Patterson v. GEICO General Insurance Company

347 P.3d 562, 2015 Alas. LEXIS 34, 2015 WL 1509747
CourtAlaska Supreme Court
DecidedApril 3, 2015
Docket6994 S-15265
StatusPublished
Cited by16 cases

This text of 347 P.3d 562 (Patterson v. GEICO General Insurance Company) is published on Counsel Stack Legal Research, covering Alaska Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Patterson v. GEICO General Insurance Company, 347 P.3d 562, 2015 Alas. LEXIS 34, 2015 WL 1509747 (Ala. 2015).

Opinion

OPINION

BOLGER, Justice.

I. INTRODUCTION

A driver injured in a hit-and-run accident sued his car insurance company, claiming it had breached his insurance contract by failing to reasonably compensate him for his injuries. He later moved to amend his complaint to include racketeering, embezzlement, mail fraud, and bad faith claims, but the superior court denied the motion. A jury trial was held, and the jury returned a liability verdict that was smaller than the insurance company's offer of judgment. The superior court ruled that the insurance company was the prevailing party and awarded attorney's fees and costs. The driver appeals the denial of his motion to amend, the awarding of attorney's fees and costs, and several of the court's other procedural and evidentiary rulings. Because we see no abuse of discretion in the court's rulings, we affirm the judgment.

II. FACTS AND PROCEEDINGS

Tommie Patterson was injured in a hit- and-run accident in December 2009. The front driver's side door of Patterson's SUV was visibly damaged by the collision, and Patterson complained of neck and shoulder pain to an examining physician. At the time of the accident, Patterson held a GEICO General Insurance Company (GEICO) automobile insurance policy that contained a provision for uninsured motorist coverage.

Patterson and GEICO disputed the severity of Patterson's injuries sustained in the December accident. Patterson, initially represented by counsel, filed a complaint against *566 GEICO alleging breach of the insurance contract. He claimed that he had "incurred medical expenses, travel expenses and general damages" for which "GEICO has refused to offer ... a reasonable amount." In its answer, GEICO admitted that Patterson had a GEICO insurance policy, that he had reported a hit-and-run accident, and that he "may be entitled to some uninsured motorist benefits under [his] coverage." But GEICO also raised affirmative defenses, asserting that Patterson's "injuries ... may be the result of a pre-existing or subsequently occurring condition," and that Patterson "is not entitled to recover medical expenses paid under his own Medical Payments Coverage."

Patterson's attorney moved to withdraw for cause. The attorney explained:

[Patterson] has refused to take my advice regarding resolution of this matter and I feel that I have done everything I can to explain to him that even though he has [$1,000,000] worth of coverage, he does not have a [$1,000,000] case and I will not present that as an offer to settle.

Patterson consented to the attorney's withdrawal and notified the court that he intended to proceed pro se. He acknowledged that disagreements with his attorney over the available damages had led to the attorney's withdrawal.

GEICO moved for an order in limine to manage the case as a personal injury dispute, to prevent both parties from presenting evidence or arguments about Patterson's policy limits, and to notify Patterson that his medi-eal records-including his medical history from before and after the accident-might be admissible. The superior court granted GEICO's motion.

Patterson then moved to amend his complaint to include new claims, alleging racketeering, embezzlement, mail fraud, and bad faith. He claimed that GEICO refused to honor its contract with him and was thereby committing "'[flraud' by selling insurance policies[ ] knowing very well that the policies were not going to be honored." The court denied Patterson's motion to amend, finding it both untimely and futile. The court concluded: "Mr. Patterson makes no evidentiary showing to justify a late-filed [racketeering] claim. His pleadings reveal [a] lack of understanding about Gefco's contract obligations. Amendment would be futile[.]"

At a pretrial status hearing, the court advised Patterson that he was not entitled to $1,000,000 for his injuries and suggested that he might be acting against his own interests by taking the case to trial. Patterson replied that he was only asking for a "fair" sum and that he was unwilling to settle for the amount GEICO had offered. GEICO's counsel informed the court that Patterson's offers of judgment were for $800,000 and $1,000,000, and he indicated that a jury trial remained necessary to resolve the parties' dispute.

In December GEICO perpetuated the testimony of its expert witness, Dr. Douglas Bald, by deposing him with Patterson present. Dr. Bald testified that, after reviewing Patterson's medical records, he believed the accident had caused "very minor muscular type injuries to [Patterson's] neck, upper back, [and] chest area" and that Patterson "had effectively recovered from the injuries . as of approximately January 12, 2010, which would be a little over a month post-accident." Dr. Bald also opined that many of Patterson's claimed injuries-most notably his lower back pain-were the result of preexisting conditions.

Patterson objected to Dr. Bald's qualifications, and on cross-examination he questioned Dr. Bald about four malpractice claims that had been filed against him over the course of his career. Dr. Bald acknowledged that he had settled a single, legitimate malpractice claim against him, but he testified that the remaining three claims had been dismissed. Patterson also suggested that there might have been errors in the medical records upon which Dr. Bald relied. Dr. Bald acknowledged that doctors occasionally fail to note reported symptoms in medical records. But he also testified that he had relied on multiple records and that December 2009 records consistently did not include references to Patterson's claimed lower back pain.

Fifteen days before the trial was set to begin, Patterson moved to disqualify the trial judge. Patterson argued that the judge was *567 biased and prejudiced against him. The superior court denied the motion to disqualify and the matter was assigned to another superior court judge for review, as required by AS 22.20.020(c). The reviewing court found no basis for Patterson's claims.

During the week before trial, the superior court ordered a pretrial conference to determine whether Patterson was willing to follow the court's orders while in the presence of the jury. The court was concerned about statements in Patterson's trial brief asserting "a [Flirst [A}Jmendment right to speak and present all issues ... on any subject[ ] matter pertaining to Geleo's embezzlement, fraud[ ], [and] refusal to honor [the] insurance policy[] limits of their contract." At the hearing the court reiterated that the case would be tried only as a personal injury dispute. The court also informed Patterson that it would dismiss the suit unless Patterson unambiguously agreed to follow the court's orders and limit his evidence and arguments to the only relevant issue: the severity of Patterson's accident-related injuries. Patterson eventually agreed, and the court ruled that his agreement was sufficient assurance to allow the trial to proceed.

The superior court held a jury trial. Patterson declined to testify, and chose to rely exclusively on his evidentiary exhibits and the videotaped deposition of Dr. Bald. During Patterson's opening statement, the court sustained multiple objections when Patterson attempted to discuss facts outside his exhibits and Dr. Bald's deposition.

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Bluebook (online)
347 P.3d 562, 2015 Alas. LEXIS 34, 2015 WL 1509747, Counsel Stack Legal Research, https://law.counselstack.com/opinion/patterson-v-geico-general-insurance-company-alaska-2015.