§ 2610-A — Rental vehicle reimbursement coverage

New York § 2610-A

• Jurisdiction: New York
• Law ISC: Insurance
• Art. 26: Unfair Claim Settlement Practices; Other Misconduct; Discrimination

Text

§ 2610-a. Rental vehicle reimbursement coverage. (a) For the purposes\nof this section, "rental vehicle reimbursement coverage" shall mean\ncoverage for the cost of renting a vehicle used as substitute\ntransportation if the insured vehicle is damaged and is temporarily out\nof use due to a covered loss, until such vehicle is repaired or is\ndeclared a total loss.\n (b) Whenever a motor vehicle collision or comprehensive loss shall\nhave been suffered by an insured, no insurer providing rental vehicle\nreimbursement coverage shall require that the insured utilize a\nparticular rental vehicle company, rental vehicle company location or a\nparticular concern.\n (c) In processing any such claim, the insurer shall disclose to the\ninsured that the insured has the right, as granted by this section, to\nutilize any rental vehicle company, rental vehicle company location or a\nparticular concern.\n (d) An insurer writing automobile insurance which includes rental\nvehicle reimbursement coverage shall inform the consumer of his or her\nright, as granted by this section, to choose a rental vehicle company to\nutilize in the event that he or she utilizes such coverage. The insurer\nshall provide the disclosure required under this section to any insured\non new and renewal policies. Such disclosure shall be provided in a\nseparate written document, which need not be provided in a separate\nmailing as another document as long as it is provided on a separate\npiece of paper, except that for new business it may be provided either\nin writing or in the same medium as the application for insurance.\n