Peck v. Mallams

6 N.Y. 509
CourtNew York Court of Appeals
DecidedJuly 1, 1853
StatusPublished

This text of 6 N.Y. 509 (Peck v. Mallams) is published on Counsel Stack Legal Research, covering New York Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Peck v. Mallams, 6 N.Y. 509 (N.Y. 1853).

Opinion

Willard, J.

“ The defendants, who derive their titles under the sheriff’s sale in 1831, to Whittick and Foster, cannot be prejudiced by the mortgage now sought to be foreclosed, unless they purchased with notice, actual or constructive, of the existence of that mortgage. There is no pre[516]*516tence that either Foster or Whittick had actual notice of the pretended incumbrance, and none in fact that the other defendants had such notice. The testimony is too slight to affect any of the parties. It would be enough, however, that Whittick and Foster purchased without notice.

It is insisted on the part of the plaintiff, that the registry in this case was constructive notice to all the parties. This is denied by the defendants, for reasons which must now be considered. This case must be determined by the recording acts as they existed at the time of the transaction. (Fort v. Burch, 6 Barb., 60.) The act of April 12, 1813, concerning deeds (1 R. L. 369, § 1), after pointing out the officers before whom the proof or acknowledgments might be taken, provides that no such acknowledgment shall be taken, unless the officers taking the same shall know, or have satisfactory evidence that the person making such acknowledgment is the person described in, and who has executed such deed, conveyance or writing, and that no such proof shall be taken unless the officer taking the same shall know the person making such proof, or have satisfactory evidence that he is a subscribing witness to such deed, conveyance or writing, and that such witness knew the person who executed the same, all of which shall be inserted in the said certificate of such acknowledgment or proof; and in case of the examination of witnesses, it shall also be the duty of such officers to set forth in such certificates what witnesses were examined before him, and the substance of the evidence by them given. The 2d section enacts that no estate of a feme covert residing in this state, shall pass by her deed, nor shall the same be recorded without previous acknowledgment taken in manner aforesaid, and made by her on a private examination apart from her husband, that she executed such deed freely without any fear or compulsion of her said husband, which shall in like manner be contained in the certificate of such acknowledgment, to be indorsed on such deed. A mortgage is a deed within the meaning of these provisions.

[517]*517The act of March 19, 1813, concerning mortgages (1 R. L., 372, § 1), enacts that the clerks of the respective counties in this state, from time to time shall provide fit and convenient books for the registering of all mortgages of any lands, tenements or hereditaments, situated within their respective counties; in which register shall be entered the names of the mortgagors and the mortgagees, the dates of the respective mortgages, the mortgage money, the time or times when payable, the description and boundary of the lands, tenements or hereditaments mortgaged, the times when such mortgages are registered, and a minute of the certificate of the proof or acknowledgment thereof hereinafter required; to which register all persons whomsoever at proper seasons may have recourse. The clerk was also required to record the power of sale at full length. The second section mentions the proof or acknowledgment alluded to in the first section. It enacts that every mortgage being proved or acknowledged according to law and such proof or acknowledgment certified in like manner may be registered, &c. It then declares the order of preference among several mortgages, and provides further, that no mortgage, nor any deed, conveyance or writing, in the nature of a mortgage, shall defeat or prejudice the title or interest of any Iona fide purchaser of any lands, tenements or hereditaments, unless the same shall have been duly registered as aforesaid.

The objection to the registry in this case is, 1st. It does not state the name of the mortgagee. It cannot be learnt ¡ from the registry to whom that mortgage was given. This is a material omission of a fact required to be inserted in it. Without the name of the parties it could not be so indexed as to enable a party searching for incumbrances, to find it. And if he did find it, he would not be put in possession of the information which the statute contemplates should be furnished by the registry. The 2d objection is, that it omits to state the time when the mortgage becomes due. This is expressly required by the act, and is a matter essential [518]*518to the interest of other incumbrancers or purchasers. The registry merely states that it is payable “ according to the condition of a certain bond,” but does not state in what manner the bond is made payable. The 3d objection is, that it does not give such minute of the certificate of the proof or acknowledgment, as to enable a party to judge of the sufficiency thereof. It does not appear from it, that the parties were known to the master before whom it was taken, nor that the wife was privately examined. These are indispensable requisites to a valid acknowledgment. The minute of the clerk should have been so framed as to inform all persons that the statute had been complied with. It was not' enough for him to say that it was duly done. It should have been shown what was done, and in what manner. We have no right, as against a bona fide purchaser, to intend that the certificate of acknowledgment contains any fact which is not therein stated. It was therefore fatally defective.

In England, it is said, the weight of authority is against notice founded on the mere registration of the deed. (4 Kent’s Com., 174; Latouche v. Durmbury, 1 Sch. & Lef., 157; Bushell v. Bushell, Id., 90.) In this country, a mortgage duly registered is held to be constructive notice to subsequent purchasers and mortgagees. But a deed' or other instrument, unduly registered, either from want of a valid acknowledgment or, otherwise, is not notice, according to the prevailing opinion in this country. (4 Kent's Com., 174.) Notice to a subsequent purchaser or mortgagee, of a prior mortgage, must be direct and positive, or implied. A notice which is barely sufficient to put the party on inquiry is not enough. Nor is a suspicion of notice sufficient. (See Paige, J., in Fort v. Burch, 6 Barb., 60—78; 4 Kent's Com., 171, 172; Tuttle v. Jackson, 6 Wend., 226, per Chancellor Walworth; and. see 3 Paige, 437; 1 Hill, 568, 571; 10 J. R., 457; 9 Id., 163; 8 Id., 137; 2 J. Ch. R., 182; S. C., 15 J. R, 555, 567; 12 Id., 452; 19 Wend., 339.) The actual possession •of a person claiming under a prior unrecorded deed, is given [519]*519as an instance of implied notice in Tuttle v. JacJcson [supra). But in the present case the actual possession was taken under the purchase by Whittick and Foster, and was uninterruptedly continued under the same title* till the commencement of the suit. No recognition of the mortgage in question has been shown since the sale by the sheriff in 1831, and for four years before.

A registry of a mortgage, to be constructive notice to subsequent bona fide purchasers, must be duly made in pursuance of the requirements of the law. It must be registered in the clerk’s office of the county where the lands lie. (1 R. L., 372, § 1.) It must state the mortgage money. In Frost v. Beelcman (1 J. Ch.

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Bluebook (online)
6 N.Y. 509, Counsel Stack Legal Research, https://law.counselstack.com/opinion/peck-v-mallams-ny-1853.