New York § 2613 Eligibility for life and disability insurance for persons with a history of any type of cancer

New York Statutes

§ 2613 — Eligibility for life and disability insurance for persons with a history of any type of cancer

New York § 2613

Law ISCInsurance

Art. 26Unfair Claim Settlement Practices; Other Misconduct; Discrimination

This text of New York § 2613 (Eligibility for life and disability insurance for persons with a history of any type of cancer) is published on Counsel Stack Legal Research, covering New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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N.Y. Insurance § 2613 (2026).

Text

§ 2613. Eligibility for life and disability insurance for persons with\na history of any type of cancer.

(a)Unless its action is based upon\nsound actuarial principles or is related to actual or reasonably\nanticipated experience, no insurer shall refuse to issue any policy of\nlife or non-cancelable disability insurance, or cancel or decline to\nrenew such policy because an individual has had any type of cancer,\nprovided that the initial diagnosis of such disease has occurred at\nleast three years prior to the date of application and that a physician\nhas certified that the disease has not reoccurred in the applicant or\nthe individual proposed for such insurance.\n (b) In the case of an adverse underwriting decision, the insurer shall\nnotify the applicant or proposed insured of its

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§ 2613. Eligibility for life and disability insurance for persons with\na history of any type of cancer. (a) Unless its action is based upon\nsound actuarial principles or is related to actual or reasonably\nanticipated experience, no insurer shall refuse to issue any policy of\nlife or non-cancelable disability insurance, or cancel or decline to\nrenew such policy because an individual has had any type of cancer,\nprovided that the initial diagnosis of such disease has occurred at\nleast three years prior to the date of application and that a physician\nhas certified that the disease has not reoccurred in the applicant or\nthe individual proposed for such insurance.\n (b) In the case of an adverse underwriting decision, the insurer shall\nnotify the applicant or proposed insured of its specific reason or\nreasons for such decision.\n