United States, for the use of Whitetail General Constructors, LLC v. Northcon, Inc. and Nationwide Mutual Insurance Company

CourtDistrict Court, D. Montana
DecidedFebruary 2, 2026
Docket1:24-cv-00064
StatusUnknown

This text of United States, for the use of Whitetail General Constructors, LLC v. Northcon, Inc. and Nationwide Mutual Insurance Company (United States, for the use of Whitetail General Constructors, LLC v. Northcon, Inc. and Nationwide Mutual Insurance Company) is published on Counsel Stack Legal Research, covering District Court, D. Montana primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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United States, for the use of Whitetail General Constructors, LLC v. Northcon, Inc. and Nationwide Mutual Insurance Company, (D. Mont. 2026).

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF MONTANA BILLINGS DIVISION

UNITED STATES, for the use of, CV 24-64-BLG-SPW-KLD WHITETAIL GENERAL

CONSTRUCTORS, LLC, a Montana

limited liability company, FINDINGS &

RECOMMENDATION Plaintiff,

vs. and

NORTHCON, INC., an Idaho ORDER corporation, and NATIONWIDE MUTUAL INSURANCE COMPANY, an Ohio corporation,

Defendants.

This contract case comes before the Court on Defendants Northcon, Inc. and Nationwide Mutual Insurance Company’s motion for summary judgment on all claims (Doc. 35) and Plaintiff United States for the use of Whitetail General Constructors, LLC’s (“Whitetail”) cross-motion for partial summary judgment (Doc. 42). For the reasons set forth below, Defendants’ motion for summary judgment should be granted as to Whitetail’s statutory failure to timely pay claim (Count 4) but denied in all other respects, and Whitetail’s motion for partial summary judgment should be denied. I. Background The dispute between the parties arises out of a construction project to build an 18-plex apartment building in Crow Agency, Montana (“the Project”). (Doc. 47

at ¶ 8). On September 12, 2023, Defendant Northcon, Inc. (“Northcon”) entered a prime contract with United States Department of Health and Human Services, Indian Health Service (“IHS”) to act as the prime contractor for construction of the

Project. (Doc. 47 at ¶ 9). IHS is the owner/government agency of the Project. (Doc. 47 at ¶ 10). On September 29, 2023, Defendant Nationwide Mutual Insurance Company (“Nationwide”) issued a payment bond for the Project on behalf of Northcon.

(Doc. 44 at 2 ¶ 2, 9). The payment bond lists Northcon as the principal and Nationwide as the surety, states that Nationwide agrees to “bind[] itself, jointly and severally with the Principal, for the payment of” the bond amount, and provides

that the obligation to pay the bond amount “is void if the Principal promptly makes payment to all persons having a direct relationship with the Principal or a subcontractor of the Principal for furnishing labor, material or both in the prosecution of the work provided for in the contract” between IHS and Northcon.

(Doc. 44 at 9). Around the same time, in mid-September 2023, Northcon executed two subcontracts with Whitetail, one for Whitetail to perform electrical work on the

Project and the other for Whitetail to perform plumbing work on the Project. (Doc. 47 at ¶¶ 13-14). The subcontracts were lump sum contracts pursuant to which Whitetail agreed to perform specific plumbing and electrical work for specific

lump sum amounts. (Doc. 47 at ¶ 15). Under such a lump sum contract, progress payments are typically made based on the value associated with the percentage of work completed. (Doc. 47 at ¶ 30). Consistent with this general practice, Whitetail

would submit payment applications to Northcon, and Northcon would in turn submit payment applications to IHS. (Doc. 47 at ¶ 47). After receiving payments from IHS, Northcon would generally disburse payments to Whitetail. (Doc. 47 at ¶ 47). The subcontracts made payment from IHS to Northcon “an absolute condition

precedent” to Northcon’s obligations to make progress or final payment to Whitetail. (Doc. 47 at ¶ 48; Doc. 36-1 at 3; Doc. 36-2 at 3). As set forth in the subcontracts, the scope of Whitetail’s work on the Project

was subject to modification by way of written change orders. (Doc. 58 at ¶ 4; Doc. 36-1 at 4; Doc. 36-2 at 4). According to Whitetail, Northcon significantly changed the scope of its work under the subcontracts by, for example, increasing the number of void forms used to encase underground lines and forcing additional void

forms into Whitetail’s scope of work. (Doc. 58 at ¶ 4). Northcon disagrees that the change orders regarding void forms significantly changed the scope of Whitetail’s work (Doc. 58 at ¶ 4), and claims that a number of problems arose after Whitetail

began performance of the subcontracts, including issues with Whitetail’s pay applications, failure to order materials before receiving payment, and payroll submissions. (Doc. 47 at ¶¶ 33, 35-37, 39-40). For example, Northcon asserts that

(1) Whitetail’s pay applications did not focus on the percentage of work completed and were instead driven by the amount of Whitetail’s labor burden (Doc. 47 at ¶ 33); (2) in contravention of the standard practice for federal construction projects,

Whitetail would not generally order materials until first receiving payment, thereby precluding Northcon from reviewing invoices from vendors to substantiate payment (Doc. 47 at ¶¶ 35-37); and (3) Whitetail had challenges correctly submitting certified payroll during the Project, which is a requirement on

government projects (Doc. 47 at ¶¶ 39-40). It is undisputed that the subcontracts did not require Whitetail to obtain a performance or payment bond prior to commencing work on the Project, and

Whitetail’s bids for the Project did not include a price for a bond. (Doc. 58 at ¶ 5; Doc. 44 at 3 ¶ 6). After Whitetail had begun its work on the Project, however, Northcon sought a bond or other assurance from Whitetail for its obligations under the subcontracts. (Doc. 47 at ¶ 42). According to Northcon, it did so based on its

concerns about Whitetail’s performance, as well as concerns about Whitetail’s creditworthiness based on a prior bankruptcy filing. (Doc. 47 at ¶¶ 25-27, 42, 44). By email dated November 30, 2023, Northcon advised Whitetail that it would pay

Whitetail’s payment applications “half now with the other half released pending receipt of [Whitetail’s] bond.” (Doc. 58 at ¶ 6; Doc. 44 at 12). Whitetail responded by letter on December 5, 2023, offering to obtain an irrevocable letter of credit

(ILOC) assuring its work for the Project, on the condition that Northcon would agree to release the balance due on Whitetail’s initial payment applications and to not hinder payment on Whitetail’s second payment applications. (Doc. 58 at ¶ 7;

Doc. 44 at 17). With that understanding, Whitetail initiated the process of obtaining an ILOC. (Doc. 44 at 17). As Whitetail informed Northcon in an email two weeks later, however, Whitetail’s bank declined its request for an ILOC. (Doc. 36-6 at 2). It is undisputed that Whitetail did not furnish an ILOC for the Project.

(Doc. 47 at ¶ 46). During December 2023, Northcon made payments to Whitetail for work performed in October and November of 2023. (Doc. 58 at ¶ 9; Doc. 47 at ¶ 54;

Doc. 36-9 at 3). Northcon did not make any additional payments to Whiteail after December 2023. (Doc. 58 at ¶ 9). On February 21, 2024, Whitetail requested an update on its most recent payment application. (Doc. 44 at 21). Northcon responded on February 22, 2024, advising Whitetail that IHS would be “releasing

funding to us tomorrow” and Northcon would “start cutting checks” by Monday, February 26, 2024. (Doc. 58 at ¶ 8; Doc. 44 at 19). Northcon did not pay Whitetail on or after February 26, 2024. (Doc. 58 at ¶ 8). On February 28, 2024, Northcon’s Senior Project Manager, Marc Donnot, emailed Whitetail’s Project Manager, Tommy Baxter, and explained that “part of

the hold up” with payment involved change orders. (Doc. 58 at ¶ 10; Doc. 44 at 24). Donnot wrote: “I need these [change orders] signed to get things processed. My bad, apologies, it totally slipped by me they were sitting in the file since

Christmas.” (Doc. 44 at 24). Later that day, Baxter emailed Donnot to confirm—as they had apparently discussed on the phone—that “Whitetail is halting production on plumbing and electrical work at Crow 18 until funding has been released.” (Doc. 47 at ¶ 58; Doc. 36-10 at 2).

On March 1, 2024, Whitetail emailed Northcon a “Statutory Notice of Work Stoppage for Non-Payment.” (Doc. 47 at ¶ 60; Doc.

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