Charles R. Little, Cross-Appellee v. Bankers Life and Casualty Company, Cross-Appellant

426 F.2d 509, 1970 U.S. App. LEXIS 9245
CourtCourt of Appeals for the Fifth Circuit
DecidedMay 13, 1970
Docket28283_1
StatusPublished
Cited by83 cases

This text of 426 F.2d 509 (Charles R. Little, Cross-Appellee v. Bankers Life and Casualty Company, Cross-Appellant) is published on Counsel Stack Legal Research, covering Court of Appeals for the Fifth Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Charles R. Little, Cross-Appellee v. Bankers Life and Casualty Company, Cross-Appellant, 426 F.2d 509, 1970 U.S. App. LEXIS 9245 (5th Cir. 1970).

Opinions

AINSWORTH, Circuit Judge.

This Mississippi-based diversity action is predicated upon an insurance company’s refusal to pay proceeds allegedly due the named beneficiary under a certificate of insurance the company had issued covering death by accidental bodily injury to the named insured. The policy expressly excluded death by suicide from its coverage, and the insurer denied liability to the beneficiary in part on the ground that the named insured intentionally killed herself. The jury returned a verdict in favor of the insurer, and the District Judge overruled the beneficiary’s motion for a new trial. For reasons that follow, we are bound by the jury’s specific finding that death of the named insured was intentionally self-inflicted. The judgment that Little take nothing does not amount to a manifest miscarriage of justice, and we cannot say that the District Judge abused his discretion in refusing to grant a new trial. Accordingly, we affirm the judgment of the District Court.

Charles R. Little, the appellant here, commenced this action against Bankers Life and Casualty Company in the Circuit Court of Washington County, Mississippi. He sought to recover the benefits payable under a policy the insurance company had issued covering the death of his wife, Mary, by accidental bodily injury. The suit was removed to federal court by the insurer. A jury trial was subsequently conducted in which both sides adduced testimony regarding the circumstances of Mary Little’s death. The case was then submitted to the jury along with certain special interrogatories. In addition to returning a verdict in favor of the insurer, the jury specifically found that Mary Little died as a result of self-destruction rather than accidental bodily injury. At no time before or after the case was submitted to the jury did Charles Little move for a directed verdict in his favor. After the jury verdict was returned, however, he did move for a new trial. His motion in part challenged the sufficiency of (1) the evidence supporting the submission of the cause-of-death issue to the jury and (2) the evidence supporting the specific finding of self-destruction.1 On this appeal he continues to challenge the sufficiency of that evidence.2

In this Circuit it is well established that the sufficiency of the evidence supporting jury submission of a case or the jury’s findings is not reviewable on appeal unless the party seeking review has made a motion for a directed verdict in the trial court. E.g., Forgason v. Penrod Drilling Company, 5 Cir., 1969, 409 F.2d 813; Privett v. Dixon, 5 Cir., 1968, 393 F.2d 479; Brown v. Burr-Brown Research Corporation, 5 Cir., 1967, 378 F.2d 822; Pennsylvania National Mutual Cas. Ins. Co. v. Nathan, 5 Cir., 1966, 361 F.2d 18. This rule applies to diversity cases. See Lighting Fixture & Elec. Sup. Co. v. Continental [511]*511Ins. Co., 5 Cir., 1969, 420 F.2d 1211; Boeing Company v. Shipman, 5 Cir., 1969, 411 F.2d 365 (en banc). The reasons behind the rule are sound. For example, a litigant may not gamble on the jury’s verdict and then later question the sufficiency of the evidence on appeal. Taylor v. Gulf States Utilities Company, 5 Cir., 1967, 375 F.2d 949, 950. Similarly, the litigant who has not moved for a directed verdict in the trial court must have been of the view that the evidence made a case for the jury; he should not be permitted on appeal to impute error to the trial judge for sharing that view. See 2B Barron & Holtzoff, Federal Practice and Procedure § 1081, at 424 (Wright rev. ed. 1961). This point is illustrated here. The record shows that a major concern of the beneficiary’s in the trial court was that the insurer was moving for a directed verdict in its favor.

Since Little did not move for a directed verdict in the District Court, our review of the sufficiency of the evidence regarding the cause-of-death issue is consequently foreclosed. We may inquire whether there was any evidence supporting the submission of the suicide issue and the jury’s finding that Mrs. Little’s death was a suicide, but we may not question the sufficiency of whatever evidence we do find. Hoover, Inc. v. McCullough Industries, Inc., 5 Cir., 1967, 380 F.2d 798, 801. Our consideration is limited to whether plain error has been committed which, if not noticed, would result in a manifest miscarriage of justice. Forgason v. Penrod Drilling Company, 5 Cir., 1969, 409 F.2d 813; 2B Barron & Holtzoff, Federal Practice and Procedure § 1081, at 425-426 (Wright rev. ed. 1961). No further may we delve. When, as in this case, a motion for a new trial has been made on the ground of insufficient evidence to support the verdict and the like, the failure by the losing party to move for a directed verdict as well still operates to foreclose consideration of the question of sufficiency on appeal, and the appellate court may inquire only whether the trial court abused its discretion in overruling the motion for a new trial. Brown v. Burr-Brown Research Corporation, 5 Cir., 1967, 378 F.2d 822, 824; Pruett v. Marshall, 5 Cir., 1960, 283 F. 2d 436.

The evidence presented in the District Court regarding the cause of Mrs. Little’s death may be summarized' as follows. Mrs. Little was found dead, slumped on the front seat of her car, in an isolated area. Under her body was an empty pill bottle. She had recently had this bottle filled with fifty prescription tranquilizers (Doriden). Another bottle, partially full of a different brand of tranquilizer pills (Miltown) was also found in the car, along with a jar of water. The woman’s shoes were outside the car. One car window was open, and the gas was three-quarters full. The ignition key was at the “off” position. The car started easily after Mrs. Little was found dead, and there was no indication of a carbon monoxide leak. The decedent’s body was discolored in shades of purple, the usual discoloration resulting from death, and pink, the discoloration associated with inhalation of carbon monoxide gas and ingestion of cyanide poisoning. The autopsy performed at a state laboratory produced no evidence that Mrs. Little had ingested Doriden, Miltown, or cyanide poisoning. No test for determining whether she had inhaled carbon monoxide gas was performed. The local doctor, having been unable to pinpoint a specific cause of death, determined that Mrs. Little had died as a result of carbon monoxide poisoning. He based this finding upon the pink discoloration of her body and his failure to find any other cause of death.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

United States v. King
Fifth Circuit, 2023
Raynor v. G4S Secure Solutions (USA) Inc.
327 F. Supp. 3d 925 (W.D. North Carolina, 2018)
Charlene Crear v. Gregory Horn
578 F. App'x 435 (Fifth Circuit, 2014)
Salinas v. State Farm Lloyds
267 F. App'x 381 (Fifth Circuit, 2008)
Doran v. Rifle Basix Inc
213 F. App'x 335 (Fifth Circuit, 2007)
Brian Bevan v. Lee County SO
213 F. App'x 824 (Eleventh Circuit, 2007)
Mark Bombara Interior Design v. Bowler
844 N.E.2d 616 (Massachusetts Supreme Judicial Court, 2006)
Webb v. CAI Wireless Systems Inc.
113 F. App'x 21 (Fifth Circuit, 2004)
Williams v. Bramer
Fifth Circuit, 2001
Hayes v. City of Charlotte NC
93 F.3d 1241 (Fourth Circuit, 1996)
Price v. City of Charlotte, North Carolina
93 F.3d 1241 (Fourth Circuit, 1996)
Johnson v. Bekins Van Lines Co.
808 F. Supp. 545 (E.D. Texas, 1992)
Wellborn v. Sears, Roebuck & Co.
970 F.2d 1420 (Fifth Circuit, 1992)
Meriwether v. Coughlin
879 F.2d 1037 (Second Circuit, 1989)
Waddie Jusino v. Carmen Sonia Zayas, Etc.
875 F.2d 986 (First Circuit, 1989)

Cite This Page — Counsel Stack

Bluebook (online)
426 F.2d 509, 1970 U.S. App. LEXIS 9245, Counsel Stack Legal Research, https://law.counselstack.com/opinion/charles-r-little-cross-appellee-v-bankers-life-and-casualty-company-ca5-1970.