FEDERAL · 12 U.S.C. · Chapter 29
Congressional findings and declaration of purpose
12 U.S.C. § 2801
Title12 — Banks and Banking
Chapter29 — HOME MORTGAGE DISCLOSURE
This text of 12 U.S.C. § 2801 (Congressional findings and declaration of purpose) is published on Counsel Stack Legal Research, covering United States primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Bluebook
12 U.S.C. § 2801.
Text
(a)Findings of Congress
The Congress finds that some depository institutions have sometimes contributed to the decline of certain geographic areas by their failure pursuant to their chartering responsibilities to provide adequate home financing to qualified applicants on reasonable terms and conditions.
(b)Purpose of chapter
The purpose of this chapter is to provide the citizens and public officials of the United States with sufficient information to enable them to determine whether depository institutions are filling their obligations to serve the housing needs of the communities and neighborhoods in which they are located and to assist public officials in their determination of the distribution of public sector investments in a manner designed to improve the private investment environm
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Source Credit
History
(Pub. L. 94–200, title III, §302, Dec. 31, 1975, 89 Stat. 1125.)
Editorial Notes
Statutory Notes and Related Subsidiaries
Short Title
Pub. L. 94–200, title III, §301, Dec. 31, 1975, 89 Stat. 1125, provided that: "This title [this chapter] may be cited as the 'Home Mortgage Disclosure Act of 1975'."
Short Title
Pub. L. 94–200, title III, §301, Dec. 31, 1975, 89 Stat. 1125, provided that: "This title [this chapter] may be cited as the 'Home Mortgage Disclosure Act of 1975'."
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Bluebook (online)
12 U.S.C. § 2801, Counsel Stack Legal Research, https://law.counselstack.com/usc/12/2801.