Bush v. Nationwide Mutual Insurance Company

CourtDistrict Court, S.D. Georgia
DecidedSeptember 19, 2025
Docket4:20-cv-00219
StatusUnknown

This text of Bush v. Nationwide Mutual Insurance Company (Bush v. Nationwide Mutual Insurance Company) is published on Counsel Stack Legal Research, covering District Court, S.D. Georgia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bush v. Nationwide Mutual Insurance Company, (S.D. Ga. 2025).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE SOUTHERN DISTRICT OF GEORGIA SAVANNAH DIVISION

R. MITCHELL BUSH; and R. M. BUSH & COMPANY d/b/a THE BUSH AGENCY,

Plaintiffs, CIVIL ACTION NO.: 4:20-cv-219

v.

NATIONWIDE MUTUAL INSURANCE COMPANY,

Defendant.

O RDE R This matter is before the Court on Defendant Nationwide Mutual Insurance Company’s Motion to Confirm Arbitration Award. (Doc. 144.) Plaintiffs R. Mitchell Bush and R. M. Bush & Company d/b/a the Bush Agency brought this putative class action suit against Nationwide Mutual Insurance Company (“Nationwide”) challenging certain agreements the parties had entered into. (Doc. 79.) The Court ordered the parties to submit the underlying dispute to arbitration. (Doc. 125.) Following several rulings by the arbitration panel (including a Final Award), Nationwide filed the Motion to Confirm Arbitration Award that is pending before the Court. (Doc. 144.) The Motion has now been fully briefed. (Docs. 144, 162 & 164.) For the reasons explained more fully below, the Court GRANTS Defendant Nationwide’s Motion to Confirm Arbitration Award. (Doc. 144.) BACKGROUND I. The Parties’ Agreements According to the Amended Complaint, Bush is the principal and owner of R. M. Bush & Company d/b/a The Bush Agency (the “Bush Agency”) and has been an insurance agent

representing Nationwide for twenty-seven years. (Doc. 79, p. 4.) For many years, the Bush Agency operated “under an exclusive Nationwide contract,” memorialized in the “Agency Agreement.” (Id. at pp. 4–5; see doc. 79-2.) In May 2020, Bush, on behalf of the Bush Agency, signed various agreements with Nationwide to transition from operating as an exclusive agent to an independent agent. (Doc. 79, p. 12; see docs. 79-1, 79-3 & 79-4.) One of these agreements was the Independent Contractor Agent Agreement (the “IC Agreement”), which established that the Bush Agency would begin operating as an independent agent for Nationwide effective July 1, 2020. (Doc. 79, p. 5; see doc. 79-1.) The IC Agreement contains an arbitration provision which provides that “all controversies and disputes between the parties [are] subject to mandatory binding arbitration.” (Doc. 79-1, pp.

7–8.) The arbitration provision provides that any claim or dispute between Agent and Company, will be adjudicated on an individual agent-by-agent basis, and not on a class or representative basis. The adjudication will be by mandatory binding arbitration under the American Arbitration Association Commercial Arbitration Rules and Mediation Procedures in effect on the date of the filing for arbitration. The place of arbitration will be Columbus, Ohio. (Id. at p. 7.) Paragraph 17.G of the IC Agreement states that the arbitration provision does not limit either Party’s right to pursue equitable remedies for a temporary restraining order or preliminary or permanent injunctive relief from a court of competent jurisdiction before, after, or during the pendency of any arbitration proceeding, including in aid of arbitration. The exercise of any such remedy does not waive either Party’s agreement to arbitrate. The Parties intend that any dispute in any way relating to the Parties’ contractual and business relationship must be pursued through arbitration such that there should be no disputes suitable for filing in a court of competent jurisdiction except as to the pursuit of equitable remedies described in this paragraph. But, if a court determines that such claims exist, the claims may by brought only in a state or federal court in Columbus, Franklin County, Ohio, and Agent expressly and irrevocably consents to the personal jurisdiction and venue of such courts.

(Id. at p. 8.) This arbitration provision further provides that “[t]he enforceability of this Agreement, including this arbitration clause, will be resolved by the arbitrator,” and that “[t]he Agreement is governed by the laws of Ohio and the Federal Arbitration Act, regardless of conflicts of law provisions requiring reference to the rules of, decisions in, or laws of another state or sovereign nation.” (Id.) The next agreement that Bush executed on behalf of the Bush Agency was the Asset Transfer Agreement (the “ATA”). (Doc. 79-3.) Under a section titled “Submission to Jurisdiction,” the ATA provides: Each party irrevocably agrees that any legal action or proceeding arising out of or relating to this Agreement or for recognition and enforcement of any judgment in respect hereof brought by the other Party or Parties . . . must be brought and determined exclusively in any Ohio state or federal court sitting in Columbus, Ohio.

(Id. at p. 21.) The parties agreed also that Ohio law governs “all disputes or controversies arising out of or relating to” the ATA. (Id. at p. 20.) II. Procedural Background Plaintiffs initially filed this suit on September 14, 2020, under the Declaratory Judgment Act, 28 U.S.C. § 2201, et seq., seeking a declaratory judgment that the ATA is void and unenforceable, an injunction prohibiting Nationwide from enforcing the ATA, and equitable rescission of the ATA. (Doc. 1, p. 18.) In response, Nationwide moved to compel arbitration under the IC Agreement and to dismiss the complaint. (Doc. 16.) This Court then issued an Order, holding, among other things, that Plaintiffs’ claim for declaratory relief was subject to arbitration under the IC Agreement’s arbitration clause, because the parties agreed that “any dispute in any way relating to the Parties’ contractual and business relationship must be pursued through arbitration.” (Doc. 38, pp. 7, 10.) The Court also found that whether this Court could rule on Plaintiffs’ claim for injunctive relief needed to be decided by an arbitrator and it stayed the case pending the arbitrator’s decision. (Id. at p. 13.) On August 23, 2022, the arbitration panel issued

its order on the arbitrability issue. (Doc. 63-1.) The arbitration panel held that “the agreement clearly and unambiguously provides that either party may seek injunctive relief through judicial proceedings and that the request for injunctive relief addressed to the [C]ourt may occur before or during the arbitration of other issues.” (Id. at p. 1.) Following the arbitration panel’s order, Plaintiffs filed their Amended Complaint in this Court, bringing a claim for civil damages under Section 7434 and continuing to seek injunctive relief. (Doc. 79.) Nationwide then filed a Motion to Dismiss or to Strike. (Doc. 84.) The Court found that “Plaintiffs [had] not alleged facts entitling them to injunctive relief at [that] time” and that, “[u]nless and until an arbitration panel decides the underlying dispute in Plaintiffs’ favor, the Court cannot properly address and adjudicate the request for injunctive relief.” (Doc. 125, p. 12.)

The Court denied the Motion to Dismiss or to Strike, required the parties to submit their underlying dispute to arbitration, and stayed the case pending an arbitration ruling “on whether the at-issue provisions of the ATA are unenforceable and/or should be severed from the remainder of the ATA.” (Id.) The arbitration panel issued a “Partial Final Award” on October 4, 2024, granting Nationwide’s Motion to Dismiss all claims and leaving open the issue of attorney’s fees owed to Nationwide. (Doc. 144-1.) On January 31, 2025, the panel issued an Order awarding Nationwide $421,815.40 as reasonable attorney’s fees and an additional $21,060.00 in costs. (Doc. 144-2.) On that same day, the panel issued a “Final Award,” referencing the award of attorney’s fees and costs, making the “Partial Final Award” officially a “Final Award” and dismissing Plaintiffs’ claims with prejudice. (Doc. 144-3.) After the issuance of the Partial Final Award but before the Final Award, R. M.

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Bush v. Nationwide Mutual Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bush-v-nationwide-mutual-insurance-company-gasd-2025.