Smith v. US Bank National Association Mastr Asset Securities Trust 2006-WMC2

CourtDistrict Court, E.D. New York
DecidedJuly 11, 2022
Docket1:22-cv-03426
StatusUnknown

This text of Smith v. US Bank National Association Mastr Asset Securities Trust 2006-WMC2 (Smith v. US Bank National Association Mastr Asset Securities Trust 2006-WMC2) is published on Counsel Stack Legal Research, covering District Court, E.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Smith v. US Bank National Association Mastr Asset Securities Trust 2006-WMC2, (E.D.N.Y. 2022).

Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF NEW YORK -------------------------------------------------------x STEPHEN SMITH,

Plaintiff, MEMORANDUM & ORDER - against - 22-CV-3426 (PKC) (LB)

US BANK NATIONAL ASSOCIATION MASTR ASSET, SECURITIES TRUST 2006- WMC2, ELPINIKI M. BECHASKA, and CREDIT SUISSE FINANCIAL CORPORATION,

Defendants. -------------------------------------------------------x PAMELA K. CHEN, United States District Judge: On June 8, 2022, pro se Plaintiff Stephen Smith filed this action against U.S. Bank National Association, Elpiniki M. Bechaska, an attorney, and Credit Suisse Financial Corporation. (Complaint (“Compl.”), Dkt. 1 at ECF 1.1) Plaintiff seeks damages. (Id. at ECF 10–11.) Plaintiff’s request to proceed in forma pauperis is granted. (Dkt. 2.) However, for the reasons explained below, Plaintiff’s Complaint is dismissed. Plaintiff is granted thirty (30) days to file an amended complaint. BACKGROUND Plaintiff alleges that Defendants “lacked standing” to commence a foreclosure proceeding for a property located at 145-48 224th Street in Rosedale, New York (the “Property”). (Compl., Dkt. 1, at ECF 1, 5–6.) He alleges that “[t]his is not about the ‘. . . foreclosure case itself or the

1 Citations to “ECF” refer to the pagination generated by the Court’s CM/ECF docketing system and not the document’s internal pagination. judgment . . .’ but the status and standing of the defendant’s ability to commence the proceedings.” (Id. at ECF 6.) Plaintiff includes documents related to the assignment of the mortgage for the property at issue (id. at ECF 15–18), as well as for another property located at 774 Herkimer Street in Brooklyn, New York (id. at ECF 12–14).2 Plaintiff does not include documents related to any

foreclosure or provide any information regarding the foreclosure. Plaintiff seeks, inter alia, damages, “discharge of mortgage,” and “to discharge the loan from plaintiff’s credit report.” (Id. at ECF 10.) STANDARD OF REVIEW Under 28 U.S.C. § 1915(e)(2)(B), a district court must dismiss an IFP action if the complaint “is frivolous or malicious; fails to state a claim on which relief may be granted; or seeks monetary relief against a defendant who is immune from such relief.” 28 U.S.C. § 1915(e)(2)(B). To avoid dismissal, “a complaint must contain sufficient factual matter, accepted as true, to ‘state a claim to relief that is plausible on its face.’” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) (quoting Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570 (2007)). In addressing the sufficiency of a

complaint, a court “accept[s] as true all factual allegations and draw[s] from them all reasonable inferences; but [it is] not required to credit conclusory allegations or legal conclusions couched as factual allegations.” Hamilton v. Westchester County, 3 F.4th 86, 90–91 (2d Cir. 2021). Courts “liberally construe pleadings and briefs submitted by pro se litigants, reading such submissions to raise the strongest arguments they suggest.” McLeod v. Jewish Guild for the Blind, 864 F.3d 154,

2 It is not clear what relevance, if any, the documents related to the 774 Herkimer Street property have to do with this action. 156 (2d Cir. 2017). In addition, “[i]f the court determines at any time that it lacks subject-matter jurisdiction, the court must dismiss the action.” Fed. R. Civ. P. 12(h)(3). DISCUSSION I. Federal Court Jurisdiction Federal courts are courts of limited jurisdiction and must independently verify the existence

of subject matter jurisdiction before proceeding to the merits. Exxon Mobil Corp. v. Allapattah Servs., Inc., 545 U.S. 546 (2005); Doe v. United States, 833 F.3d 192, 196 (2d Cir. 2016). Congress has granted district courts two types of subject matter jurisdiction: (1) “federal question jurisdiction,” under 28 U.S.C. § 1331, over “cases in which there is a federal question,” and (2) “diversity jurisdiction,” under 28 U.S.C. § 1332, over “certain cases between citizens of different states, so long as the requirements of complete diversity and amount in controversy are met.” Purdue Pharma L.P. v. Kentucky, 704 F.3d 208, 213 (2d Cir. 2013). The plaintiff bears the burden of establishing either type of subject matter jurisdiction. Makarova v. United States, 201 F.3d 110, 113 (2d Cir. 2000). “[S]ubject-matter jurisdiction, because it involves the court’s power to hear a case, can never be forfeited or waived.” United States v. Cotton, 535 U.S. 625, 630

(2002). “[W]hen a federal court concludes that it lacks subject matter jurisdiction, the court must dismiss the complaint in its entirety.” Arbaugh v. Y & H Corp., 546 U.S. 500, 514 (2006). II. Plaintiff Fails to Sufficiently Allege Federal Question Jurisdiction Federal question jurisdiction exists where a plaintiff’s cause of action is based on a violation of federal law or where “the well-pleaded complaint necessarily depends on resolution of a substantial question of federal law.” Bracey v. Bd. of Educ. of City of Bridgeport, 368 F.3d 108, 113 (2d Cir. 2004) (internal quotation marks omitted). Here, Plaintiff’s claim that Defendants lacked standing to commence foreclosure proceedings, presumably in state court, does not provide a basis for this Court’s subject matter jurisdiction. This Court cannot make determinations on the legal viability of a foreclosure or any other proceeding filed in state court. See Vossbrinck v. Accredited Home Lenders, Inc., 773 F.3d 423, 427 (2d Cir. 2014). Thus, the Court lacks federal question jurisdiction over his claim that Defendants lacked standing to commence a foreclosure proceeding in state court. Fed. R. Civ. P. 12(h)(3). To the extent that Plaintiff lists thirteen counts

referencing various federal statutes and regulations (see Dkt. 1 at ECF 1–3), he provides no facts to support a claim under these federal statutes or regulations. “Simply raising a federal issue in a complaint will not automatically confer federal question jurisdiction.” Perpetual Sec., Inc. v. Tang, 290 F.3d 132, 137 (2d Cir. 2002). There is no subject matter jurisdiction if “the purported federal claim is clearly ‘immaterial and made solely for the purpose of obtaining jurisdiction’ or is ‘wholly insubstantial and frivolous.’” Southern New England Tel.

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Smith v. US Bank National Association Mastr Asset Securities Trust 2006-WMC2, Counsel Stack Legal Research, https://law.counselstack.com/opinion/smith-v-us-bank-national-association-mastr-asset-securities-trust-nyed-2022.