MARTIN, Chief Judge.
Defendant appeals from an order filed 16 June 2006 ordering defendant to pay alimony of $700 per month to plaintiff for eleven years.
By judgment entered 9 March 2004, plaintiff and defendant were divorced. On 23 February 2005 the parties entered into a consent order providing for post separation support to be paid to plaintiff for twelve months, after which either party was given the right to calendar the issue of permanent alimony for hearing.
[240]*240By agreement, the issue of alimony was set for hearing on 1 May 2006. After the hearing, the trial court determined that plaintiff was a dependent spouse substantially in need of maintenance and support, primarily so that she may obtain a suitable residence. The findings of fact noted that plaintiff owned a 930-square-foot condominium which had been and continues to be her mother’s primary residence and which plaintiff’s mother gifted to her for estate planning purposes. The court further found that plaintiff was living with her mother in the condominium at the time of the hearing and that such living arrangement did not allow plaintiff to keep her organ or her piano at her residence, and instead plaintiff was renting a storage unit for those items, as well as some of her other personal belongings.
With regard to the standard of living of the parties during the marriage, the court found that the marital home had been over 2,000 square feet and in need of repairs, that the parties had lived “comfortably but modestly,” and that they “enjoyed some luxuries.” Additionally, the court found that, in 2005, plaintiff’s income was $29,840, and defendant’s income was $74,704, and that defendant’s future earning capacity was “substantial” while plaintiff’s earning capacity was not as substantial. The court also made findings regarding property owned by the parties and their respective savings. Upon these findings, the court entered an order awarding alimony to plaintiff. Defendant appeals.
Defendant first challenges the trial court’s determination that plaintiff is a dependent spouse, asserting that the trial court failed to make findings of fact required under N.C.G.S. § 50-16.1A(2) and Williams v. Williams, 299 N.C. 174, 261 S.E.2d 849 (1980).
The trial court found: “Plaintiff is a dependent spouse and is substantially in need of maintenance and support from the defendant as she is unable to currently afford a suitable residence.” Our General Statutes state: “ ‘Dependent spouse’ means a spouse, whether husband or wife, who is ... substantially in need of maintenance and support from the other spouse.” N.C. Gen. Stat. § 50-16.1A(2) (2005). Our Supreme Court has further interpreted the meaning of “substantially in need” as “requir[ing] only that the spouse seeking alimony establish that he or she would be unable to maintain his or her accustomed standard of living (established prior to separation) without financial contribution from the other.” Williams, 299 N.C. at 181-82, 261 S.E.2d at 855. In Williams, the Court supplied additional guidelines for [241]*241determining when a spouse is “substantially in need of maintenance and support,” as follows:
A. The trial court must determine the standard of living, socially and economically, to which the parties as a family unit had become accustomed during the several years prior to their separation.
B. It must also determine the present earnings and prospective earning capacity and any other “condition” (such as health and child custody) of each spouse at the time of hearing.
C. After making these determinations, the trial court must then determine whether the spouse seeking alimony has a demonstrated need for financial contribution from the other spouse in order to maintain the standard of living of the spouse seeking alimony in the manner to which that spouse became accustomed during the last several years prior to separation. This would entail considering what reasonable expenses the party seeking alimony has, bearing in mind the family unit’s accustomed standard of living.
D. The financial worth or “estate” of both spouses must also be considered by the trial court in determining which spouse is the dependent spouse. . . .
Id. at 183, 261 S.E.2d at 856. Defendant argues that the trial court in the present case failed to make findings with respect to the financial worth or estate of the parties. However, the trial court’s findings include a description of the real property owned by each of the parties as well as their personal savings, satisfying the requirement to consider the parties’ estates.
Further, defendant contends that the court improperly considered plaintiff’s ownership of the condominium, where the court made the finding “plaintiff does technically own this [condominium], however it is her mother’s residence and her mother will reside there for the remainder of her life” because technical ownership is not a legal concept. Thus, defendant argues, the court failed to properly weigh this asset among the statutory factors for determining substantial need. Defendant’s position fails to appreciate the meaning of the finding. Although we agree that the finding of technical ownership has no legal significance, the meaning of the finding remains intact. The court properly found that ownership of the condominium lies with [242]*242plaintiff. In further explanation of the nature of the use of the condominium (despite plaintiff’s ownership), the court specifically noted that the condominium “is [plaintiff’s] mother’s residence and her mother will reside there for the remainder of her life.” This portion of the finding indicates the standard of living established during the marriage and plaintiff’s need for more space “in order to maintain the standard of living of the spouse seeking alimony in the manner to which that spouse became accustomed during the last several years prior to separation.” Id. at 183, 261 S.E.2d at 856. When coupled with the court’s finding that plaintiff lacked adequate space in the condominium to store her organ, piano, and other belongings previously located in the parties’ residence, the court’s finding regarding ownership of the condominium clearly corresponds to the factors enumerated in Williams. The dissent takes issue with the court’s finding because plaintiff’s ownership of the condominium is fee simple without any reservation of a life estate for her mother or any other agreement accompanying the deed evidencing plaintiff’s mother’s legal right to remain in the condominium. Despite the absence of such evidence, it is perfectly obvious from the finding that plaintiff’s mother deeded the condominium to plaintiff as part of an estate plan. While it is true, as the dissent notes, that plaintiff owns the condominium in fee simple, plaintiff’s ownership of the condominium cannot be weighed without consideration of the past use and intended future use of the condominium. Accordingly, we conclude that the trial court’s findings were adequate to meet the requirements of N.C.G.S. § 50-16.1A(2) and Williams.
By defendant’s next argument, he contends the trial court violated N.C.G.S. § 50-16.3A(b), requiring the court to “consider all relevant factors” “[i]n determining the amount, duration, and manner of payment of alimony” and Lamb v. Lamb, 103 N.C. App.
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MARTIN, Chief Judge.
Defendant appeals from an order filed 16 June 2006 ordering defendant to pay alimony of $700 per month to plaintiff for eleven years.
By judgment entered 9 March 2004, plaintiff and defendant were divorced. On 23 February 2005 the parties entered into a consent order providing for post separation support to be paid to plaintiff for twelve months, after which either party was given the right to calendar the issue of permanent alimony for hearing.
[240]*240By agreement, the issue of alimony was set for hearing on 1 May 2006. After the hearing, the trial court determined that plaintiff was a dependent spouse substantially in need of maintenance and support, primarily so that she may obtain a suitable residence. The findings of fact noted that plaintiff owned a 930-square-foot condominium which had been and continues to be her mother’s primary residence and which plaintiff’s mother gifted to her for estate planning purposes. The court further found that plaintiff was living with her mother in the condominium at the time of the hearing and that such living arrangement did not allow plaintiff to keep her organ or her piano at her residence, and instead plaintiff was renting a storage unit for those items, as well as some of her other personal belongings.
With regard to the standard of living of the parties during the marriage, the court found that the marital home had been over 2,000 square feet and in need of repairs, that the parties had lived “comfortably but modestly,” and that they “enjoyed some luxuries.” Additionally, the court found that, in 2005, plaintiff’s income was $29,840, and defendant’s income was $74,704, and that defendant’s future earning capacity was “substantial” while plaintiff’s earning capacity was not as substantial. The court also made findings regarding property owned by the parties and their respective savings. Upon these findings, the court entered an order awarding alimony to plaintiff. Defendant appeals.
Defendant first challenges the trial court’s determination that plaintiff is a dependent spouse, asserting that the trial court failed to make findings of fact required under N.C.G.S. § 50-16.1A(2) and Williams v. Williams, 299 N.C. 174, 261 S.E.2d 849 (1980).
The trial court found: “Plaintiff is a dependent spouse and is substantially in need of maintenance and support from the defendant as she is unable to currently afford a suitable residence.” Our General Statutes state: “ ‘Dependent spouse’ means a spouse, whether husband or wife, who is ... substantially in need of maintenance and support from the other spouse.” N.C. Gen. Stat. § 50-16.1A(2) (2005). Our Supreme Court has further interpreted the meaning of “substantially in need” as “requir[ing] only that the spouse seeking alimony establish that he or she would be unable to maintain his or her accustomed standard of living (established prior to separation) without financial contribution from the other.” Williams, 299 N.C. at 181-82, 261 S.E.2d at 855. In Williams, the Court supplied additional guidelines for [241]*241determining when a spouse is “substantially in need of maintenance and support,” as follows:
A. The trial court must determine the standard of living, socially and economically, to which the parties as a family unit had become accustomed during the several years prior to their separation.
B. It must also determine the present earnings and prospective earning capacity and any other “condition” (such as health and child custody) of each spouse at the time of hearing.
C. After making these determinations, the trial court must then determine whether the spouse seeking alimony has a demonstrated need for financial contribution from the other spouse in order to maintain the standard of living of the spouse seeking alimony in the manner to which that spouse became accustomed during the last several years prior to separation. This would entail considering what reasonable expenses the party seeking alimony has, bearing in mind the family unit’s accustomed standard of living.
D. The financial worth or “estate” of both spouses must also be considered by the trial court in determining which spouse is the dependent spouse. . . .
Id. at 183, 261 S.E.2d at 856. Defendant argues that the trial court in the present case failed to make findings with respect to the financial worth or estate of the parties. However, the trial court’s findings include a description of the real property owned by each of the parties as well as their personal savings, satisfying the requirement to consider the parties’ estates.
Further, defendant contends that the court improperly considered plaintiff’s ownership of the condominium, where the court made the finding “plaintiff does technically own this [condominium], however it is her mother’s residence and her mother will reside there for the remainder of her life” because technical ownership is not a legal concept. Thus, defendant argues, the court failed to properly weigh this asset among the statutory factors for determining substantial need. Defendant’s position fails to appreciate the meaning of the finding. Although we agree that the finding of technical ownership has no legal significance, the meaning of the finding remains intact. The court properly found that ownership of the condominium lies with [242]*242plaintiff. In further explanation of the nature of the use of the condominium (despite plaintiff’s ownership), the court specifically noted that the condominium “is [plaintiff’s] mother’s residence and her mother will reside there for the remainder of her life.” This portion of the finding indicates the standard of living established during the marriage and plaintiff’s need for more space “in order to maintain the standard of living of the spouse seeking alimony in the manner to which that spouse became accustomed during the last several years prior to separation.” Id. at 183, 261 S.E.2d at 856. When coupled with the court’s finding that plaintiff lacked adequate space in the condominium to store her organ, piano, and other belongings previously located in the parties’ residence, the court’s finding regarding ownership of the condominium clearly corresponds to the factors enumerated in Williams. The dissent takes issue with the court’s finding because plaintiff’s ownership of the condominium is fee simple without any reservation of a life estate for her mother or any other agreement accompanying the deed evidencing plaintiff’s mother’s legal right to remain in the condominium. Despite the absence of such evidence, it is perfectly obvious from the finding that plaintiff’s mother deeded the condominium to plaintiff as part of an estate plan. While it is true, as the dissent notes, that plaintiff owns the condominium in fee simple, plaintiff’s ownership of the condominium cannot be weighed without consideration of the past use and intended future use of the condominium. Accordingly, we conclude that the trial court’s findings were adequate to meet the requirements of N.C.G.S. § 50-16.1A(2) and Williams.
By defendant’s next argument, he contends the trial court violated N.C.G.S. § 50-16.3A(b), requiring the court to “consider all relevant factors” “[i]n determining the amount, duration, and manner of payment of alimony” and Lamb v. Lamb, 103 N.C. App. 541, 545, 406 S.E.2d 622, 624 (1991), requiring the court’s findings to be “sufficiently specific to indicate that the trial judge properly considered each of the factors.” Id. Defendant asserts the trial court failed to consider the “amount and sources of earned and unearned income . . . including, but not limited to, earnings, dividends, and benefits such as medical, retirement, insurance, social security or others” and the “relative assets and liabilities of the spouses and the relative debt service requirements of the spouses.” N.C. Gen. Stat. § 50-16.3A(b)(4), (10) (2005). To support this argument, defendant notes that the court failed to make findings regarding plaintiff’s health insurance benefits and retirement benefits. Defendant also notes that no monetary figure was given for the assets, liabilities, [243]*243and debt requirements of the spouses. We address this latter contention first.
N.C.G.S. § 50-16.3A(b)(10) does not require a recitation of the value of each of the assets, liabilities, and debts of the parties, but rather it calls for an assessment of the “relative assets and liabilities . . . and the relative debt service requirements of the spouses.” N.C. Gen. Stat. § 50-16.3A(b)(10) (2005). The trial court’s findings that plaintiff owned a condominium and had approximately $20,000 in assets and was paying $196 per month for storage and that defendant owned 50% of the building which houses his law firm, owned the marital home with an equity line of credit, had approximately $18,000 in assets, and owed $300 per month in buyout payment to a former law partner were “sufficiently specific to indicate that the trial judge properly considered each of the factors.” Lamb, 103 N.C. App. at 545, 406 S.E.2d at 624.
With regard to defendant’s contention that the trial court erred in failing to make findings regarding plaintiff’s health insurance benefits, we agree. N.C.G.S. § 50-16.3A(b)(4) requires the court to consider the amount and sources of both spouses’ income “including . . . benefits such as medical, retirement, insurance, social security or others.” N.C. Gen. Stat. § 50-16.3A(b)(4) (2005). The court made no findings with respect to plaintiff’s medical benefits or potential income from her IRA, although evidence of the sources of income was presented at the hearing. Without such findings, we cannot be sure “that the trial judge properly considered . . . the factor[].” Lamb, 103 N.C. App. at 545, 406 S.E.2d at 624. Therefore, we vacate the award of alimony and remand for additional findings on all income, including medical benefits and any other benefits that function as income, of which evidence was presented at the hearing.
Defendant’s third argument challenges the trial court’s finding that “the parties . . . stipulated that there would be no evidence pertaining to marital misconduct/fault” because there was no such stipulation and contends that the court erred in failing to recognize plaintiff’s admission of fault, barring her from claiming alimony. Defendant argues that plaintiff admitted marital misconduct and fault by not responding to defendant’s counterclaim, relying on Rule 8(d) of the North Carolina Rules of Civil Procedure, which states “[a]verments in a pleading to which a responsive pleading is required, other than those as to the amount of damage, are admitted when not denied in the responsive pleading.” N.C. Gen. Stat. § 1A-1, Rule 8(d) (2005). Rule 7(a) categorizes a counterclaim as a responsive pleading, where [244]*244it states “[t]here shall be ... a reply to a counterclaim denominated as such.” N.C. Gen. Stat. § 1A-1, Rule 7(a) (2005). Defendant concludes that under the Rules of Civil Procedure plaintiff’s failure to reply to his counterclaim amounts to an admission of his allegations. However, defendant overlooks N.C.G.S. § 50-10(a), which states “the material facts in every complaint asking for a divorce . . . shall be deemed to be denied by the defendant, whether the same shall be actually denied by pleading or not.” N.C. Gen. Stat. § 50-10(a) (2005) (emphasis added). This Court in Skamarak v. Skamarak, 81 N.C. App. 125, 126-27, 343 S.E.2d 559, 561 (1986), applying § 50-10(a), deemed all allegations in defendant’s counterclaim denied, where plaintiff filed no reply to the counterclaim. Id. While defendant is correct that the parties did not stipulate on the record that there would be no evidence of marital fault, nonetheless, neither party presented evidence of marital misconduct or fault. Thus, the court’s finding of a stipulation is a technical error which does not affect the outcome of the order and, therefore, does not require reversal. Home Ins. Co. v. Ingold Tire Co., 286 N.C. 282, 290, 210 S.E.2d 414, 420 (1974) (“[W]e decline to hold a technical oversight constitutes reversible error when its correction would not produce a different result.”).
Defendant next argues that the trial court committed reversible error and denied defendant the right to due process by holding an alimony trial without notice. Defendant asserts that he believed the hearing on 1 May 2006 would be a “status conference” only. This argument is without merit because on 23 March 2006 defendant signed a memorandum of judgment/order which stated “any potential alimony issue is set for hearing on May 1, 2006.” Accordingly, defendant received adequate notice of the alimony hearing.
Defendant’s final argument is that the trial court committed reversible error by failing to require plaintiff to produce bank records. “In order to preserve a question for appellate review, a party must have presented to the trial court a timely request, objection, or motion, stating the specific grounds for the ruling the party desired the court to make . ...” N.C. R. App. R 10(b)(1) (2006). Defendant did not make a timely request, objection, or motion at trial asking the court to enforce production of the bank records. Therefore, defendant did not preserve this assignment of error for review.
Vacated and remanded for additional findings.
Judge STEPHENS concurs.
[245]*245Judge JACKSON concurs in part and dissents in part with separate opinion.