Rhode Island § 27-78-3 § 27-78-3. Certificate forms.

Rhode Island Statutes

§ 27-78-3 — § 27-78-3. Certificate forms.

Rhode Island § 27-78-3

Title 27Insurance

Ch. 27-78Certificates of Insurance Model Act

This text of Rhode Island § 27-78-3 (§ 27-78-3. Certificate forms.) is published on Counsel Stack Legal Research, covering Rhode Island primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

R.I. Gen. Laws § 27-78-3 (2026).

Text

§ 27-78-3. Certificate forms.
(a) The commissioner of insurance shall prohibit the use of a certificate of insurance
            form if the form:
         
(1) Is unfair, misleading, or deceptive, or violates public policy; or
         
(2) Violates any law, including any regulation promulgated by the commissioner of insurance.
         
(b) A certificate of insurance is not a policy of insurance and does not affirmatively
            or negatively amend, extend, or alter the coverage afforded by the policy to which
            the certificate of insurance makes reference. A certificate of insuranc

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§ 27-78-3. Certificate forms.

(a) The commissioner of insurance shall prohibit the use of a certificate of insurance form if the form:

(1) Is unfair, misleading, or deceptive, or violates public policy; or

(2) Violates any law, including any regulation promulgated by the commissioner of insurance.

(b) A certificate of insurance is not a policy of insurance and does not affirmatively or negatively amend, extend, or alter the coverage afforded by the policy to which the certificate of insurance makes reference. A certificate of insurance shall not confer to any person new or additional rights beyond what the referenced policy of insurance expressly provides.