Montana Statutes
§ 31-3-123 — Conditions Of Disclosure To Consumer
Montana·Title 31 CREDIT TRANSACTIONS AND RELATIONSHIPS·Ch. 3 RELATED CREDIT PRACTICES·Part 1 Consumer Reporting Agencies
31-3-123 . Conditions of disclosure to consumer.
(1)A consumer reporting agency shall make the disclosures required under 31-3-122 during normal business hours and on reasonable notice.
(2)The disclosures required under 31-3-122 must be made to the consumer:
(a)in person if the consumer appears in person and furnishes proper identification; or
(b)by telephone if the consumer has made a written request, with proper identification for telephone disclosure, and the toll charge, if any, for the telephone call is prepaid by or charged directly to the consumer.
(3)Any consumer reporting agency shall provide trained personnel to explain to the consumer any information furnished to the consumer pursuant to 31-3-122 .
(4)The consumer must be permitted to be accompanied by one other person of
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Legislative History
En. 18-511 by Sec. 11, Ch. 547, L. 1975; R.C.M. 1947, 18-511; amd. Sec. 1006, Ch. 56, L. 2009.
Nearby Sections
15
§ 31-3-101
Purpose§ 31-3-102
Definitions And Rules Of Construction§ 31-3-103
Credit Rating -- Property Right§ 31-3-104
Through 31-3-110 Reserved§ 31-3-111
Permissible Purposes Of Reports§ 31-3-112
Obsolete Information§ 31-3-114
Compliance Procedures§ 31-3-115
Adverse Information§ 31-3-116
Through 31-3-120 Reserved§ 31-3-121
Disclosures To Governmental Agencies§ 31-3-122
Disclosures To Consumers§ 31-3-123
Conditions Of Disclosure To Consumer§ 31-3-124
Procedure In Case Of Disputed Accuracy§ 31-3-125
Fees For Disclosures To Consumers