SAQA v. FACTORY MUTUAL INSURANCE COMPANY

District Court, D. New Jersey·Decided September 30, 2024·No. 2:23-cv-03994·Unknown

Opinion

NOT FOR PUBLICATION

UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY GEORGE SAQA, Plaintiff, Civil Action No. 23-3994 (SDW) (JBC) v. OPINION FACTORY MUTUAL INSURANCE September 30, 2024 COMPANY, Defendant.

WIGENTON, District Judge.

Before this Court is Defendant Factory Mutual Insurance Company’s (“Factory Mutual” or “Defendant”) Motion to Dismiss (D.E. 22 (“Motion”)) Plaintiff George Saqa’s (“Mr. Saqa” or “Plaintiff”) First Amended Complaint (D.E. 18 (“FAC”)) for failure to state a claim upon which relief can be granted pursuant to Federal Rule of Civil Procedure (“Rule”) 12(b)(6). Jurisdiction is proper pursuant to 28 U.S.C. §§ 1331, 1332(a), and 1367(a). Venue is proper pursuant to 28 U.S.C. § 1391. This Court considers this matter without oral argument pursuant to Federal Rule of Civil Procedure 78. For the reasons stated herein, Factory Mutual’s Motion is GRANTED, and the FAC is DISMISSED WITH PREJUDICE. I. BACKGROUND1 This action arises from Plaintiff’s refusal to get a COVID-19 vaccination and Defendant’s subsequent termination of Plaintiff’s employment. (See generally D.E. 18.) Defendant is an issuer

1 The Court acknowledges that the factual and procedural backgrounds largely mirror much of this Court’s previous opinion (D.E. 15), as the FAC contains substantially the same facts as the original complaint and there have been no significant developments in the case since then. of commercial property insurance and employed Plaintiff from 2002 until his termination in January 2022. In this action, Plaintiff sues Defendant for denying his religious exemption request from a COVID-19 vaccine mandate, which was a condition of his continued employment. (See generally id.) A. Factual History In September 2021, Defendant announced a COVID-19 vaccine mandate as a condition of continued employment, along with a process for requesting religious exemptions. (Id. ¶ 5.) On

November 12, 2021, Plaintiff submitted a religious exemption request via email. (Id. at Ex. A.) In a form attached to the email, Plaintiff indicated that he was “experiencing a conflict between [his] sincerely held religious beliefs and receiving the COVID-19 vaccine” because compliance with the mandate “would alter [his] biological anatomy at a cellular level, thereby negating God’s creation.” (Id.) Plaintiff explained that “God created [him] with a naturally robust immune system, and [he would] not alter His design.” (Id.) Although Plaintiff submitted that it was “a sin against [his] God-given conscience to allow unwanted intrusions into [his] body,” he acknowledged that he could not invoke a “specific tenet,” that he was not a member of a “particular mainstream religion,” and that he was simply a “spiritual being created by God.” (Id.) Nevertheless, Plaintiff expressed the opinion that “[t]he law does not recognize the need for employers to consult religious

scholars or examine church doctrine” and that “sincerely held religious, ethical, and/or moral beliefs” are the relevant considerations, “not the tenets or beliefs of a church, doctrine, religion, or religious scholars.” (Id.) Plaintiff also attested that the form was “truthful, complete, and accurate to the best of [his] knowledge.” (Id.) On November 17, 2021, Defendant sought additional information from Plaintiff regarding his religious exemption request. (Id. at Ex. B.) In a letter sent via email, Defendant noted that Plaintiff’s views were not “in accordance with the views of the vast majority of religious denominations.” (Id.) In an attached questionnaire, Defendant asked Plaintiff to “clarify the precise connection between [his] religious principle, practice, tenet or belief and [his] inability to receive a COVID-19 vaccine” and to “provide an independent statement of religious doctrine, from an authoritative religious leader or body … explaining what prohibits followers of [his] religious principle, practice, tenet or belief from receiving a COVID-19 vaccine.” (Id.) Plaintiff believed

that he was being “gaslighted” and that the letter was meant “to intimidate and/or dissuade him from proceeding” and “inform[] him that his religious beliefs as stated were unworthy of Defendant’s respect or understanding.” (Id. ¶ 6.) Nevertheless, Plaintiff completed the questionnaire by reiterating the points from his prior communication and attesting to the truthfulness, completeness, and accuracy of his responses. (Id. at Ex. B.) Plaintiff further stated that he did not “follow religious leaders” and could not “provide any statement from an authoritative religious leader,” but that he did not receive any vaccinations or take any pharmaceuticals after the age of eighteen. (Id.) On November 25, 2021, Plaintiff sent his responses to Defendant via email. (Id.)

On December 6, 2021, Defendant informed Plaintiff that his religious exemption request was denied and that his employment would be terminated if he did not comply with the COVID- 19 vaccine mandate. (Id. ¶ 7.) Specifically, Defendant sent a letter to Plaintiff via email, which concluded that he had “not shown a satisfactory basis for an accommodation on religious grounds” and that he was required to comply with the mandate within one week or lose his job. (Id. at Ex. C.) Thereafter, Plaintiff retained counsel. (Id. ¶ 8.) On December 9, 2021, counsel for Plaintiff submitted a letter to Defendant. (Id. at Ex. D.) In the letter, counsel sought “reconsideration” of Defendant’s denial of Plaintiff’s religious exemption request, or “a new request” for a religious exemption. (Id.) In support, counsel summarized Plaintiff’s views and sought “to provide additional context” by “clarify[ing] that his religious identity and beliefs are rooted in Christianity.” (Id.) According to counsel, Plaintiff believed that “all life is sacred,” that “life begins at conception,” and that “aborted fetal cell lines, genetically modified and/or artificially preserved or ‘immortalized’ human cell lines, viral vector technology, mRNA genetic modification technology, and spike protein technology” were

impermissibly used to develop the COVID-19 vaccine. (Id.) Counsel also cited several biblical verses and explained that Plaintiff’s “faith in God and Jesus Christ affirms his belief in the power of prayer and natural remedies as the primary immediate means of healing illnesses and injuries.” (Id.) Although counsel reserved the right to seek legal relief, the letter emphasized that Plaintiff “tremendously values” his job and “would like nothing more” than to remain in his role. (Id.) On January 4, 2022, Defendant terminated Plaintiff’s employment after twenty years of service. (Id. ¶¶ 9, 18.) According to Plaintiff, “Defendant treated Plaintiff differently from other individuals who requested accommodations from its COVID-19 vaccination requirements.” (Id. ¶ 13.) Plaintiff also alleges that Defendant had access to information showing that “the existing

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