FEDERAL · 12 U.S.C. · Chapter 49
Construction
12 U.S.C. § 4910
Title12 — Banks and Banking
Chapter49 — HOMEOWNERS PROTECTION
This text of 12 U.S.C. § 4910 (Construction) is published on Counsel Stack Legal Research, covering United States primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Bluebook
12 U.S.C. § 4910.
Text
(a)PMI not required
Nothing in this chapter shall be construed to impose any requirement for private mortgage insurance in connection with a residential mortgage transaction.
(b)No preclusion of cancellation or termination agreements
Nothing in this chapter shall be construed to preclude cancellation or termination, by agreement between a mortgagor and the holder of the mortgage, of a requirement for private mortgage insurance in connection with a residential mortgage transaction before the cancellation or termination date established by this chapter for the mortgage.
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Related
Dwoskin v. Bank of America, N.A.
850 F. Supp. 2d 557 (D. Maryland, 2012)
Fellows v. CitiMortgage, Inc.
710 F. Supp. 2d 385 (S.D. New York, 2010)
Augustson v. Bank of America, N.A.
864 F. Supp. 2d 422 (E.D. North Carolina, 2012)
Steve Kovachevich v. National Mortgage Insurance Corporation
140 F.4th 548 (Fourth Circuit, 2025)
Ciolino v. Seterus, Inc.
202 F. Supp. 3d 841 (N.D. Illinois, 2016)
Abruscato v. Wells Fargo Bank, N.A., d/b/a Wells Fargo Home Mortgage
(N.D. Illinois, 2022)
Source Credit
History
(Pub. L. 105–216, §11, July 29, 1998, 112 Stat. 908.)
Editorial Notes
Statutory Notes and Related Subsidiaries
Effective Date
Section effective 1 year after July 29, 1998, see section 13 of Pub. L. 105–216, set out as a note under section 4901 of this title.
Effective Date
Section effective 1 year after July 29, 1998, see section 13 of Pub. L. 105–216, set out as a note under section 4901 of this title.
Cite This Page — Counsel Stack
Bluebook (online)
12 U.S.C. § 4910, Counsel Stack Legal Research, https://law.counselstack.com/usc/12/4910.