North Carolina § 108A-115 Duty to report suspected fraud; content of report; immunity for reporting

North Carolina Statutes

§ 108A-115 — Duty to report suspected fraud; content of report; immunity for reporting

North Carolina § 108A-115

Ch. 108ASocial Services

Art. 6AProtection of Disabled and Older Adults From Financial Exploitation

This text of North Carolina § 108A-115 (Duty to report suspected fraud; content of report; immunity for reporting) is published on Counsel Stack Legal Research, covering North Carolina primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

N.C. Gen. Stat. § 108A-115 (2026).

Text

(a)Any financial institution, or officer or employee thereof, having reasonable cause to believe that a disabled adult or older adult is the victim or target of financial exploitation shall report such information to the following:

(1)Persons on the list provided by the customer under G.S. 108A-114, if such a list has been provided by the customer. The financial institution may choose not to contact persons on the provided list if the financial institution suspects that those persons are financially exploiting the disabled adult or older adult.

(2)The appropriate local law enforcement agency.

(3)The appropriate county department of social services, if the customer is a disabled adult.

(b)The report may be made orally or in writing. The report shall include the name and address of the

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(a) Any financial institution, or officer or employee thereof, having reasonable cause to believe that a disabled adult or older adult is the victim or target of financial exploitation shall report such information to the following:
(1) Persons on the list provided by the customer under G.S. 108A-114, if such a list has been provided by the customer. The financial institution may choose not to contact persons on the provided list if the financial institution suspects that those persons are financially exploiting the disabled adult or older adult.
(2) The appropriate local law enforcement agency.
(3) The appropriate county department of social services, if the customer is a disabled adult.
(b) The report may be made orally or in writing. The report shall include the name and address of the disabled adult or older adult, the nature of the suspected financial exploitation, and any other pertinent information.
(c) No financial institution, or officer or employee thereof, who acts in good faith in making a report under this section may be held liable in any action for doing so. (2013-337, s. 4.)