§ 26-18-109 — Notice of claim; loss-of-time benefit

(a) "Notice of Claim: Written notice of claim shall be
given to the insurer within sixty (60) days after the occurrence
or commencement of any loss covered by the policy, or as soon
thereafter as is reasonably possible. Notice given by or on
behalf of the insured or the beneficiary to the insurer at ....
(insert the location of the office the insurer designates for
the purpose), or to any authorized agent of the insurer, with
information sufficient to identify the insured, is deemed notice
to the insurer."
(b) In a policy providing a loss-of-time benefit which may
be payable for at least two (2) years, an insurer may insert the
following between the first and second sentence of the provision
specified in subsection (a) of this section: "Subject to the
qualifications set forth in this provision, if the insured
suffers loss of time because of disability for which indemnity
is payable for at least two (2) years, at least once in every
six (6) months after having given notice of the claim, he shall
give to the insurer notice of continuance of the disability,
except in the event of legal incapacity. The period of six (6)
months following any filing of proof by the insured or any
payment by the insurer because of the claim or any denial of
liability in whole or in part by the insurer shall be excluded
in applying this provision. Delay in giving the notice does not
impair the insured's right to any indemnity which would
otherwise have accrued during the period of six (6) months
preceding the date on which the notice is actually given."