§ 27-83-6 — § 27-83-6. Insurance producer training. [Effective January 1, 2026.]

Rhode Island § 27-83-6

• Jurisdiction: Rhode Island
• Title 27: Insurance
• Ch. 27-83: Pet Insurance Act [Effective January 1, 2026.]

Text

§ 27-83-6. Insurance producer training. [Effective January 1, 2026.]

(a) An insurance producer shall not sell, solicit, or negotiate a pet insurance product until after the producer is appropriately licensed and has completed the required training identified in subsection (c) of this section.

(b) Insurers shall ensure that its producers are trained under subsection (c) of this section and that its producers have been appropriately trained on the coverages and conditions of its pet insurance products.

(c) The training required under this subsection shall include information on the following topics:

(1) Preexisting conditions and waiting periods;

(2) The differences between pet insurance and noninsurance wellness programs;

(3) Hereditary disorders, congenital anomalies or disorders, and chronic conditions and how pet insurance policies interact with those conditions or disorders; and

(4) Rating, underwriting, renewal, and other related administrative topics.

(d) The satisfaction of the training requirements of another state that are substantially similar to the provisions of subsection (c) of this section shall be deemed to satisfy the training requirements in this state.

Legislative History

P.L. 2025, ch. 422, § 1, effective January 1, 2026; P.L. 2025, ch. 423, § 1, effective January 1, 2026.