§ 26-18-104 — Standard policy provisions; substitutions and omissions

(a) Except as provided in subsection (b) of this section,
any policy delivered or issued for delivery to any person in
this state shall contain the provisions specified in W.S.
26-18-105 through 26-18-116, in the words in which the
provisions appear, except that with the commissioner's approval
the insurer may substitute for any of the provisions
corresponding provisions of different wording which are in each
instance not less favorable in any respect to the insured or the
beneficiary. Each such provision shall be preceded individually
by the applicable caption shown, or, at the insurer's option, by
any appropriate individual or group captions or subcaptions the
commissioner approves.
(b) If any provision or part thereof is inapplicable to or
inconsistent with the coverage provided by a particular form of
policy, the insurer, with the commissioner's approval, shall
omit from the policy the inapplicable provision or part and
shall modify any inconsistent provision or part to make the
provision as contained in the policy consistent with the
coverage the policy provides.