§ 27-20-76 — § 27-20-76. Gender rating.

Rhode Island § 27-20-76

• Jurisdiction: Rhode Island
• Title 27: Insurance
• Ch. 27-20: Nonprofit Medical Service Corporations

Text

§ 27-20-76. Gender rating.

(a) No individual or group health insurance contract, plan, or policy delivered, issued for delivery, or renewed in this state, that provides medical coverage that includes coverage for physician services in a physician's office, and no policy that provides major medical or similar comprehensive-type coverage, excluding disability income, long-term care, and insurance supplemental policies that only provide coverage for specified diseases or other supplemental policies, shall vary the premium rate for a health coverage plan based on the gender of the individual policyholders, enrollees, subscribers, or members.

(b) This section shall not apply to insurance coverage providing benefits for any of the following:

(1) Hospital confinement indemnity;

(2) Disability income;

(3) Accident only;

(4) Long-term care;

(5) Medicare supplement;

(6) Limited benefit health;

(7) Specified disease indemnity;

(8) Sickness of bodily injury or death by accident or both; and

(9) Other limited benefit policies.

Legislative History

P.L. 2021, ch. 88, § 3, effective January 1, 2023; P.L. 2021, ch. 89, § 3, effective January 1, 2023.