Paynter v. UBS Financial Services Incorporated

CourtDistrict Court, D. Arizona
DecidedMarch 2, 2023
Docket2:21-cv-02024
StatusUnknown

This text of Paynter v. UBS Financial Services Incorporated (Paynter v. UBS Financial Services Incorporated) is published on Counsel Stack Legal Research, covering District Court, D. Arizona primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Paynter v. UBS Financial Services Incorporated, (D. Ariz. 2023).

Opinion

1 WO 2 3 4 5 6 IN THE UNITED STATES DISTRICT COURT 7 FOR THE DISTRICT OF ARIZONA

9 William J Paynter, No. CV-21-02024-PHX-DJH

10 Petitioner, ORDER

11 v.

12 UBS Financial Services Incorporated, et al.,

13 Respondents. 14 15 This case concerns an arbitration award that resolved the parties’ various contract 16 disputes. Defendants UBS Financial Services Incorporated and UBS Credit Corporation 17 (collectively “UBS”) filed a Motion to Confirm Award, which it titled “Motion for 18 Summary Judgment to Grant UBS’s Cross-Petition to Confirm Arbitration Award” (Doc. 19 23).1 Plaintiff William Paynter (“Plaintiff”) filed a cross Motion to Vacate Award, which 20 he titled “Motion for Summary Judgment on Petition to Vacate Arbitration Award” (Doc. 21 24).2 The Court must decide whether Plaintiff has identified grounds for vacating the 22 award under the Federal Arbitration Act (9 U.S.C. § 1 et seq.) (“FAA”) and consistent New 23 Jersey state arbitration law. For the following reasons, the Court grants UBS’s Motion to 24 Confirm Award and denies Plaintiff’s Motion to Vacate Award. 25 / / / 26 1 The Motion is fully briefed. Plaintiff filed a Response (Doc. 25) and UBS filed a Reply 27 (Doc. 29).

28 2 The Motion is fully briefed. UBS filed a Response (Doc. 26) and Plaintiff filed a Reply (Doc. 28). 1 I. Background 2 Plaintiff worked as a former financial advisor for UBS from October 2014–April 3 2017. (Doc. 1-3 at 29). During that time, Plaintiff obtained loans from UBS (the “UBS 4 loans”) through UBS’s financial advisor loan program (the “UBS loan program”). (Id.) In 5 executing the UBS loans, Plaintiff signed four promissory notes (“the Notes”). (Doc. 13 6 at 8–13 (Note #R00007313N)); (Id. at 24–29 (Note #R00007314N)); (Id. at 40–47 (Note 7 #B00013471N)); (Id. at 58–65 (Note #B00013914N)). Each Note required Plaintiff to 8 repay the respective UBS loan in annual installment payments of principal and accrued 9 interest. (Id. at 8, 24, 40, 58). 10 The Notes contained (1) a choice of law provision and (2) either an arbitration clause 11 or arbitration agreement. Regarding choice of law, all four Notes stated it “SHALL BE 12 GOVERENED BY AND CONSTRUED AND ENFORCED IN ACCORDANCE WITH 13 THE LAWS OF THE STATE OF NEW JERSEY WITHOUT REGARD TO 14 PRINCIPLES OF CONFLICTS OF LAW.” (Id. at 13, 29, 43, 61). Notes #R00007313N 15 and #R00007314N included an arbitration clause stating, “any disputes between [Plaintiff] 16 and UBS . . . will be determined by arbitration as authorized and governed by the 17 arbitration law of the State of New Jersey.” (Id. at 11, 27). Notes #B00013471N and 18 #B00013914N included an arbitration agreement that “shall be governed and interpreted 19 in accordance with the [FAA] and the law of the State of New Jersey to the extent New 20 Jersey law is not inconsistent with the FAA and without regard to conflicts of law 21 principles.” (Id. at 44–47, 62–65). 22 As part of the UBS loan program, each Note was accompanied by an associated 23 Transition Agreement (Id. at 15–22, 31–38, 49–56, 67–74). The Transition Agreements 24 provided that UBS would pay Plaintiff “on an annual basis in the amount totaling the loan 25 principal and accumulated interest due under the associated Note.” (Doc. 1-3 at 5). 26 However, UBS was released from such payment obligations “in the event that [Plaintiff’s] 27 employment with [UBS] is terminated, either voluntarily or involuntarily[.]” 28 (See Doc. 13 at 15, 31, 49, 67). Each Transition Agreement also included an arbitration 1 agreement that “shall be governed and interpreted in accordance with the [FAA] and the 2 law of the State of New Jersey to the extent New Jersey law is not inconsistent with the 3 FAA and without regard to conflicts of law principles.” (Id. at 17–20, 33–36, 50–54, 68– 4 72). 5 Furthermore, all of the referenced arbitration provisions specify that “any arbitration 6 of a [c]overed [c]laim will be conducted under the auspices and rules of [FINRA] in 7 accordance with the FINRA Code of Arbitration for Industry Disputes (‘FINRA 8 Arbitration Rules.’)” (Id. at 11, 19, 27, 35, 45, 52, 63, 70). 9 The UBS loans became immediately due and payable upon the termination of 10 Plaintiff’s UBS employment. (Id. at 9, 25, 41, 59), which formed the basis of the parties’ 11 underlying arbitration proceedings (the “Prior Arbitration”). Below is a summary of the 12 Prior Arbitration as well as the procedural history of the present matter. 13 A. The Underlying Arbitration Proceedings 14 The parties’ Prior Arbitration arose from Plaintiff’s disputed liability for payment 15 of the UBS loans. UBS filed an “Amended Statement of Claim” (Doc. 1-3 at 28–42) with 16 the Financial Industry Regulatory Authority (“FINRA”) against Plaintiff. See UBS 17 Financial Services, Inc. and UBS Credit Corp. v. William J. Paynter, FINRA Case No. 17- 18 02850. Therein, UBS alleged Plaintiff failed to make payments under the Notes and 19 misappropriated UBS’s confidential and propriety customer information. (Doc. 1-3 at 21, 20 36–41). 21 Plaintiff filed an “Answer” (Id. at 44–67) setting forth counterclaims and affirmative 22 defenses. Plaintiff alleged the following counter-claims against UBS relating to the Notes: 23 breach of contract; fraud; breach of the implied covenant of good faith and fair dealing; 24 negligent misrepresentation; tortious interference; constructive discharge; defamation per 25 se; and intentional infliction of emotional distress. (Id. at 21, 44–67). Plaintiff also filed 26 the following counterclaims against UBS relating to his employment with UBS: 27 promissory estoppel; false light invasion of privacy; and violation of the Fair Labor 28 Standards Act. (Id. at 21, 44–67). The allegations in his counterclaims formed the bases 1 of his affirmative defenses. (Id. at 3). 2 After resolving various discovery disputes, FINRA Arbitrators Richard D. Fincher, 3 Floyd Gerry Hoffman, and Dean Jackson Call (collectively “the Panel”) conducted an 4 evidentiary hearing in two phases: one that focused on UBS’s claims and another that 5 focused on Plaintiff’s defenses and counterclaims. (Id. at 6). Thereafter, the Panel issued 6 the final Arbitration Award (the “Award”) (Id. at 2026) finding in part for UBS and in part 7 for Plaintiff as follows: 8 (1) Plaintiff is liable to UBS for an award of damages amounting to 9 $1,897,662.34 for the repayment of the Notes; 10 (2) Plaintiff is liable to UBS for an award of damages amounting to 75% of the accrued interest on the Notes; 11 12 (3) Plaintiff must return certain client information to UBS; 13 (4) UBS is jointly and severally liable to Plaintiff for an award of damages amounting to $200,000.00 due to constructive discharge, an award which 14 “shall not be an offset”; 15 (5) UBS is jointly and severally liable to Plaintiff for award of damages 16 amounting to $100,000.00 due to negligent misrepresentation of the loan 17 program, an award which “shall not be an offset”; 18 (6) the rest of Plaintiff’s counterclaims are denied; and 19 (7) any and all claims for relief not specifically addressed during the Prior 20 Arbitration, including any requests for punitive damages and attorneys’ fees, are denied. 21 22 (Id.) 23 B. The Procedural History of the Present Matter 24 Plaintiff initially filed his Petition to Vacate Arbitration Award (“Petition to 25 Vacate”) (Id. at 2–18) in Maricopa County Superior Court, which UBS removed to this 26 Court. (Doc. 1). Plaintiff requests this Court to vacate the portion of the Award finding 27 him liable for the Notes under 9 U.S.C. § 10. (Id. at 17). UBS filed a Response (Doc. 12).

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Paynter v. UBS Financial Services Incorporated, Counsel Stack Legal Research, https://law.counselstack.com/opinion/paynter-v-ubs-financial-services-incorporated-azd-2023.