Molly Sanders v. Zurich American Insurance Company

CourtDistrict Court, D. Connecticut
DecidedJanuary 5, 2026
Docket3:24-cv-00770
StatusUnknown

This text of Molly Sanders v. Zurich American Insurance Company (Molly Sanders v. Zurich American Insurance Company) is published on Counsel Stack Legal Research, covering District Court, D. Connecticut primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Molly Sanders v. Zurich American Insurance Company, (D. Conn. 2026).

Opinion

UNITED STATES DISTRICT COURT DISTRICT OF CONNECTICUT --------------------------------------------------------------- x MOLLY SANDERS, : : Plaintiff, : : v. : 24-CV-770 (SFR) : ZURICH AMERICAN INSURANCE COMPANY, : : Defendant. : --------------------------------------------------------------- x

MEMORANDUM & ORDER

Plaintiff Molly Sanders was employed by Defendant Zurich American Insurance Company (“Zurich”) from April 2022 to June 2023. Sanders was terminated soon after telling her supervisors that she was considering applying for leave under the Family and Medical Leave Act (“FMLA”) to care for an ailing parent and to address her own health concerns. Sanders asserts that Zurich violated the FMLA by interfering with her right to take leave and by retaliating against her for beginning the process of applying for leave. She also brings related claims under the Connecticut Fair Employment Practices Act (“CFEPA”). Zurich moves to dismiss the Amended Complaint in its entirety. For the reasons that follow, I deny Zurich’s motion to dismiss as to the FMLA claims but grant the motion as to the CFEPA claims. I. BACKGROUND A. Factual Background The following well-pleaded facts from the Amended Complaint are accepted as true for purposes of this motion. Sanders began working for Zurich in April 2022 as a General Liability Claims Specialist. Am. Compl. ¶ 6, ECF No. 22. Sanders took five or six days of paid time off (PTO) in September 2022 for stomach surgery. Id. ¶¶ 8-9. Although Zurich knew Sanders was eligible for leave under the Connecticut Family Medical Leave Act, Zurich did not offer Sanders time off until after she returned from her surgery. Id. ¶ 10.

Zurich did not ask any of Sanders’ coworkers to manage her responsibilities while she was absent. Id. ¶ 11. On her return, confronted with a significant backlog, Sanders “fell behind Defendant’s guidelines for completion.” Id. Sanders spoke to her supervisor, Donna Lewczyk, and expressed her concern that “she had come back to work too quickly following her surgery.” Id. ¶ 12. Sanders received a written warning for performance issues in December 2022. Id. ¶ 14. At this time Sanders was living with her then-boyfriend, who “control[ed] when she

would leave the house” and “ma[de] threats of violence against Plaintiff.” Id. ¶ 15. When Sanders disclosed this abusive relationship to another supervisor, Alicia Albert, Albert responded by stating “I don’t need details.” Id. ¶ 17. After Sanders and her then-boyfriend ended their relationship, Sanders took time off work to find new housing. Id. ¶ 18. During this absence Zurich “refused to reassign any of Plaintiff’s work, or to accommodate her workload due to the necessity of taking time off to address her need to move.” Id.

Sanders received a “final warning” for performance issues on January 12, 2023. Id. ¶ 19. After receiving the “final warning” for performance in January 2023, Sanders met weekly with Albert. Id. ¶ 20. Albert told Sanders that she had observed an improvement in Sanders’ performance. Id. In February 2023, Sanders took PTO to care for her father who had stage 4 cancer. Id. ¶ 21. Although Zurich knew the reason Sanders took leave was to care for her father, Zurich did not “offer or provide Plaintiff with any information regarding [Connecticut’s Family Medical Leave Act].” Id. In May 2023, Sanders met with Albert and informed Albert that her father was

scheduled to undergo surgery on July 6, 2023, and that Sanders would need to take leave to help care for him. Id. ¶ 22. The Amended Complaint states that Albert knew Sanders was pursuing treatment for “mental health issues.” Id. ¶ 26. Sanders was diagnosed around this time with “depression, post-traumatic stress disorder, generalized anxiety disorder, and borderline personality disorder.” Id. ¶ 23. Sanders told Albert “that she was thinking of applying for FMLA.” Id. ¶ 25. Soon after informing Albert that she was considering applying for FMLA leave,

Sanders received a notice from Zurich’s human resources department stating that her “final warning” issued in January 2023 had been extended. Id. ¶ 27.1 On June 19, 2023, Sanders emailed the human resources department to request FMLA paperwork. Id. ¶ 28. Sanders received the FMLA paperwork on June 20, 2023. Id. ¶ 29. Sanders was on leave for personal reasons from June 23 to June 26, 2023. Id. ¶ 30. When Sanders returned to work on June 27, 2023, she met with Albert. Id. ¶ 31. During the

meeting, Albert and a representative from Zurich’s human resources department told Sanders that her employment was terminated. Id. ¶ 31.

1 The Amended Complaint does not describe what it means for a “final warning” to be extended. B. Procedural History After Sanders filed suit in Connecticut Superior Court, Zurich removed the action to this Court on April 26, 2024. ECF No. 1. With leave from the Court,2 Sanders filed the operative Amended Complaint on October 2, 2024. Am. Compl., ECF No. 22. The five-

count Amended Complaint seeks damages on the grounds that Zurich is liable for (1) FMLA interference, (2) FMLA retaliation, (3) disability discrimination in violation of the CFEPA, (4) domestic violence victim discrimination in violation of the CFEPA, and (5) retaliation in violation of the CFEPA. Am. Compl. ¶¶ 34-73. Zurich filed a Motion to Dismiss and accompanying memorandum of law on October 16, 2024. Mot. to Dismiss, ECF No. 23; Mem. of L. in Supp. of Def.’s Mot. to Dismiss Am.

Compl. (“Def.’s Mem.”), ECF No. 24. After five months passed without a response, I entered an Order on March 19, 2025, notifying Sanders’ counsel of her overdue response. ECF No. 26. Sanders filed her response brief, together with a motion for extension of time nunc pro tunc, on March 24, 2025. Obj. to Def.’s Mot. to Dismiss (“Pl.’s Mem.”), ECF No. 28. Zurich replied in support of its Motion on April 7, 2025. Reply Mem. in Supp. of Def.’s Mot. to Dismiss Am. Compl. (“Def.’s Reply”), ECF No. 30. II. LEGAL STANDARD To survive a motion to dismiss for failure to state a claim pursuant to Fed. R. Civ. P.

12(b)(6), a complaint must contain “sufficient factual matter, accepted as true, to ‘state a claim to relief that is plausible on its face.’” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009); Kim v. Kimm, 884 F.3d 98, 103 (2d Cir. 2018); Lapaglia v. Transamerica Cas. Ins. Co., 155 F.

2 The Honorable Kari A. Dooley, United States District Judge, presided over this action until it was transferred to me on January 6, 2025. ECF No. 25. Supp. 3d 153, 155-56 (D. Conn. 2016). Although this “plausibility” requirement is “not akin to a probability requirement,” it “asks for more than a sheer possibility that a defendant has acted unlawfully.” Iqbal, 556 U.S. at 678. I must “draw all reasonable inferences in [the

plaintiff’s] favor, assume all well-pleaded factual allegations to be true, and determine whether they plausibly give rise to an entitlement to relief.” Faber v. Metro. Life Ins. Co., 648 F.3d 98, 104 (2d Cir. 2011). However, I am not bound to accept “conclusory allegations or legal conclusions masquerading as factual conclusions.” Rolon v. Henneman, 517 F.3d 140, 149 (2d Cir. 2008). III. DISCUSSION Zurich submits that the Amended Complaint does not plausibly plead violations of the

FMLA or CFEPA. As I explain below, I conclude that Sanders has stated a claim of FMLA retaliation and interference, but I find that the Amended Complaint does not state a claim of CFEPA discrimination or retaliation. A.

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