings and purpose
§ 4402
Definitions
§ 4403
Bilateral netting
§ 4404
Clearing organization netting
§ 4405
Preemption
§ 4406
Relationship to other payments systems
§ 4406a
Treatment of contracts with uninsured national banks, uninsured Federal branches and agencies, certain uninsured State member banks, and Edge Act corporations
§ 4407
National emergencies
Chapter 46
GOVERNMENT SPONSORED ENTERPRISES
§ 4501
Congressional findings
§ 4502
Definitions
§ 4503
Protection of taxpayers against liability
§ 4511
Establishment of the Federal Housing Finance Agency
§ 4512
Director
§ 4513
Duties and authorities of Director
§ 4513a
Federal Housing Finance Oversight Board
§ 4513b
Prudential management and operations standards
§ 4514
Authority to require reports by regulated entities
§ 4514a
Study and reports on guarantee fees
§ 4515
Personnel
§ 4516
Funding
§ 4517
Examinations
§ 4518
Prohibition and withholding of executive compensation
§ 4518a
Limitation on bonuses to executives of Fannie Mae and Freddie Mac
§ 4519
Authority to provide for review of regulated entities
§ 4520
Minority and women inclusion; diversity requirements
§ 4521
Annual reports by Director
§ 4522
Public disclosure of final orders and agreements
§ 4523
Limitation on subsequent employment
§ 4524
Audits by GAO
§ 4525
Information, records, and meetings
§ 4526
Regulations and orders
§ 4527
Data standards
§ 4528
Open data publication
§ 4541
Prior approval authority for products
§ 4542
Housing Price Index
§ 4543
Public access to mortgage information
§ 4544
Annual housing report
§ 4545
Fair housing
§ 4546
Prohibition of public disclosure of proprietary information
§ 4547
Enterprise guarantee fees
§ 4548
Regulations for use of credit scores
§ 4561
Establishment of housing goals
§ 4562
Single-family housing goals
§ 4563
Multifamily special affordable housing goal
§ 4564
Discretionary adjustment of housing goals
§ 4565
Duty to serve underserved markets and other requirements
§ 4566
Monitoring and enforcing compliance with housing goals
§ 4567
Affordable housing allocations
§ 4568
Housing Trust Fund
§ 4569
Capital Magnet Fund
§ 4581
Cease and desist proceedings
§ 4582
Hearings
§ 4583
Judicial review
§ 4584
Enforcement and jurisdiction
§ 4585
Civil money penalties
§ 4586
Public disclosure of final orders and agreements
§ 4587
Notice of service
§ 4588
Subpoena authority
§ 4589
Repealed. Pub. L. 110–289, div. A, title I, §1122(a)(2), July 30, 2008, 122 Stat. 2689
§ 4601
Review of underwriting guidelines
§ 4602
Studies of effects of privatization of FNMA and FHLMC
§ 4603
Transition
§ 4611
Risk-based capital levels for regulated entities
§ 4612
Minimum capital levels
§ 4613
Critical capital levels
§ 4614
Capital classifications
§ 4615
Supervisory actions applicable to undercapitalized regulated entities
§ 4616
Supervisory actions applicable to significantly undercapitalized regulated entities
§ 4617
Authority over critically undercapitalized regulated entities
§ 4618
Notice of classification and enforcement action
§ 4622
Capital restoration plans
§ 4623
Judicial review of Director action
§ 4624
Reviews of enterprise assets and liabilities
§ 4631
Cease-and-desist proceedings
§ 4632
Temporary cease-and-desist orders
§ 4633
Hearings
§ 4634
Judicial review
§ 4635
Enforcement and jurisdiction
§ 4636
Civil money penalties
§ 4636a
Removal and prohibition authority
§ 4636b
Criminal penalty
§ 4637
Notice after separation from service
§ 4638
Private rights of action
§ 4639
Public disclosure of final orders and agreements
§ 4640
Notice of service
§ 4641
Subpoena authority
§ 4642
Reporting of fraudulent loans
Chapter 47
COMMUNITY DEVELOPMENT BANKING
§ 4701
Findings and purposes
§ 4702
Definitions
§ 4703
Establishment of national Fund for community development banking
§ 4703a
Capital investments for neighborhoods disproportionately impacted by the COVID–19 pandemic
§ 4704
Applications for assistance
§ 4705
Community partnerships
§ 4706
Selection of institutions
§ 4707
Assistance provided by Fund
§ 4708
Training
§ 4709
Encouragement of private entities
§ 4710
Collection and compilation of information
§ 4711
Investment of receipts and proceeds
§ 4712
Capitalization assistance to enhance liquidity
§ 4713
Incentives for depository institution participation
§ 4713a
Guarantees for bonds and notes issued for community or economic development purposes
§ 4714
Recordkeeping
§ 4715
Special provisions with respect to institutions that are supervised by Federal banking agencies
§ 4716
Studies and reports; examination and audit
§ 4717
Enforcement
§ 4718
Authorization of appropriations
§ 4719
Grants to establish loan-loss reserve funds
§ 4741
Findings and purposes
§ 4742
Definitions
§ 4743
Approving States for participation
§ 4744
Participation agreements
§ 4745
Terms of participation agreements
§ 4746
Reports
§ 4747
Reimbursement by Fund
§ 4748
Reimbursement to Fund
§ 4749
Regulations
§ 4750
Authorization of appropriations
Chapter 48
FINANCIAL INSTITUTIONS REGULATORY IMPROVEMENT
§ 4801
Incorporated definitions
§ 4802
Administrative consideration of burden with new regulations
§ 4803
Streamlining of regulatory requirements
§ 4804
Elimination of duplicative filings
§ 4805
Call report simplification
§ 4805a
Call report simplification
§ 4806
Regulatory appeals process, ombudsman, and alternative dispute resolution
§ 4807
Time limit on agency consideration of completed applications
§ 4808
Revising regulatory requirements for transfers of all types of assets with recourse
§ 4809
"Plain language" requirement for Federal banking agency rules
Chapter 49
HOMEOWNERS PROTECTION
§ 4901
Definitions
§ 4902
Termination of private mortgage insurance
§ 4903
Disclosure requirements
§ 4904
Notification upon cancellation or termination
§ 4905
Disclosure requirements for lender paid mortgage insurance
§ 4906
Fees for disclosures
§ 4907
Civil liability
§ 4908
Effect on other laws and agreements
§ 4909
Enforcement
§ 4910
Construction
Chapter 50
CHECK TRUNCATION
§ 5001
Findings; purposes
§ 5002
Definitions
§ 5003
General provisions governing substitute checks
§ 5004
Substitute check warranties
§ 5005
Indemnity
§ 5006
Expedited recredit for consumers
§ 5007
Expedited recredit procedures for banks
§ 5008
Delays in an emergency
§ 5009
Measure of damages
§ 5010
Statute of limitations and notice of claim
§ 5011
Consumer awareness
§ 5012
Effect on other law
§ 5013
Variation by agreement
§ 5014
Regulations
§ 5015
Study and report on funds availability
§ 5016
Statistical reporting of costs and revenues for transporting checks between reserve banks
§ 5017
Evaluation and report by the Comptroller General
§ 5018
Depositary services efficiency and cost reduction
Chapter 51
SECURE AND FAIR ENFORCEMENT FOR MORTGAGE LICENSING
§ 5101
Purposes and methods for establishing a mortgage licensing system and registry
§ 5102
Definitions
§ 5103
License or registration required
§ 5104
State license and registration application and issuance
§ 5105
Standards for State license renewal
§ 5106
System of registration administration by Federal agencies
§ 5107
Bureau of Consumer Financial Protection backup authority to establish loan originator licensing system
§ 5108
Backup authority to establish a nationwide mortgage licensing and registry system
§ 5109
Fees
§ 5110
Background checks of loan originators
§ 5111
Confidentiality of information
§ 5112
Liability provisions
§ 5113
Enforcement by the Bureau
§ 5114
State examination authority
§ 5115
Reports and recommendations to Congress
§ 5116
Study and reports on defaults and foreclosures
§ 5117
Employment transition of loan originators
Chapter 52
EMERGENCY ECONOMIC STABILIZATION
§ 5201
Purposes
§ 5202
Definitions
§ 5211
Purchases of troubled assets
§ 5212
Insurance of troubled assets
§ 5213
Considerations
§ 5214
Financial Stability Oversight Board
§ 5215
Reports
§ 5216
Rights; management; sale of troubled assets; revenues and sale proceeds
§ 5217
Contracting procedures
§ 5218
Conflicts of interest
§ 5219
Foreclosure mitigation efforts
§ 5219a
Home Affordable Modification Program guidelines
§ 5219b
Public availability of information of Making Home Affordable Program
§ 5220
Assistance to homeowners
§ 5220a
Application of GSE conforming loan limit to mortgages assisted with TARP funds
§ 5220b
Multifamily mortgage resolution program
§ 5221
Executive compensation and corporate governance
§ 5222
Coordination with foreign authorities and central banks
§ 5223
Minimization of long-term costs and maximization of benefits for taxpayers
§ 5224
Market transparency
§ 5225
Graduated authorization to purchase
§ 5226
Oversight and audits
§ 5227
Study and report on margin authority
§ 5228
Funding
§ 5229
Judicial review and related matters
§ 5230
Termination of authority
§ 5231
Special Inspector General for the Troubled Asset Relief Program
§ 5231a
Public-Private Investment Program; additional appropriations for the Special Inspector General for the Troubled Asset Relief Program
§ 5232
Credit reform
§ 5233
Congressional Oversight Panel
§ 5234
Cooperation with the FBI
§ 5235
Disclosures on exercise of loan authority
§ 5236
Exchange Stabilization Fund reimbursement
§ 5237
Authority to suspend mark-to-market accounting
§ 5238
Study on mark-to-market accounting
§ 5239
Recoupment
§ 5240
Preservation of authority
§ 5241
Temporary increase in deposit and share insurance coverage
§ 5251
Information for congressional support agencies
§ 5252
Reports by the Office of Management and Budget and the Congressional Budget Office
§ 5253
Emergency treatment
§ 5261
Gain or loss from sale or exchange of certain preferred stock
Chapter 53
WALL STREET REFORM AND CONSUMER PROTECTION
§ 5301
Definitions
§ 5302
Severability
§ 5303
Antitrust savings clause
§ 5311
Definitions
§ 5321
Financial Stability Oversight Council established
§ 5322
Council authority
§ 5323
Authority to require supervision and regulation of certain nonbank financial companies
§ 5324
Registration of nonbank financial companies supervised by the Board of Governors
§ 5325
Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
§ 5326
Reports
§ 5327
Treatment of certain companies that cease to be bank holding companies
§ 5328
Council funding
§ 5329
Resolution of supervisory jurisdictional disputes among member agencies
§ 5330
Additional standards applicable to activities or practices for financial stability purposes
§ 5331
Mitigation of risks to financial stability
§ 5332
GAO audit of Council
§ 5333
Study of the effects of size and complexity of financial institutions on capital market efficiency and economic growth
§ 5334
Data standards
§ 5335
Open data publication
§ 5341
Definitions
§ 5342
Office of Financial Research established
§ 5343
Purpose and duties of the Office
§ 5344
Organizational structure; responsibilities of primary programmatic units
§ 5345
Funding
§ 5346
Transition oversight
§ 5361
Reports by and examinations of nonbank financial companies by the Board of Governors
§ 5362
Enforcement
§ 5363
Acquisitions
§ 5364
Prohibition against management interlocks between certain financial companies
§ 5365
Enhanced supervision and prudential standards for nonbank financial companies supervised by the Board of Governors and certain bank holding companies
§ 5366
Early remediation requirements
§ 5367
Affiliations
§ 5368
Regulations
§ 5369
Avoiding duplication
§ 5370
Safe harbor
§ 5371
Leverage and risk-based capital requirements
§ 5372
Rule of construction
§ 5373
International policy coordination
§ 5374
Rule of construction
§ 5381
Definitions
§ 5382
Judicial review
§ 5383
Systemic risk determination
§ 5384
Orderly liquidation of covered financial companies
§ 5385
Orderly liquidation of covered brokers and dealers
§ 5386
Mandatory terms and conditions for all orderly liquidation actions
§ 5387
Directors not liable for acquiescing in appointment of receiver
§ 5388
Dismissal and exclusion of other actions
§ 5389
Rulemaking; non-conflicting law
§ 5390
Powers and duties of the Corporation
§ 5391
Inspector General reviews
§ 5392
Prohibition of circumvention and prevention of conflicts of interest
§ 5393
Ban on certain activities by senior executives and directors
§ 5394
Prohibition on taxpayer funding
§ 5401
Purposes
§ 5402
Definition
§ 5411
Transfer date
§ 5412
Powers and duties transferred
§ 5413
Abolishment
§ 5414
Savings provisions
§ 5415
References in Federal law to Federal banking agencies
§ 5416
Contracting and leasing authority
§ 5431
Interim use of funds, personnel, and property of the Office of Thrift Supervision
§ 5432
Transfer of employees
§ 5433
Property transferred
§ 5434
Funds transferred
§ 5435
Disposition of affairs
§ 5436
Continuation of services
§ 5437
Implementation plan and reports
§ 5451
Branching
§ 5452
Office of Minority and Women Inclusion
§ 5461
Findings and purposes
§ 5462
Definitions
§ 5463
Designation of systemic importance
§ 5464
Standards for systemically important financial market utilities and payment, clearing, or settlement activities
§ 5465
Operations of designated financial market utilities
§ 5466
Examination of and enforcement actions against designated financial market utilities
§ 5467
Examination of and enforcement actions against financial institutions subject to standards for designated activities
§ 5468
Requests for information, reports, or records
§ 5469
Rulemaking
§ 5470
Other authority
§ 5471
Consultation
§ 5472
Common framework for designated clearing entity risk management
§ 5481
Definitions
§ 5491
Establishment of the Bureau of Consumer Financial Protection
§ 5492
Executive and administrative powers
§ 5493
Administration
§ 5494
Consumer Advisory Board
§ 5495
Coordination
§ 5496
Appearances before and reports to Congress
§ 5496a
Annual audits
§ 5496b
GAO study of financial regulations
§ 5497
Funding; penalties and fines
§ 5498
Data standards
§ 5499
Open data publication
§ 5511
Purpose, objectives, and functions
§ 5512
Rulemaking authority
§ 5513
Review of Bureau regulations
§ 5514
Supervision of nondepository covered persons
§ 5515
Supervision of very large banks, savings associations, and credit unions
§ 5516
Other banks, savings associations, and credit unions
§ 5517
Limitations on authorities of the Bureau; preservation of authorities
§ 5518
Authority to restrict mandatory pre-dispute arbitration
§ 5519
Exclusion for auto dealers
§ 5531
Prohibiting unfair, deceptive, or abusive acts or practices
§ 5532
Disclosures
§ 5533
Consumer rights to access information
§ 5534
Response to consumer complaints and inquiries
§ 5535
Private Education Loan Ombudsman
§ 5536
Prohibited acts
§ 5537
Senior investor protections
§ 5538
Mortgage loans; rulemaking procedures; enforcement
§ 5551
Relation to State law
§ 5552
Preservation of enforcement powers of States
§ 5553
Preservation of existing contracts
§ 5561
Definitions
§ 5562
Investigations and administrative discovery
§ 5563
Hearings and adjudication proceedings
§ 5564
Litigation authority
§ 5565
Relief available
§ 5566
Referrals for criminal proceedings
§ 5567
Employee protection
§ 5581
Transfer of consumer financial protection functions
§ 5582
Designated transfer date
§ 5583
Savings provisions
§ 5584
Transfer of certain personnel
§ 5585
Incidental transfers
§ 5586
Interim authority of the Secretary
§ 5587
Transition oversight
§ 5601
Remittance transfers
§ 5602
Reverse mortgage study and regulations
§ 5603
Review, report, and program with respect to exchange facilitators
§ 5611
Liquidity event determination
§ 5612
Emergency financial stabilization
§ 5613
Additional related matters
§ 5614
Exercise of Federal Reserve authority
§ 5621
Purpose
§ 5622
Definitions
§ 5623
Expanded access to mainstream financial institutions
§ 5624
Low-cost alternatives to small dollar loans
§ 5625
Procedural provisions
§ 5626
Authorization of appropriations
§ 5627
Regulations
§ 5628
Evaluation and reports to Congress
§ 5641
Enhanced compensation structure reporting
Chapter 54
STATE SMALL BUSINESS CREDIT INITIATIVE
§ 5701
Definitions
§ 5702
Federal funds allocated to States
§ 5703
Approving States for participation
§ 5704
Approving State capital access programs
§ 5705
Approving collateral support and other innovative credit access and guarantee initiatives for small businesses and manufacturers
§ 5706
Reports
§ 5707
Remedies for State program termination or failures
§ 5708
Implementation and administration
§ 5709
Regulations
§ 5710
Oversight and audits
Chapter 55
ADJUSTABLE INTEREST RATE (LIBOR)
§ 5801
Findings and purpose
§ 5802
Definitions
§ 5803
LIBOR contracts
§ 5804
Continuity of contract and safe harbor
§ 5805
Benchmark for loans
§ 5806
Preemption
§ 5807
Rulemaking
Chapter 56
REGULATION OF PAYMENT STABLECOINS
§ 5901
Definitions
§ 5902
Issuance and treatment of payment stablecoins
§ 5903
Requirements for issuing payment stablecoins
§ 5904
Approval of subsidiaries of insured depository institutions and Federal qualified payment stablecoin issuers
§ 5905
Supervision and enforcement with respect to Federal qualified payment stablecoin issuers and subsidiaries of insured depository institutions
§ 5906
State qualified payment stablecoin issuers
§ 5907
Anti-money laundering protections
§ 5908
Anti-money laundering innovation
§ 5909
Custody of payment stablecoin reserve and collateral
§ 5910
Treatment of payment stablecoin issuers in insolvency proceedings
§ 5911
Application of existing insolvency law
§ 5912
Interoperability standards
§ 5913
Rulemaking
§ 5914
Reports
§ 5915
Authority of banking institutions
§ 5916
Exception for foreign payment stablecoin issuers and reciprocity for payment stablecoins issued in overseas jurisdictions