Indiana § 34-30-26-1 "Creditor"

Indiana Statutes

§ 34-30-26-1 — "Creditor"

Indiana § 34-30-26-1

Title 34CIVIL LAW AND PROCEDURE

Art. 30IMMUNITY FROM CIVIL LIABILITY

Ch. 26Real Property Suspected to Be Vacant or Abandoned

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Bluebook

Ind. Code § 34-30-26-1 (2026).

Text

(a)As used in this chapter, "creditor" means a person:

(1)that regularly engages in Indiana in the extension of mortgages that are subject to a credit service charge or loan finance charge, as applicable, or are payable by written agreement in more than four (4) installments (not including a down payment); and

(2)to whom the obligation arising from a mortgage is initially payable, either on the face of the note or contract, or by agreement if there is not a note or contract.

(b)The term includes the following:

(1)A mortgage servicer.

(2)An agent of a creditor.

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(a) As used in this chapter, "creditor" means
a person:
(1) that regularly engages in Indiana in the extension of mortgages
that are subject to a credit service charge or loan finance charge,
as applicable, or are payable by written agreement in more than
four (4) installments (not including a down payment); and
(2) to whom the obligation arising from a mortgage is initially
payable, either on the face of the note or contract, or by agreement
if there is not a note or contract.
(b) The term includes the following:
(1) A mortgage servicer.
(2) An agent of a creditor.