Kansas § 16a-4-109 (UCCC) Existing insurance; choice of insurer; notice of option

Kansas Statutes

§ 16a-4-109 — (UCCC) Existing insurance; choice of insurer; notice of option

Kansas § 16a-4-109

Ch. 16aCONSUMER CREDIT CODE

Art. 4INSURANCE

This text of Kansas § 16a-4-109 ((UCCC) Existing insurance; choice of insurer; notice of option) is published on Counsel Stack Legal Research, covering Kansas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook

Kan. Stat. Ann. § 16a-4-109 (2026).

Text

If a creditor requires insurance, the consumer shall have the option of providing the required insurance through an existing policy of insurance owned or controlled by the consumer, or through a policy obtained and paid for by the consumer, but the creditor may for reasonable cause decline the insurance provided by the consumer. The creditor shall provide the consumer with a written notice on the loan agreement or other instrument fully informing the consumer of the option authorized by this section.

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If a creditor requires insurance, the consumer shall have the option of providing the required insurance through an existing policy of insurance owned or controlled by the consumer, or through a policy obtained and paid for by the consumer, but the creditor may for reasonable cause decline the insurance provided by the consumer. The creditor shall provide the consumer with a written notice on the loan agreement or other instrument fully informing the consumer of the option authorized by this section.