FEDERAL · 12 U.S.C. · Chapter 27
State laws unaffected; inconsistent Federal and State provisions
12 U.S.C. § 2616
Title12 — Banks and Banking
Chapter27 — REAL ESTATE SETTLEMENT PROCEDURES
This text of 12 U.S.C. § 2616 (State laws unaffected; inconsistent Federal and State provisions) is published on Counsel Stack Legal Research, covering United States primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Bluebook
12 U.S.C. § 2616.
Text
This chapter does not annul, alter, or affect, or exempt any person subject to the provisions of this chapter from complying with, the laws of any State with respect to settlement practices, except to the extent that those laws are inconsistent with any provision of this chapter, and then only to the extent of the inconsistency. The Bureau is authorized to determine whether such inconsistencies exist. The Bureau may not determine that any State law is inconsistent with any provision of this chapter if the Bureau determines that such law gives greater protection to the consumer. In making these determinations the Bureau shall consult with the appropriate Federal agencies.
Free access — add to your briefcase to read the full text and ask questions with AI
Related
Flagg v. Yonkers Savings & Loan Ass'n, FA
396 F.3d 178 (Second Circuit, 2005)
First Federal Savings and Loan Association of Boston v. Carol S. Greenwald, Etc.
591 F.2d 417 (First Circuit, 1979)
Johnson v. Matrix Financial Services Corp.
820 N.E.2d 1094 (Appellate Court of Illinois, 2004)
Mortgage Bankers Ass'n v. New Jersey Real Estate Commission
506 A.2d 733 (Supreme Court of New Jersey, 1986)
Greenpoint Mortgage Funding, Inc. v. Herrera (In Re Herrera)
422 B.R. 698 (Ninth Circuit, 2010)
In Re First Escrow, Inc.
840 S.W.2d 839 (Supreme Court of Missouri, 1992)
Munoz v. Financial Freedom Senior Funding Corp.
567 F. Supp. 2d 1156 (C.D. California, 2008)
Flagg v. Yonkers Savings & Loan Ass'n, FA
307 F. Supp. 2d 565 (S.D. New York, 2004)
Greenwald v. First Fed. Sav. & Loan Ass'n of Boston
446 F. Supp. 620 (D. Massachusetts, 1978)
Smith v. Wells Fargo Bank, N.A.
158 F. Supp. 3d 91 (D. Connecticut, 2016)
Bergkamp v. New York Guardian Mortgagee Corp.
667 F. Supp. 719 (D. Montana, 1987)
Chase Manhattan Mortgage Corp. v. Padgett
268 B.R. 309 (S.D. Florida, 2001)
Conkling v. Moseley, Hallgarten, Estabrook, & Weeden, Inc.
575 F. Supp. 760 (D. Massachusetts, 1983)
In Re Dominique
368 B.R. 913 (S.D. Florida, 2007)
Wood v. Option One Mortgage Corp.
580 F. Supp. 2d 1248 (N.D. Alabama, 2008)
Goudreau v. Standard Federal Savings & Loan Ass'n
511 A.2d 386 (District of Columbia Court of Appeals, 1986)
Flagg v. Yonkers Savings And Loan Association
396 F.3d 178 (Second Circuit, 2005)
Briggs v. Countrywide Funding Corp.
949 F. Supp. 812 (M.D. Alabama, 1996)
Perkins v. Johnson
551 F. Supp. 2d 1246 (D. Colorado, 2008)
Mtg. Bankers v. NJ Real Estate
661 A.2d 832 (New Jersey Superior Court App Division, 1995)
Source Credit
History
(Pub. L. 93–533, §18, Dec. 22, 1974, 88 Stat. 1731; Pub. L. 94–205, §9, Jan. 2, 1976, 89 Stat. 1159; Pub. L. 111–203, title X, §1098(10), July 21, 2010, 124 Stat. 2104.)
Editorial Notes
Editorial Notes
Amendments
2010—Pub. L. 111–203 substituted "Bureau" for "Secretary" wherever appearing.
1976—Pub. L. 94–205 struck out "(a)" before "This chapter" and struck out subsec. (b) which provided for Federal protection against liability for acts done or omitted in good faith in accordance with the rules, regulations, or interpretations issued by the Secretary. See section 2617 (b) of this title.
Statutory Notes and Related Subsidiaries
Effective Date of 2010 Amendment
Amendment by Pub. L. 111–203 effective on the designated transfer date, see section 1100H of Pub. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.
Effective Date of 1976 Amendment
Amendment by Pub. L. 94–205 effective Jan. 2, 1976, see section 12 of Pub. L. 94–205, set out as a note under section 2602 of this title.
Effective Date
Section effective 180 days after Dec. 22, 1974, see section 20 of Pub. L. 93–533, set out as a note under section 2601 of this title.
Amendments
2010—Pub. L. 111–203 substituted "Bureau" for "Secretary" wherever appearing.
1976—Pub. L. 94–205 struck out "(a)" before "This chapter" and struck out subsec. (b) which provided for Federal protection against liability for acts done or omitted in good faith in accordance with the rules, regulations, or interpretations issued by the Secretary. See section 2617 (b) of this title.
Statutory Notes and Related Subsidiaries
Effective Date of 2010 Amendment
Amendment by Pub. L. 111–203 effective on the designated transfer date, see section 1100H of Pub. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.
Effective Date of 1976 Amendment
Amendment by Pub. L. 94–205 effective Jan. 2, 1976, see section 12 of Pub. L. 94–205, set out as a note under section 2602 of this title.
Effective Date
Section effective 180 days after Dec. 22, 1974, see section 20 of Pub. L. 93–533, set out as a note under section 2601 of this title.
Cite This Page — Counsel Stack
Bluebook (online)
12 U.S.C. § 2616, Counsel Stack Legal Research, https://law.counselstack.com/usc/12/2616.