Wheeler v. Jackson National Life Insurance

159 F. Supp. 3d 828, 2016 WL 427796
CourtDistrict Court, M.D. Tennessee
DecidedJanuary 4, 2016
DocketCivil No. 3:14-cv-0913
StatusPublished
Cited by11 cases

This text of 159 F. Supp. 3d 828 (Wheeler v. Jackson National Life Insurance) is published on Counsel Stack Legal Research, covering District Court, M.D. Tennessee primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Wheeler v. Jackson National Life Insurance, 159 F. Supp. 3d 828, 2016 WL 427796 (M.D. Tenn. 2016).

Opinion

MEMORANDUM

ALETA A. TRAUGER, United States District Judge

Pending before the court are three Rule 56 motions. The defendant Jackson National Life Insurance Co. (“JNL”) has filed a Motion for Summary Judgment (“JNL Motion”) seeking dismissal of all claims brought by the plaintiff Josh Wheeler (“Wheeler”) (Docket No. 32), to which Wheeler has filed a Response in opposition (Docket No. 46), and JNL has filed a Reply (Docket No. 59). Wheeler has also filed a Motion for Summary Judgment seeking judgment on all claims (Docket No. 37), to which JNL has filed a Response in opposition (Docket No. 53), and Wheeler has filed a Reply (Docket No. 63). Finally, JNL has filed a Supplemental Motion for Summary Judgment (Docket No. 71), to which Wheeler has filed a Response in opposition (Docket No. 76), and JNL has filed a Reply (Docket No. 83). For the following reasons, Wheeler’s motion will be denied and JNL’s motions will be granted.

[834]*834BACKGROUND1

This case involves claims by Wheeler against his former employer, JNL, for discrimination and retaliation based on disability. Wheeler brings this action for equitable relief and damages against JNL under (1) the Americans with Disabilities Act, 42 U.S.C. §§ 12101 et seq. (“ADA”), as amended by the ADA Amendments Act of. 2008; (2) the Tennessee Disability Act, Tenn. Code Ann. 8-50-103 (“TDA”); (3) Tennessee common law; (4) the Tennessee Public Protection Act, Tenn. Code Ann. § 50-1-304 (“TPPA”); and (5) the Family and Medical Leave Act of 1993, 29 U.S.C. § 2601 et seq., (“FMLA”).2

I. Facts

Wheeler is a resident of Tennessee. JNL is a Delaware corporation with a principal place of business in Denver, Colorado and a corporate headquarters in Lansing, Michigan. JNL maintains an office in Franklin, Tennessee. JNL, through its subsidiaries, markets and wholesales a variety of annuities to independent and regional broker-dealers, “wirehouses,” independent agents and financial institutions (collectively, JNL’s “customers”) through its External and Internal Wholesalers.

External Wholesalers meet face-to-face with JNL’s customers. JNL pairs an External Wholesaler with an Internal Whole[835]*835saler (“IW”), the latter of whom provides in-office support via telephone or email, such as scheduling the External Wholesaler’s business meetings, closing sales, and helping agents get the products and information they need. When IWs are not performing specific tasks for their assigned External Wholesaler, they are primarily responsible for logging into the telephone “Queue” to take inbound customer service calls. The Queue is essentially an overflow call system, where callers are put on hold if the IW they hope to reach is otherwise occupied. Rather than “parking” the caller on hold, calls are routed to the individuals who are logged into the Queue as available. Generally, the more individuals that are logged into the Queue and available to take overflow calls, the less time a JNL caller has to wait on hold before their call is answered. Employees are only able to log into the Queue at JNL’s office because that system permits JNL to monitor and record their calls in compliance with the supervisory obligations required by the Financial Industry Regulatory Authority (“FINRA”) rules.

Wheeler was initially hired as an IW in JNL’s Denver, Colorado office on April 7, 2008. JNL annually evaluated Wheeler as “Meets Expectations” or “Exceeds Expectations” each year that he worked as an IW. Wheeler took FMLA leave while employed in Denver for continuous leave related to bipolar disorder from August 11, 2009 through August 21, 2009 and for narcolepsy from February 10, 2010 through April 23, 2010. JNL recognized and regarded Wheeler as having a disability and health impairments. 'Wheeler’s conditions include narcolepsy, bipolar disorder, anxiety, emotional deregulation, and depression. Wheeler’s conditions are episodic in nature. As discussed infra, Wheeler’s doctors have opined that episodes of some of Wheeler’s conditions prevent him from working during an episode. Wheeler’s doctors have not opined that he is incapable of work during time between episodic flareups.

At Wheeler’s request, JNL transferred Wheeler to its Franklin, Tennessee office on May 7, 2011. Shortly after his transfer to Franklin, Wheeler provided JNL with FMLA Certification forms (“FMLA Certification”) that were completed by his psychiatrist, Dr. Steven Nyquist (“Dr. Ny-quist”), and his psychologist, Dr. Mona Bennett (“Dr. Bennett”), both of whom were treating Wheeler for bipolar disorder, that stated that Wheeler would need leave from work to attend doctor’s appointments for his bipolar disorder. On February 3, 2012, Wheeler provided JNL with an FMLA Certification from Dr. Bennett that indicated that Wheeler may need intermittent leave one to three days per month for flare-ups for his bipolar disorder in addition to his doctor’s appointments.3

On March 9, 2012, Wheeler was hospitalized for his bipolar disorder, and his physicians indicated that he would require continuous leave through April 9, 2012. On April 9, 2012, Dr. Bennett urged JNL to consider offering Wheeler “a position that would provide reasonable balance and pacing of schedule to promote return of healthy emotional regulation” and stated that Wheeler would be unable to return to work until April 23, 2012. Wheeler had exhausted his FMLA leave as of April 5, 2012, and JNL extended Wheeler’s unpaid general leave of absence through April 22, 2012.

Thereafter, in response to Wheeler’s unpredictable attendance as an IW, JNL created a Floating Internal Wholesaler (“FIW”) position that permitted Wheeler [836]*836to remain an IW, but relieved him of the usual practice that he be teamed with a specific External Wholesaler. JNL specifically took into account the episodic and unpredictable nature of Wheeler’s health conditions in creating the FIW job for Wheeler. JNL reviewed and approved Wheeler’s placement as an FIW in 2012 “as an accommodation.” An FIW’s primary duty was to support the distribution team by being logged into the Queue to take overflow calls for the Internal Wholesalers to reduce caller wait time. The FIW job description clearly states that the “activity standards” of the position are to have six hours of Queue and/or talk time per day or three hours when making 35 logged calls. (Docket No. 35-1 at p. 104.) The job description explicitly states that “the [FIW] is expected to be on the phone and in the Queue during their working hours (7:30-4:30).. .taking and responding to calls from the Queue is the number one priority.”4 (Id.) The FIW was also responsible for serving as a backup for absent IWs.

According to Wheeler, his health-related absences had little to no impact on the production of the business unit in which he worked as an FIW, and Wheeler’s supervisors did not need to re-assign job tasks, hire temporary workers, or burden other associates with Wheeler’s work when he was not present.

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Cite This Page — Counsel Stack

Bluebook (online)
159 F. Supp. 3d 828, 2016 WL 427796, Counsel Stack Legal Research, https://law.counselstack.com/opinion/wheeler-v-jackson-national-life-insurance-tnmd-2016.