State Life Ins. Co. of Ind. v. Hardy

195 So. 708, 189 Miss. 266, 1940 Miss. LEXIS 102
CourtMississippi Supreme Court
DecidedApril 29, 1940
DocketNo. 33941.
StatusPublished
Cited by37 cases

This text of 195 So. 708 (State Life Ins. Co. of Ind. v. Hardy) is published on Counsel Stack Legal Research, covering Mississippi Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
State Life Ins. Co. of Ind. v. Hardy, 195 So. 708, 189 Miss. 266, 1940 Miss. LEXIS 102 (Mich. 1940).

Opinions

Smith, C. J.,

delivered the opinion of the court.

This is an action for malicious prosecution. The prosecution was instituted by D. A. Pritchard, an agent for the State Life Insurance Company, with limited authority, as an incident to an attempt by Pritchard to collect a debt due by the appellee’s deceased husband to the in *272 surauce company. Pritchard and the insurance company were defendants to' the action, and both separately requested, but were refused, a directed verdict.

The material facts, in substance, are: the insurance company owned a plantation in Lafayette County, which W. H. Hardy, the appellee’s deceased husband, had verbally leased annually for several years. A promissory note was given by him for the rent for 1937, fixing it at $1780, due October 1,1937, and reciting: “For the faithful performance by me of all the conditions named in this note, I hereby convey a lien on all crops produced on said land, . . .”

The insurance company admits that $280' of this $1780 was not for rent for 1937, but was due the insurance company by Hardy in 1936'. Cotton was the main crop raised by Hardy on this plantation. He was accustomed, with the knowledge of, and without objection by, the insurance company, to remove this cotton from the plantation and after having it ginned and baled to store it in a warehouse, generally in Grenada County. He would then either sell the cotton and pay the rent with the proceeds, or deliver warehouse receipts to the company in settlement thereof. He had thirty-six bales of cotton in a Grenada County warehouse when he died on October 11, 1937. A few days after his death, an agent of the insurance company called on the appellee for the purpose of collecting the rent due the company by Hardy. She delivered the warehouse receipts to this agent so that he might sell the cotton and apply the proceeds thereof to this rent. There is an agreement in the record that this cotton was sold for $1,627.38, but the parties seem to have proceeded on the theory that it sold for $1,621.36. The insurance company had advanced the appellee, after her husband’s death, $100, which, added to the $1500 rent for 1937, makes' $1600, so that the proceeds of the thirty-six bales of cotton were either $27.38 or $21.36 in excess of the aggregate of these two items.

*273 The appellee claimed this excess but an agent of the company advised her that the amount due the company by her husband was $1780', plus the $100 advanced to her, leaving a balance due over the proceeds of the cotton of $258.64. There is no evidence that the note executed by her husband was ever seen by the appellee and she acted throughout on information from her husband that the rent on the plantation for 1937 was $1500. When the appellee was advised that $280' of the $1780 claimed by the insurance company was for the balance due the company by her husband in 1936, she challenged the correctness thereof, and also stated that there could be no landlord’s lien on the crop of 1937 for a debt due in 1936. The company’s agent requested the appellee (and one of his letters in evidence states that she agreed) to sell enough of the agricultural products remaining on the premises to pay this balance of $258.64 or to send him warehouse receipts for cotton sufficient for that purpose.

Hardy’s lease and right to the possession of the plantation expired on December 31, 1937, and it had been leased by the company to Pritchard for the year 1938. In December 1937, while this controversy was pending, the appellee ginned and baled five bales of cotton which she stored in her garage at her residence in Water Talley, Yalobusha County.

On December 16, 1937, Avant, an agent of the insurance company, wrote Pritchard, enclosing Hardy’s note to the company, stating that there was a balance of $258.64 due thereon to which he might add his collection charge, requested him to collect the note “and if necessary employ an attorney or any other assistance you need in collection of the balance of the rent.”

On December 20th, Pritchard called on the appellee at Water Talley, accompanied by J. B. Bennett, a mutual friend, and demanded payment of the balance due on the note, without exhibiting it to her; — at least there is no evidence that he did so. She told him that the rent on the plantation was only $1500, which had been paid, and *274 that she did not understand what the $280 was for. She then agreed not to remove any agricultural product from the plantation for ten days, so that Pritchard could “phone Avant in Alabama” and she could “write the State Life Insurance Company a. letter and find out what the two hundred and eighty dollars was for.” The appellee immediately wrote a letter to Turner, an agent of the company who was Avant’s superior, which fully sets forth her attitude in the matter and which the reporter will set out in full. 1 After the expiration of this ten days, *275 according to the appellee, but one or two days prior thereto as other evidence indicates, the appellee began moving products other than cotton to Water Valley where she lived. When she moved the five bales of cotton, whether before or after the 20th of December, is not clear from the evidence.

The appellee received no reply from Turner to her letter until after the prosecution against her was begun, and it was not put in evidence. On December 30, 1937, Avant wrote the appellee explaining that the $280 in dispute was a debt carried over from 1936. This letter was received by the appellee on the morning of January 1,1938. On that day, Pritchard instituted a proceeding in the court of a justice of the peace to enforce the insurance company’s claimed lien for rent on the agricultural products produced by Hardy on the leased premises, and also made an affidavit against the appellee before a justice of the peace in Lafayette County alleging that she had ‘ ‘ removed 5 bales of cotton produced on the lands of said Ins. Co. on which there was a landlord’s lien for $258.64 for rent and supplies due and arrears for the year 1937 ’ ’ on which she was tried and acquitted. This action for malicious prosecution was then begun.

Should the court below have granted Pritchard’s request for a directed verdict1? If so, it follows that the *276 insurance company’s similar request should also have been granted.

Pritchard’s request for a directed verdict should have been granted if, on the evidence, the court could peremptorily say that: (1) the appellee was guilty of the crime for which she was prosecuted; or (2) That Pritchard instituted the prosecution without malice and with probable cause therefor. 3 Rest. Torts, Secs. 653-657; Threefoot v. Nuckols, 68 Miss. 116, 8 So. 335; Greenwade v. Mills, 31 Miss. 464; Berry v. Priddy, 126 Miss. 125, 88 So. 517.

The burden of proving the appellee’s guilt of the crime for which she was charged was on the appellants; 3 Rest. Torts, Sec. 657, Comment b. The appellee’s acquittal, when tried on the affidavit made against her by Pritchard, is prima facie evidence that the prosecution was instituted with malice and without probable cause. Whitfield v. Westbrook, 40 Miss. 311.

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Cite This Page — Counsel Stack

Bluebook (online)
195 So. 708, 189 Miss. 266, 1940 Miss. LEXIS 102, Counsel Stack Legal Research, https://law.counselstack.com/opinion/state-life-ins-co-of-ind-v-hardy-miss-1940.