Metropolitan Life Insurance v. Leich-Brannan

812 F. Supp. 2d 729, 2011 U.S. Dist. LEXIS 83725, 2011 WL 3269684
CourtDistrict Court, E.D. Virginia
DecidedJuly 29, 2011
DocketCivil Action No. 3:09-CV-572-JAG
StatusPublished
Cited by2 cases

This text of 812 F. Supp. 2d 729 (Metropolitan Life Insurance v. Leich-Brannan) is published on Counsel Stack Legal Research, covering District Court, E.D. Virginia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Metropolitan Life Insurance v. Leich-Brannan, 812 F. Supp. 2d 729, 2011 U.S. Dist. LEXIS 83725, 2011 WL 3269684 (E.D. Va. 2011).

Opinion

MEMORANDUM OPINION

JOHN A. GIBNEY, JR., District Judge.

This matter is before the Court on cross-motions for summary judgment pursuant to Federal Rule of Civil Procedure 56. The material facts in this case are simple, undisputed, and stated clearly in the complaint. The law is crystal clear and mandates but one conclusion. Nevertheless, the parties have turned this unassuming case into a battle royal.

Metropolitan Life Insurance Company (“MetLife”) filed this suit seeking a declaratory judgment to establish the proper beneficiaries of a life insurance policy. The Mobil Oil Company provided the policy as an employment benefit of Adolph Julius Leich (“Adolph”), whose life the policy insured. Because the policy is an employment benefit, it is governed by the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), 29 U.S.C. §§ 1001-1461. Pursuant to ERISA, MetLife asks the Court to determine which of Adolph’s survivors are entitled to benefits under the policy. The defendants in the case are Lois A. Leich (“Lois”) (Adolph’s widow); Patricia A. Leich (“Patricia”) (Adolph’s ex-spouse); and Gwendolyn Kay Leich-Brannan (“Gwendolyn”) and Julius Keith Leich (“Julius”) (Adolph’s children). Among the potential beneficiaries, Patricia is squared off against Lois, Gwendolyn, and Julius in the fight for the insurance proceeds.

Pursuant to Adolph’s final designation of policy beneficiaries, MetLife paid the insurance proceeds to Lois, Gwendolyn, and Julius. After the distribution, Patricia demanded the proceeds. MetLife, therefore, filed suit and now seeks summary judgment as to the proper beneficiaries of the decedent’s life insurance proceeds. Oddly, however, MetLife does not suggest how the Court should rule; it does not even argue that it disbursed the funds correctly. Julius also seeks summary judgment, contending that MetLife properly paid the proceeds to himself, Lois, and Gwendolyn. Lois, Gwendolyn, and Patricia proceed pro [733]*733se in this case, and have not moved for summary judgment.

For the reasons stated below, the Court finds that MetLife properly paid out the life insurance benefits to Lois, Gwendolyn, and Julius, and therefore grants Julius’s motion for summary judgment. The Court also grants Julius’s motion to award him attorneys’ fees, albeit in a dramatically reduced amount than he requests. Although MetLife has moved for summary judgment, its motion is denied because it did not urge any particular result.1

I. Standard of Review

Pursuant to Rule 56(c) of the Federal Rules of Civil Procedure, summary judgment is appropriate “if the pleadings, depositions, answers to interrogatories, and admissions on file, together with the affidavits, if any, show that there is no genuine issue as to any material fact and that the moving party is entitled to judgment as a matter of law.” Fed.R.Civ.P. 56(c). The relevant inquiry in a summary judgment analysis is “whether the evidence presents a sufficient disagreement to require submission to a jury or whether it is so one-sided that one party must prevail as a matter of law.” Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 251-52, 106 S.Ct. 2505, 91 L.Ed.2d 202 (1986). In reviewing a motion for summary judgment, the Court must view the facts in the light most favorable to the non-moving party. Id. at 255, 106 S.Ct. 2505. In reviewing cross motions for summary judgment, as in the immediate case, the Court must review each motion separately on its own merits “ ‘to determine whether either of the parties deserves judgment as a matter of law.’ ” Rossignol v. Voorhaar, 316 F.3d 516, 523 (4th Cir.2003) (quoting Philip Morris, Inc. v. Harshbarger, 122 F.3d 58, 62 n. 4 (1st Cir.1997)).

Summary judgment must be granted if the nonmoving party “fails to make a showing sufficient to establish the existence of an element essential to that party’s case, and on which that party will bear the burden of proof at trial.” Celotex Corp. v. Catrett, 477 U.S. 317, 322, 106 S.Ct. 2548, 91 L.Ed.2d 265 (1986). To defeat an otherwise properly supported motion for summary judgment, the non-moving party “must rely on more than conclusory allegations, mere speculation, the building of one inference upon another, the mere existence of a scintilla of evidence, or the appearance of some metaphysical doubt concerning a material fact.” Lewis v. City of Va. Beach Sheriffs Office, 409 F.Supp.2d 696, 704 (E.D.Va.2006) (internal quotation marks and citations omitted). Of course, the Court cannot weigh the evidence or make credibility determinations in its summary judgment analysis. Williams v. Staples, Inc., 372 F.3d 662, 667 (4th Cir.2004).

II. Statement of Material Facts

Applying the standard discussed above, the Court has concluded that the following narrative represents the facts for purposes of resolving the motions for summary judgment.

Adolph was a participant in the Mobil Oil Corporation Life Insurance Program (the “Plan”), an employee welfare benefit plan governed by ERISA. (Compl. ¶ 10.) MetLife is the claims fiduciary for the Plan. (Id.) On July 2, 1984, Adolph and his then-current wife, Patricia, divorced. (Id. ¶ 14.) Their property settlement agreement, made a part of their Judgment for Dissolution of Marriage, stated that [734]*734“[Adolph] agrees to make [Patricia], his irrevocable beneficiary on all of his personal and group life insurance, to maintain all such insurance in force and to produce proof of such irrevocability for [Patricia].” (Id. ¶ 15.) Pursuant to the property settlement agreement, Adolph submitted a beneficiary designation form naming Patricia as the primary beneficiary and Julius as the contingent beneficiary under the Plan. (Id. ¶ 16.)

Three years later, however, Adolph changed the designation. Having remarried, he decided to make his new wife one of the beneficiaries. Thus, in 1987 Adolph submitted a second beneficiary designation form, naming Lois (his new wife), and his children, Julius and Gwendolyn, as the primary beneficiaries. (Id. ¶ 17.) Patricia was no longer a beneficiary.

On October 10, 2008, Adolph died. At that time, the death benefit totaled $54,800.00, plus any applicable interest. (Id. ¶¶ 18-19.) Lois, Julius,2 and Gwendolyn filed their claims on November 3, 12, and 15, 2008, respectively. Pursuant to the second beneficiary designation form, MetLife paid out the full policy benefits to Lois, Julius, and Gwendolyn. Lois received 34% of the plan benefits while Julius and Gwendolyn received 33% each.3 (Id. ¶ 21.) Each of the children received roughly $18,300.

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812 F. Supp. 2d 729, 2011 U.S. Dist. LEXIS 83725, 2011 WL 3269684, Counsel Stack Legal Research, https://law.counselstack.com/opinion/metropolitan-life-insurance-v-leich-brannan-vaed-2011.