§ 26-18-116 — Change of beneficiary

(a) "Change of Beneficiary: Unless the insured makes an
irrevocable designation of beneficiary, the right to change the
beneficiary is reserved to the insured, and the consent of the
beneficiary is not requisite to the surrender or assignment of
this policy or to any change of beneficiary, or to any other
changes in this policy."
(b) The clause relating to the irrevocable designation of
beneficiary may be omitted at the insurer's option.