Salaiz v. Oscar Insurance Company of Florida

CourtDistrict Court, W.D. Texas
DecidedJune 25, 2025
Docket3:22-cv-00114
StatusUnknown

This text of Salaiz v. Oscar Insurance Company of Florida (Salaiz v. Oscar Insurance Company of Florida) is published on Counsel Stack Legal Research, covering District Court, W.D. Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Salaiz v. Oscar Insurance Company of Florida, (W.D. Tex. 2025).

Opinion

UNITED STATES DISTRICT COURT WESTERN DISTRICT OF TEXAS EL PASO DIVISION

ERIK SALAIZ, § § Plaintiff, § v. § § OSCAR MANAGEMENT § EP-22-CV-00114-DCG CORPORATION, a Delaware § Corporation, and JOHN DOES 1–4, § § Defendants. § § §

ORDER DENYING DEFENDANT’S MOTION TO DISMISS AND GRANTING PLAINTIFF’S JURISDICTIONAL DISCOVERY REQUEST Before the Court is Defendant Oscar Management Corporation’s Motion to Dismiss (ECF No. 18). Defendant seeks dismissal pursuant to Federal Rule of Civil Procedure 12(b)(2) and 12(b)(6). For the following reasons, the Court DENIES Defendant’s Motion WITHOUT PREJUDICE and ORDERS the parties to conduct jurisdictional discovery. I. Background The following facts are derived from Plaintiff’s Complaint and are taken as true to adjudicate the present Motion. See Calhoun v. Hargrove, 312 F.3d 730, 733–34 (5th Cir. 2002). The Court also adapts the facts from the Declaration attached to Defendant’s Motion. Johnson Decl., ECF No. 18, at 23. Plaintiff lives in El Paso, Texas. Am. Compl., ECF No. 9, at ¶ 1. He owns a cellular phone that he uses as a substitute for a landline phone. Id. at ¶ 65. Plaintiff’s phone number has a (915) area code, which is the code for El Paso and several nearby Texas cities. Id. Defendant Oscar Management Corporation is a Delaware corporation that has its principal place of business in New York. Id. at ¶ 3; Johnson Decl., ECF No. 18, at 23. According to Will Johnson’s Declaration, Defendant’s senior director of southeast sales, Defendant “provides administrative management services to affiliated insurance and managed care companies.”

Johnson Decl., ECF No. 18, at 23. Those companies in turn offer “health care policies to the public.” Id. Johnson claims that Defendant “does not engage in outbound telemarketing or solicitations to sell its insurance policies itself,” and thus “does not initiate any outbound sale calls to consumers.” Id. at 24. Johnson further claims that Defendant “has independent, non-exclusive broker partners who sell Oscar insurance plans.” Id. Plaintiff received 89 calls on his cell phone between October 15, 2021 and March 24, 2022. Am. Compl., ECF No. 9, at ¶¶ 27, 49. Because the entity responsible for calling Plaintiff refused to disclose its identity, Plaintiff is unable to identify the entity that transmitted those calls. Pl.’s Resp. Mot. Dismiss, ECF No. 22, at 7. The Court therefore refers to the unknown entity as the “Caller.” Each of the 89 calls started with the same artificial or prerecorded voice message in

Spanish informing Plaintiff that the Caller had an important message regarding medical insurance. Am. Compl., ECF No. 9, at ¶ 28. The voice message then said, “press one to speak to a representative.” Id. Upon receiving the 28th call, Plaintiff pressed one to speak to a representative. Id. at ¶¶ 31, 49. Plaintiff asked the representative which company she worked for, but she refused to divulge any information except that the Caller was based in Florida. Id. at ¶ 38. To discover the Caller’s identity, Plaintiff accepted the offer to buy health insurance. Id. at ¶¶ 33, 39. The Caller informed Plaintiff that Defendant would be Plaintiff’s insurer under the plan. Id. at ¶ 36. Thereafter, Plaintiff received a healthcare identification card in the mail listing Defendant as the insurer. Id. at ¶ 39. Plaintiff kept receiving calls from the company even after he already purchased insurance from the Caller. Id. at ¶¶ 41, 49. Plaintiff seeks to hold Defendant liable for the 89 calls under the Telephone Consumer Protection Act (“TCPA”), the TCPA’s implementing regulations, and the Texas Business &

Commerce Code. Defendant moves to dismiss Plaintiff’s claims for lack of personal jurisdiction, or alternatively, for failure to state a claim. II. Legal Standard A. Rule 12(b)(2) Federal Rule of Civil Procedure 12(b)(2) requires that, upon a motion, a court must dismiss a claim against a defendant if the court lacks personal jurisdiction. In cases where “a nonresident defendant presents a motion to dismiss for lack of personal jurisdiction, the plaintiff bears the burden of establishing the district court’s jurisdiction over the nonresident.” Wilson v. Belin, 20 F.3d 644, 648 (5th Cir. 1994) (citation omitted). When the court rules on the motion without an evidentiary hearing, the plaintiff need only “present sufficient facts to make out a prime facie case

supporting jurisdiction.” Central Freight Lines Inc. v. APA Transp. Corp., 322 F.3d 376, 380 (5th Cir. 2003) (citation omitted). The Court must accept all uncontroverted, well-pleaded allegations in the plaintiff’s complaint as true. Conn Appliances Inc. v. Williams, 936 F.3d 345, 347 (5th Cir. 2019). However, the Court need not “credit conclusory allegations” in the plaintiff’s pleadings, “even if uncontroverted.” Panda Brandywine Corp. v. Potomac Elec. Power Co., 253 F.3d 865, 868–69 (5th Cir. 2001) (citation omitted). Furthermore, “[t]he district court is not obligated to consult only the assertion in the plaintiff’s complaint in determining whether a prima facie case for jurisdiction has been made. Rather, the district court may consider the contents of the record at the time of the motion,” including declarations. Paz v. Brush Engineered Materials, Inc., 445 F.3d 809, 812 (5th Cir. 2006) (citations omitted). If conflicts exist between a plaintiff’s factual allegations and the allegations contained in a defendant’s affidavit, “such conflicts must be resolved in [the] plaintiff[’s] favor.” Guidry v. U.S. Tobacco Co., 188 F.3d 619, 626 (5th Cir. 1999) (citation omitted).

B. Personal Jurisdiction A federal court may exercise jurisdiction over a nonresident defendant, provided state law confers such jurisdiction and its exercise comports with due process under the Constitution. Carmona v. Leo Ship Mgmt., Inc., 924 F.3d 190, 193 (5th Cir. 2019). “[T]he Texas long-arm statute extends to the limits of federal due process,” thus “the two-step inquiry collapses into one federal due process analysis.” Johnson v. Multidata Sys. Int’l Corp., 523 F.3d 602, 609 (5th Cir. 2008). Federal due process requires courts to evaluate: (1) whether the non-resident had the requisite “minimum contacts” with the state; and (2) whether exercising jurisdiction would offend “traditional notions of fair play and substantial justice.” Wilson, 20 F.3d at 647 (citations omitted). There are two kinds of personal jurisdiction: general and specific. General jurisdiction

requires the defendant to be “essentially at home in the forum State.” Goodyear Dunlop Tires Operations, S.A. v. Brown, 564 U.S. 915, 919 (2011). A corporation is “at home” in at least two places: where it is incorporated and where it has its principal place of business. Id. at 924. Courts in those jurisdictions—the place of incorporation and the principal place of business—can exercise general personal jurisdiction over the defendant regardless of the jurisdiction's connection to the claim. Helicopteros Nacionales de Colombia, S.A. v. Hall, 466 U.S. 408, 415 (1984).

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Salaiz v. Oscar Insurance Company of Florida, Counsel Stack Legal Research, https://law.counselstack.com/opinion/salaiz-v-oscar-insurance-company-of-florida-txwd-2025.