Jeffrey Steidle v. United States Liability Insurance Co Inc

CourtCourt of Appeals for the Third Circuit
DecidedJune 24, 2026
Docket24-2999
StatusPublished

This text of Jeffrey Steidle v. United States Liability Insurance Co Inc (Jeffrey Steidle v. United States Liability Insurance Co Inc) is published on Counsel Stack Legal Research, covering Court of Appeals for the Third Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Jeffrey Steidle v. United States Liability Insurance Co Inc, (3d Cir. 2026).

Opinion

PRECEDENTIAL

UNITED STATES COURT OF APPEALS FOR THE THIRD CIRCUIT _____________

No. 24-2999 _____________

JEFFREY STEIDLE, Appellant

v.

UNITED STATES LIABILITY INSURANCE CO., INC. _______________

On Appeal from the United States District Court for the Eastern District of Pennsylvania (D.C. No. 2:22-cv-04972) District Judge: Honorable Juan R. Sanchez _______________

Argued November 12, 2025

Before: RESTREPO, McKEE, and AMBRO, Circuit Judges.

(Filed: June 24, 2026) _______________

Wayne A. Ely [ARGUED] 59 Andrea Drive Richboro, PA 18954 Counsel for Appellant

John T. McDonald Reed Smith 506 Carnegie Center Suite 300 Princeton, NJ 08540 Counsel for Appellee

Mariah H. McGrogan [ARGUED] Reed Smith 225 Fifth Avenue Suite 1200 Pittsburgh, PA 15222 Counsel for Appellee

_______________

OPINION OF THE COURT _______________

McKEE, Circuit Judge.

Jeffrey Steidle appeals the District Court’s grant of summary judgment in favor of United States Liability Insurance Co., Inc. (“USLI”), his former employer. Steidle brought claims under the Americans with Disabilities Act (“ADA”) and the Family and Medical Leave Act (“FMLA”). For the reasons that follow, we will vacate the District Court’s grant of summary judgment on Steidle’s retaliation claims arising from his lower than anticipated 2020 bonus and salary increase and remand for further proceedings consistent with

2 this opinion. We will affirm the District Court’s grant of summary judgment on Steidle’s retaliation claims stemming from his lower than anticipated 2021 bonus and salary increase.

I. Background

Shortly after his honorable discharge from the United States Marine Corps, Steidle began struggling with his mental health. In 2010, he was diagnosed with major depressive disorder. In 2013, Steidle began working at USLI with the Casualty Claims team and reported to Janet Helbig, Vice President of Claims.

Near the end of each year, USLI awarded Steidle an annual salary increase and bonus that would go into effect the following calendar year. In 2015, USLI awarded Steidle a 14% salary increase and a $5,500 bonus. In 2016, it awarded him a 4.9% salary increase and a $6,500 bonus. In 2017, it awarded him a 4.9% salary increase and a $7,000 bonus. In 2018, it awarded him a 4.5% salary increase and a $7,000 bonus.1

In November 2019, Steidle transferred to the Liquor Liability team supervised by Ann Lacey. In Steidle’s 2020 First Quarter Performance Review, Lacey praised Steidle’s “dedication to [their] team and community” and his “community involvement outside of his regular job responsibilities.”2 She also noted that, “[g]iven his newness to the position, [Steidle] ha[d] been getting acclimated to a new

1 There is no record of the bonus or percent salary increase that USLI awarded Steidle in 2019. 2 App. 276.

3 pending list of claims” that was “lower than his peers” and involved “lower severity general liability claims.”3 During this time, Steidle’s mental health condition worsened; he was diagnosed with posttraumatic stress disorder and anxiety.

In the summer of 2020, Steidle informed Lacey that he “was struggling and working with [his] psychiatrist at the VA for [his] mental health condition.”4 In Steidle’s 2020 Third Quarter Performance Review, Lacey again commended Steidle for his “remarkable” “involvement in community initiatives” and for being a “valued team and community contributor”5 despite some issues with responsiveness and managing his workload. She also wrote: “I would like [Steidle] to communicate more openly about his struggles and what I can do to support him in achieving better success with his job specific responsibilities and service expectations . . . .”6

Shortly after his 2020 Third Quarter Performance Review, Steidle told Helbig he wished to return to her team. USLI approved his transfer back to Helbig’s team. Before rejoining Helbig’s team, Steidle took approved FMLA leave from October 1, 2020 through December 20, 2020 to treat his mental health conditions. Lacey approved Steidle’s annual salary adjustment while he was on leave. She awarded Steidle a 2.5% salary increase and a $3,000 bonus (“2020 Bonus”).7

3 App. 277. 4 App. 172 (192:8–17). 5 App. 270. 6 App. 270. 7 The 2020 Bonus was approved on November 19, 2020, and became effective on January 1, 2021.

4 This was Steidle’s smallest bonus and lowest percentage salary increase to date.

Steidle returned to work on Helbig’s team at the end of 2020. In his 2021 First Quarter Performance Review, Helbig applauded Steidle for “meeting [USLI’s] service promises,” “providing good service,” and “manag[ing] his call volume.”8 She also noted she was “intentionally assigning [Steidle] a higher number of new claims to grow his pending [claims].”9 A month after his review, Steidle requested and was granted accommodations to “help reduce [his] stress, anxiety, depression, [and] PTSD.”10 He was allowed to continue working remotely if USLI reopened its office and to work between the hours of 7 am and 3 pm.11

Two months later, on July 21, 2021, Steidle emailed Helbig describing a situation with another employee that caused him to take a “mental health sick day.”12 He emailed Helbig again the next day describing how “unnecessary stressors manufactured by USLI . . . played a role in what sent [him] into the worst mental health episodes that [he had] ever experienced.”13 Helbig forwarded Steidle’s email to her supervisor, Jim Scalise. Steidle met with Scalise and Helbig to

8 App. 267. 9 App. 267. “Pending” refers to the number of claims an examiner has received but not finalized. See App. 164 (161:6–24). 10 App. 317–19. 11 At the time, everyone was working remotely due to the COVID-19 pandemic. 12 App. 311. 13 App. 321–22.

5 discuss his concerns the following day. According to Steidle, “[i]t was a very combative” discussion.14 Scalise warned Steidle that if he told others about his mental health struggles, USLI would “be forced to take action against [him].”15 He also told Steidle “instead of sending emails to them . . . with [his] concerns, to scream at [his] wife.”16

Steidle received his 2021 Third Quarter Performance Review a few months later. In it, Helbig again described Steidle as “a valued team member”17 but observed that “[w]orking remotely . . . ha[d] reduced some of [Steidle’s] previous on-site opportunities to show individual leadership.”18 She also explained that Steidle was still “receiv[ing] an increased number of incoming claims.”19 At the time, he had 83 pending claims and “[t]he goal [was] to get [Steidle] to a pending of 125 claims.”20 At the end of the year, Steidle received a 3.6% salary increase and a $3,150 bonus (“2021 Bonus”).21

In January 2022, Steidle requested and was granted FMLA leave through April for treatment related to his mental health conditions. In March 2022, Steidle requested an

14 App. 168 (175:3). 15 App. 168 (174:19–22). 16 App. 168 (174:23–25). 17 App. 260. 18 App. 262. 19 App. 261. 20 App. 262. 21 This salary increase figure reflects the quotient of Steidle’s total salary approved in late 2021 ($89,600) and his 2020 salary ($86,500).

6 extension of his medical leave and provided USLI with a letter from his doctor noting that Steidle was “totally disabled and unable to report to work indefinitely.”22 USLI granted the extension. USLI received a letter from Steidle’s doctor in July noting that Steidle was “medically stable to return to working from home at reduced hours.”23 Steidle requested three accommodations before returning to work: (1) a reduction in hours to four per day, (2) a phone adapter and ability to use call forward, and (3) permission to record meetings.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Sulima v. Tobyhanna Army Depot
602 F.3d 177 (Third Circuit, 2010)
Grubic v. City of Waco
262 F. App'x 665 (Fifth Circuit, 2008)
McDonnell Douglas Corp. v. Green
411 U.S. 792 (Supreme Court, 1973)
Singleton v. Wulff
428 U.S. 106 (Supreme Court, 1976)
Anderson v. Liberty Lobby, Inc.
477 U.S. 242 (Supreme Court, 1986)
Oncale v. Sundowner Offshore Services, Inc.
523 U.S. 75 (Supreme Court, 1998)
Metzler v. Federal Home Loan Bank
464 F.3d 1164 (Tenth Circuit, 2006)
Proctor v. United Parcel Service
502 F.3d 1200 (Tenth Circuit, 2007)
Russell, Lisa K. v. Principi, Anthony J.
257 F.3d 815 (D.C. Circuit, 2001)
Rochon, Donald v. Gonzales, Alberto
438 F.3d 1211 (D.C. Circuit, 2006)
Millea v. Metro-North Railroad
658 F.3d 154 (Second Circuit, 2011)
James W. Woodson v. Scott Paper Co.
109 F.3d 913 (Third Circuit, 1997)
Mark Duckworth v. Pratt & Whitney, Inc.
152 F.3d 1 (First Circuit, 1998)
Gregory Fogleman v. Mercy Hospital, Inc
283 F.3d 561 (Third Circuit, 2002)

Cite This Page — Counsel Stack

Bluebook (online)
Jeffrey Steidle v. United States Liability Insurance Co Inc, Counsel Stack Legal Research, https://law.counselstack.com/opinion/jeffrey-steidle-v-united-states-liability-insurance-co-inc-ca3-2026.