South Carolina § 38-63-110 Individual life insurance.

South Carolina Statutes

§ 38-63-110 — Individual life insurance.

South Carolina § 38-63-110

Title 38INSURANCE

Ch. 63INDIVIDUAL LIFE INSURANCE

This text of South Carolina § 38-63-110 (Individual life insurance.) is published on Counsel Stack Legal Research, covering South Carolina primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

S.C. Code Ann. § 38-63-110 (2026).

Text

(A)Notwithstanding another provision of law, an individual life insurance policy issued in this State, may not:

(1)decline or limit coverage of a person under any life insurance policy solely due to the status of such person as a living organ donor;

(2)preclude an insured from donating all or part of an organ as a condition of continuing to receive a life insurance policy; or (3) discriminate in the offering, issuance, cancellation, amount of such coverage, price, or any other condition of a life insurance policy for a person, based solely and without any additional actuarial risks upon the status of such person as a living organ donor.

(B)The Department of Insurance may take actions to enforce subsection (A) as authorized under this title.

(C)For purposes of this section:

(1)"Life i

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(A) Notwithstanding another provision of law, an individual life insurance policy issued in this State, may not: (1) decline or limit coverage of a person under any life insurance policy solely due to the status of such person as a living organ donor; (2) preclude an insured from donating all or part of an organ as a condition of continuing to receive a life insurance policy; or (3) discriminate in the offering, issuance, cancellation, amount of such coverage, price, or any other condition of a life insurance policy for a person, based solely and without any additional actuarial risks upon the status of such person as a living organ donor. (B) The Department of Insurance may take actions to enforce subsection (A) as authorized under this title. (C) For purposes of this section: (1) "Life insurance policy" means a contract under which an entity promises to pay a designated beneficiary a sum of money upon the death of the insured. (2) "Living organ donor" means an individual who has donated all or part of his organ and is not deceased.

Legislative History

HISTORY: 2024 Act No. 126 (H.3255), SECTION 2, eff May 13, 2024. Editor's Note 2024 Act No. 126, SECTION 1, provides as follows: "SECTION 1. This act may be cited as the 'Living Donor Protection Act'." ARTICLE 3 Policy Forms