§ 26-18-103 — General requirements for policies

Wyoming § 26-18-103

• Jurisdiction: Wyoming
• Title 26: Insurance Code
• Ch. 18: DISABILITY INSURANCE POLICIES

Text

(a) No disability insurance policy shall be delivered or
issued for delivery to any person in this state unless it
otherwise complies with this code and the following:
(i) The entire money and other considerations
therefor shall be expressed in the policy;
(ii) The time when the insurance takes effect and
terminates shall be expressed in the policy;
(iii) It shall purport to insure only one (1) person,
except that a policy may insure, originally or by subsequent
amendment, upon the application of an adult member of a family,
who is deemed the policyholder, any two (2) or more eligible
members of that family, including husband, wife, dependent
children or any children under a specified age not exceeding
nineteen (19) years and any other person dependent upon the
policyholder;
(iv) The style, arrangement and overall appearance of
the policy shall give no undue prominence to any portion of the
text, and any printed portion of the text and any endorsements
or attached papers shall be plainly printed in lightfaced type
of a style in general use, the size of which shall be uniform
and not less than ten (10) point with a lower case unspaced
alphabet length not less than one hundred twenty (120) point;
(v) The "text" shall include all printed matter
except the insurer's name and address, the policy name or title,
the brief description, if any, and captions and subcaptions;
(vi) The exceptions and reductions of indemnity shall
be set forth in the policy and, other than those contained in
W.S. 26-18-105 through 26-18-127, shall be printed, at the
insurer's option, either included with the benefit provision to
which they apply or under an appropriate caption such as
"Exceptions", or "Exceptions and Reductions", except that if an
exception or reduction specifically applies to a particular
policy benefit, a statement of that exception or reduction shall
be included with the benefit provision to which it applies;
(vii) Each form, including riders and endorsements,
shall be identified by a form number in the lower left-hand
corner of the first page;
(viii) The policy shall not contain any provision
purporting to make any portion of the insurer's charter, rules,
constitution or bylaws a part of the policy unless that portion
is set forth in full in the policy, except in the case of the
incorporation of or reference to a statement of rates,
classification of risks or short-rate table filed with the
commissioner;
(ix) Repealed by Laws 2025, ch. 114, § 2.
(b) Repealed by Laws 2025, ch. 114, § 2.