Nguyen v. Raymond James Financial, Inc.

CourtDistrict Court, M.D. Florida
DecidedMarch 30, 2021
Docket8:20-cv-00195
StatusUnknown

This text of Nguyen v. Raymond James Financial, Inc. (Nguyen v. Raymond James Financial, Inc.) is published on Counsel Stack Legal Research, covering District Court, M.D. Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Nguyen v. Raymond James Financial, Inc., (M.D. Fla. 2021).

Opinion

UNITED STATES DISTRICT COURT MIDDLE DISTRICT OF FLORIDA TAMPA DIVISION

KIMBERLY NGUYEN,

Plaintiff,

v. Case No: 8:20-cv-195-CEH-AAS

RAYMOND JAMES & ASSOCIATES, INC.,

Defendant. ___________________________________/ ORDER This matter comes before the Court upon Defendant Raymond James & Associates, Inc.'s Motion to Dismiss the Amended Complaint and Incorporated Memorandum of Law [Doc. 50], Plaintiff’s Opposition [Doc. 59], and Defendant’s Reply [Doc. 70]. Raymond James argues that the complaint fails to state causes of actions and that the claims are precluded by the Securities Litigation Uniform Standards Act and barred by the independent tort doctrine. Having considered the matter and being fully advised in the premises, the Court will DISMISS the complaint as a shotgun pleading and DENY the motion to dismiss as moot.1

1 The Court had oral argument on the motion to dismiss on March 5, 2021. At that time, the Court was not advised, nor had it discerned, that the Amended Complaint is procedurally deficient. That the Amended Complaint is a shotgun pleading became obvious as the Court prepared an order on the motion to dismiss. Thus, in order to clearly ascertain which facts belong to each count of the Amended Complaint, Plaintiff must re-plead her claims. I. BACKGROUND2 The Facts

Since June 2015, Plaintiff Kimberly Nguyen, has been a client of Defendant Raymond James & Associates, Inc., a registered broker-dealer with the Financial Industry Regulatory Authority (FINRA) and a registered investment advisor firm with the United States Securities and Exchange Commission (SEC). [Doc. 46 ¶¶ 18, 19]. Plaintiff and the putative Class members’ assets were originally placed in commission- based accounts by Raymond James, for which they paid a modest fee per trade. Id. ¶¶

2, 20. Starting in January 2016, their financial advisors advised them to transfer their assets, including shares in various mutual funds, into fee-based accounts which attracted an annual fee based on a percentage of the assets in the client’s account. Id. ¶¶ 2, 21, 24. Based on the financial advisors’ advice, Plaintiff and Class members

executed Client Freedom Agreements and their assets were transferred to fee-based accounts. Id. ¶¶ 22, 24. Thereafter, the assets remained in those accounts without Raymond James either monitoring whether they should have been transferred back to commission-based accounts or supervising its broker-dealers to ensure such monitoring was performed. Id. ¶¶ 22, 25.

Raymond James profited significantly at the expense of its clients as a result of transferring their assets from commission-based accounts into fee-based accounts. Id.

2 The following statement of facts is derived from Plaintiff’s Amended Complaint (Doc. 46), the allegations of which the Court must accept as true in ruling on the instant Motion to Dismiss. See Linder v. Portocarrero, 963 F.2d 332, 334 (11th Cir. 1992); Quality Foods de Centro Am., S.A. v. Latin Am. Agribusiness Dev. Corp. S.A., 711 F. 2d 989, 994 (11th Cir. 1983). ¶ 54. In fact, Plaintiff paid over $7,432.17 in fees associated with her fee-based account between 2016 and 2018, and would have paid substantially less had she paid a per- transaction commission for the same or similar services. Id. ¶ 23. The Class members

also paid substantial fees after their assets were transferred to fee-based accounts. Id. ¶ 26. ¶ 54. During that period, Raymond James reported significant increases in the value of assets in fee-based accounts. Id. ¶¶ 54-58. Additionally, its stock doubled from $41 per share to more than $90 per share due to its growth in Fee-Based Accounts over

the relevant time period. Id. ¶ 59. The Lawsuit Plaintiff filed this action against Raymond James on January 24, 2020. [Doc. 1 at p. 1]. In the amended complaint, Plaintiff alleges that Raymond James breached its fiduciary duty to Plaintiff and Class members in failing to conduct an analysis as to

the suitability of fee-based accounts prior to transferring client assets from commission based accounts (Count I) and in failing to monitor these accounts and conducting an analysis after transfer of assets to ensure that fee based accounts were still suitable for Plaintiff and Class members (Count II). [Doc. 46 ¶¶ 5-78, 79-83]. Plaintiff also alleges that Raymond James was negligent in failing to have procedures in place to determine

the suitability of fee-based accounts prior to (Count III) and after (Count IV) transferring client assets from the commission-based accounts into fee-based accounts and in failing to have supervisory measures in place. Id. ¶¶ 84-88, 89-93]. According to the complaint, Raymond James has fiduciary obligations under Florida Law, as well as pursuant to SEC and FINRA regulations and the suitability obligation is not limited to recommendations of specific securities. Id. ¶¶ 28-46. Plaintiff further alleges that FINRA rules evidence industry standards and practices, and how Raymond

James’ handling of the accounts was in breach of these standards. Id. ¶¶ 47-53. Raymond James has moved to dismiss the complaint pursuant to Rule 12(b)(6) of the Federal Rules of Civil Procedure, arguing that the complaint fails to state plausible claims for relief and that the claims are barred by the Securities Litigation Uniform Standards Act, 15 U.S.C. § 78bb(f)(1) (“SLUSA” or “the Act”), and the

independent tort doctrine. [Doc. 50]. II. LEGAL STANDARD In ruling on a motion to dismiss, “[a] court is generally limited to reviewing what is within the four corners of the complaint.” 3 Austin v. Modern Woodman of Am.,

275 F. App'x 925, 926 (11th Cir. 2008) (quoting Bickley v. Caremark RX, Inc., 461 F.3d 1325, 1329 n.7 (11th Cir.2006)). Pursuant to the Federal Rules of Civil Procedure, a complaint “must contain . . . a short and plain statement of the claim showing that the pleader is entitled to relief” and its claims must be set forth “in numbered paragraphs, each limited as far as practicable to a single set of circumstances.” Fed. R. Civ. P. 8,

10(b). Complaints that violate these rules are often referred to as “shotgun pleadings,”

3 This includes attachments or exhibits provided with the complaint. See Gill as Next Friend of K.C.R. v. Judd, 941 F.3d 504, 511 (11th Cir. 2019). . A document outside the four corners of the complaint may still be considered if it is central to the plaintiff's claims and is undisputed in terms of authenticity. FindWhat Inv'r Grp. v. FindWhat.com, 658 F.3d 1282, 1297 n.15 (11th Cir. 2011) (citing Maxcess, Inc. v. Lucent Techs., Inc., 433 F.3d 1337, 1340 n. 3 (11th Cir.2005)). Weiland v. Palm Beach Cnty. Sheriff’s Office, 792 F.3d 1313, 1320 (11th Cir. 2015), and are subject to dismissal by the court pursuant to the court’s inherent authority, Vibe

Micro, Inc. v.

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Nguyen v. Raymond James Financial, Inc., Counsel Stack Legal Research, https://law.counselstack.com/opinion/nguyen-v-raymond-james-financial-inc-flmd-2021.