United States v. Laura Grande-Signore

CourtCourt of Appeals for the Eleventh Circuit
DecidedJune 24, 2019
Docket16-11425
StatusUnpublished

This text of United States v. Laura Grande-Signore (United States v. Laura Grande-Signore) is published on Counsel Stack Legal Research, covering Court of Appeals for the Eleventh Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
United States v. Laura Grande-Signore, (11th Cir. 2019).

Opinion

Case: 16-11344 Date Filed: 06/24/2019 Page: 1 of 33

[DO NOT PUBLISH]

IN THE UNITED STATES COURT OF APPEALS

FOR THE ELEVENTH CIRCUIT

________________________

No. 16-11344 ________________________

D.C. Docket No. 9:14-cr-80081-DTKH-1

UNITED STATES OF AMERICA,

Plaintiff-Appellee,

versus

JOSEPH SIGNORE,

Defendant-Appellant.

No. 16-11425 ________________________

D.C. Docket Nos. 9:14-cr-80081-DTKH-3

LAURA GRANDE-SIGNORE, PAUL LEWIS SCHUMACK, II, Defendants-Appellants. Case: 16-11344 Date Filed: 06/24/2019 Page: 2 of 33

Appeals from the United States District Court for the Southern District of Florida _______________________

(June 24, 2019)

Before WILLIAM PRYOR, NEWSOM, Circuit Judges, and VRATIL, ∗ District Judge.

VRATIL, District Judge:

After a 29-day trial, a jury found Joseph Signore, Paul Schumack, and Laura

Grande-Signore guilty of conspiracy to commit wire and mail fraud in violation of

18 U.S.C. § 1349; conspiracy to commit money laundering in violation of

18 U.S.C. §§ 1956 and 1957; mail fraud in violation of 18 U.S.C. § 1341; wire

fraud in violation of 18 U.S.C. § 1343; and concealment money laundering in

violation of 18 U.S.C. § 1956(a)(1)(B)(i). The jury also found Signore guilty of

promotional and transactional money laundering and Schumack guilty of

concealment and transactional money laundering, all in violation of 18 U.S.C.

§ 1957. The jury acquitted Grande-Signore on one count of mail fraud, but found

her guilty on all other counts.

∗Honorable Kathryn H. Vratil, United States District Judge for the District of Kansas, sitting by designation.

2 Case: 16-11344 Date Filed: 06/24/2019 Page: 3 of 33

On appeal, all defendants argue that the district court erred in admitting

testimony of Amanda Davis, the government’s expert witness, that improperly

commented on their mens rea in violation of Fed. R. Evid. 704(b). Signore and

Grande-Signore also argue that their convictions should be overturned because the

district court (1) erred in refusing to sever their trial from Schumack’s trial,

(2) failed to declare a mistrial based on prosecutorial misconduct, (3) failed to

declare a mistrial based on juror misconduct, and (4) committed the above errors in

a manner which cumulatively denied their rights to a fair trial. For reasons stated

below, we affirm.

I. BACKGROUND

Signore and Grande-Signore, husband and wife, were principals of JCS

Enterprises Services, Inc. (“JCS”). In the fall of 2011, Signore met Schumack, a

principal of TBTI, which was an ATM supplier with a closely-associated

marketing business. The indictment alleges that through JCS and TBTI,

defendants operated a $70,000,000 “Ponzi” scheme, i.e. the companies used the

principal investments of newer investors to pay older investors what appeared to be

high investment returns but were really returns of their own principal or that of

other investors. 1

1 Craig Hipp, who was also charged in the indictment, was President of Manufacturing and Operations for JCS. On the government’s motion, the district court severed (continued …)

3 Case: 16-11344 Date Filed: 06/24/2019 Page: 4 of 33

From 2011 through 2014, JCS manufactured and sold virtual concierge

machines (“VCMs”), i.e. stand-alone computer kiosks with monitor displays that

allow users to view advertisements, purchase products and print retail coupons. In

November of 2011, JCS and TBTI entered into a contract in which JCS agreed to

manufacture and obtain advertising for VCMs and TBTI agreed to sell the VCMs

to investors. Signore and Grande-Signore also sold VCMs directly through JCS.

As part of their scheme, defendants convinced investors to purchase mostly

nonexistent VCMs for $3,000 or $3,500 apiece. Defendants promised to place the

VCMs in prime locations nationwide so that they could generate advertising

revenue and transaction fees for investors. Defendants promised that each VCM

would earn $300 per month for 48 months.

Over time, defendants sold between 22,000 and 26,000 VCMs. In reality,

only 84 of them became operational in the field (with some 100 additional units in

the “demo stage”). Defendants paid investor returns from money from new

investors, however, not from VCM advertising revenue.

JCS allowed investors to purchase VCMs on their credit cards. JCS worked

with Merchant One, a credit card processor, and FirstData, a merchant bank. JCS

1 (… continued) Hipp’s trial to avoid a Bruton issue. See Bruton v. United States, 391 U.S. 123 (1968). A jury convicted Hipp of mail fraud, wire fraud, and conspiracy to commit mail fraud and wire fraud. We previously affirmed Hipp’s convictions. See United States v. Hipp, 644 F. App’x 943 (11th Cir. 2016).

4 Case: 16-11344 Date Filed: 06/24/2019 Page: 5 of 33

arranged for its merchant account to receive monies from sales from both JCS and

TBTI. Many investors disputed their charges or sought refunds of their VCM

purchases. When an investor did so, FirstData issued a chargeback (refund) to the

investor with funds from the JCS account. If the JCS account lacked sufficient

funds, FirstData provided the funds itself. FirstData ultimately lost $7.3 million in

chargebacks for consumer refunds or losses on VCM purchases.

According to bank records, JCS and TBTI ultimately received $80.7 million

from 1,814 investors for some 22,000 VCMs. The companies would have needed

$243 million to pay off their investors, but their 84 operational VCMs earned only

$21,233 in advertising revenue over nearly three years.

TBTI transferred approximately $2.4 million to PSCS, an entity affiliated

with Schumack. Schumack used this money to fund personal purchases including

a home and investments. JCS and TBTI transferred nearly $1 million to JOLA, an

entity related to Signore and Grande-Signore, which they used for personal

purchases including a home and vehicle.

None of the defendants testified. Through counsel, defendants maintained a

defense based on lack of fraudulent intent.

Signore’s defense was that he ran a legitimate business and acted in good

faith in reliance on advice from attorneys and accountants that JCS operations were

legal. Counsel maintained that until the business was shuttered in March of 2014,

5 Case: 16-11344 Date Filed: 06/24/2019 Page: 6 of 33

JCS was operating a legitimate business that was spending time and resources to

work out the kinks with the VCMs and VCM software.

Schumack’s defense was that he acted in good faith and lacked fraudulent

intent. Schumack maintained that based on information provided by Signore and

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United States v. Laura Grande-Signore, Counsel Stack Legal Research, https://law.counselstack.com/opinion/united-states-v-laura-grande-signore-ca11-2019.