Montana § 31-3-113 Disclosure Of Investigative Consumer Reports

Montana Statutes

§ 31-3-113 — Disclosure Of Investigative Consumer Reports

Montana § 31-3-113

Title 31CREDIT TRANSACTIONS AND RELATIONSHIPS

Ch. 3RELATED CREDIT PRACTICES

Part 1Consumer Reporting Agencies

This text of Montana § 31-3-113 (Disclosure Of Investigative Consumer Reports) is published on Counsel Stack Legal Research, covering Montana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Mont. Code Ann. § 31-3-113 (2026).

Text

31-3-113 . Disclosure of investigative consumer reports.

(1)A person may not procure or cause to be prepared or distribute an investigative consumer report on any consumer unless:

(a)it is clearly and accurately disclosed to the consumer that an investigative consumer report, including information as to the consumer's character, general reputation, personal characteristics, and mode of living, whichever are applicable, may be made and the disclosure is made in a writing mailed or otherwise delivered to the consumer not later than 3 days after the date on which the report was first requested and includes a statement informing the consumer of the right to request the additional disclosures provided for under subsection (2); or

(b)the report is to be used for employment purposes for which

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31-3-113 . Disclosure of investigative consumer reports. (1) A person may not procure or cause to be prepared or distribute an investigative consumer report on any consumer unless:
(a) it is clearly and accurately disclosed to the consumer that an investigative consumer report, including information as to the consumer's character, general reputation, personal characteristics, and mode of living, whichever are applicable, may be made and the disclosure is made in a writing mailed or otherwise delivered to the consumer not later than 3 days after the date on which the report was first requested and includes a statement informing the consumer of the right to request the additional disclosures provided for under subsection (2); or
(b) the report is to be used for employment purposes for which the consumer applied.
(2) Any person who procures or causes to be prepared an investigative consumer report on any consumer shall, upon written request made by the consumer within a reasonable period of time after the receipt by the person of the disclosure required by subsection (1)(a), make a complete and accurate disclosure of the nature, scope, and substance of the investigation requested. This disclosure must be made in a writing and must be mailed or otherwise delivered to the consumer not later than 5 days after the date on which the request for the disclosure was received from the consumer or the report was first requested, whichever is later.
(3) A person may not be held liable for any violation of subsection (1) or (2) if the person shows by a preponderance of the evidence that at the time of the violation the person maintained reasonable procedures to ensure compliance with subsection (1) or (2).