§ 8-14.5-107.5 — Workplace safety programs - study by commissioner

Colorado § 8-14.5-107.5

• Jurisdiction: Colorado
• Title 08: Labor and
• Art.: Cost Containment

Text

(1) The
commissioner shall undertake a full study of current workplace safety, risk
management, and cost containment programs offered by insurers, including
Pinnacol Assurance, a review and analysis of the various incentives used by insurers
to obtain policyholder participation, including any premium adjustment programs in
use, and shall evaluate other possible programs and incentives that could be used
by insurers to expand workplace safety programs and reward policyholder
participation. The commissioner shall consult with the Colorado department of
labor and employment in conducting the study. Such study, review and analysis,
and evaluation shall include but not be limited to the following:

(a) Whether or not by a date certain, all insurers including Pinnacol
Assurance issuing workers' compensation insurance policies in this state shall offer
all insureds in the ten most populous counties a managed care plan featuring a
designated medical provider;

(b) Whether or not by a date certain, if it is in the best interest of employers
and employees, all insurers including Pinnacol Assurance issuing workers'
compensation insurance policies in this state shall offer to all or some selected
classes of insureds some type of basic workplace safety program;

(c) Whether or not the board or the commissioner should continue providing
certification of workplace safety programs or whether such certification should be
provided by insurers for insureds;

(d) Whether or not by July 1, 1995, the commissioner should promulgate
regulations concerning the granting of premium adjustments for an insured's
participation and implementation of a basic workplace safety program or managed
care program;

(e) The participation by insureds in existing workplace safety programs
offered by insurers and the methods by which insurers offer such programs;

(f) Insurer compliance with deductible provisions;

(g) Insurer compliance with the provisions of part 4 of article 4 of title 10,
C.R.S., regarding the current design and use of any premium adjustment, rate
deviation, premium discount, retro-rate, scheduled adjustment, or other type of
financial plan and their effect on the fairness and reasonableness of rates for those
insureds not qualifying for experience or schedule rating;

(h) The efficacy of reducing the premium dollar volume needed for an
insured to become experience rated;

(i) A cost benefit analysis of implementation of workplace safety programs.

(2) (a) Repealed.

(b) Insurers shall make all necessary information and records pertaining to
workplace safety programs of such insurers available to the commissioner in
carrying out the study required by subsection (1) of this section. The reasonable
costs of such study shall be borne by insurers, including Pinnacol Assurance, as
determined by the commissioner based on the total cost of such study.

Legislative History

Source: L. 93: Entire section added, p. 2084, � 3, effective July 1. L. 97: (2)(a) repealed, p. 1474, � 6, effective June 3. L. 2002: IP(1), (1)(a), (1)(b), and (2)(b) amended, p. 1881, � 26, effective July 1.