§ 10-4-117 — Loss history information report - notice to insured - definition

(1)
Each insurer shall print in at least twelve-point bold-faced type, on the first page of
each packet containing the insurance policy and each packet containing the
renewal notice for homeowner's insurance or as a separate document:

(a) Information regarding how an insured may obtain a free copy of his or her
loss history information report;

(b) A toll-free telephone number that the insured may call to obtain the loss
history information report; and

(c) A website address that the insured may access to obtain the loss history
information report.

(2) For the purposes of this section, loss history information report means a
compilation of an insured's prior loss history information used by an insurer in the
insured's homeowner's insurance underwriting process. Such information may
include, but need not be limited to, the insured's name, date of birth, and claim
information such as date of loss, type of loss, and the amounts paid for the loss, if
any, or any other information that may negatively affect the insured's rate of
homeowner's insurance or the ability to obtain homeowner's insurance. A loss
history information report shall include only information regarding claims made to
an insurer and shall not include information regarding inquiries made to the insurer.

Legislative History

Source: L. 2004: Entire section added, p. 1972, � 2, effective August 4; entire section added, p. 1981, � 2, effective January 1, 2005.