Montana Statutes
§ 31-3-112 — Obsolete Information
Montana·Title 31 CREDIT TRANSACTIONS AND RELATIONSHIPS·Ch. 3 RELATED CREDIT PRACTICES·Part 1 Consumer Reporting Agencies
31-3-112 . Obsolete information. No consumer reporting agency may make any consumer report containing any of the following items of information:
(1)bankruptcies which, from date of adjudication of the most recent bankruptcy, antedate the report by more than 14 years;
(2)suits and judgments which, from date of entry, antedate the report by more than 7 years or until the governing statute of limitations has expired, whichever is the longer period;
(3)paid tax liens which, from date of payment, antedate the report by more than 7 years;
(4)accounts placed for collection or charged to profit and loss which antedate the report by more than 7 years;
(5)records of arrest, indictment, or conviction of crime which, from date of disposition, release, or parole, antedate the report by more than 7
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Legislative History
En. 18-505 by Sec. 5, Ch. 547, L. 1975; R.C.M. 1947, 18-505.
Nearby Sections
15
§ 31-3-101
Purpose§ 31-3-102
Definitions And Rules Of Construction§ 31-3-103
Credit Rating -- Property Right§ 31-3-104
Through 31-3-110 Reserved§ 31-3-111
Permissible Purposes Of Reports§ 31-3-112
Obsolete Information§ 31-3-114
Compliance Procedures§ 31-3-115
Adverse Information§ 31-3-116
Through 31-3-120 Reserved§ 31-3-121
Disclosures To Governmental Agencies§ 31-3-122
Disclosures To Consumers§ 31-3-123
Conditions Of Disclosure To Consumer§ 31-3-124
Procedure In Case Of Disputed Accuracy§ 31-3-125
Fees For Disclosures To Consumers