Lawrence v. Stiles

16 Ill. App. 489, 1885 Ill. App. LEXIS 52
CourtAppellate Court of Illinois
DecidedMay 26, 1885
StatusPublished
Cited by6 cases

This text of 16 Ill. App. 489 (Lawrence v. Stiles) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Lawrence v. Stiles, 16 Ill. App. 489, 1885 Ill. App. LEXIS 52 (Ill. Ct. App. 1885).

Opinion

Pleasants, P. J.

Appellant’s firm had a private bank at Belvidere, of which Irving Terwilliger was acting cashier and W. R. Dunton bookkeeper. One of its members, James S. Terwilliger, was cashier of the First National Bank of the same place, and had occasionally acted as such for appellant also, during short periods, in the absence of Irving. Appellee, who was a farmer in good circumstances, residing at a distance of ten miles, in the county of DeKalb, kept an account and had a pass book with each of these banks, though his transactions with them were not frequent.

On Nov. 17, 1881, he presented at appellant’s bank his check thereon for $1,500, and received the money. They claimed that he then had there only $500 and brought this suit to recover the alleged over-draft.

The journal and ledger of the bank, showing his account, and the testimony of Irving Terwilliger, who stated the balance to liis credit and the payment to him of the amount claimed to have been overdrawn as above mentioned, made the plaintiff’s case in chief.

Defendant testified that on Monday, the 27th day of September, 18S0, he deposited there the sum of §1,000 (which was not entered on their books), and was apparently corroborated by a credit for that amount as of that date on his pass book, which was produced in evidence.

In rebutt il James S. Terwilliger testified that this entry was in his handwriting, which was admitted; that the money therein mentioned was in fact deposited in the First National and there received by him as its cashier; that this pass book was the one there presented, and that he made the entry therein without observing that it was not the book of that bank. He claimed to remember distinctly that he received but one deposit of that amount from the defendant, and that one in the back room of the First National Bank in the presence of Wm. S. Dunton, its president. He had no independent recollection of the date, but fixed it with absolute confidence not only by the entry in the pass book but by the deposit slip or ticket which he then made out and spindled, bearing date the 27th day of September, 1889, which was produced, and after repeated rejection, finally admitted in evidence.

Defendant admitted that he gave the money mentioned in the pass book to James S. Terwilliger, but reiterated that it was at appellant’s bank and on the 27th, as therein entered. He further stated that the deposit referred to by Terwilliger was another and different one made on the next day, September 28th; and in this also was apparently corroborated by a credit for the same amount, as of that day, in the handwriting of said Terwilliger, on his pass book from the First National, which was put in evidence. To those transactions, including the dates, he also professed to swear from personal recollection independent of the entries in the books.

Terwilliger then accounted for the one last above mentioned as follows: It was the uniform custom in the bank to make the entries in the journal from the deposit tickets for two days together, that is, under the date of two days written at the head of the page, and then to post them all in the ledger as of the latest only. Thus the business of the 27th and 2Sth was written up in the journal under the heading of “ Monday and Tuesday, September 27th and 28th, 1880,” and all posted in the ledger under the date of September 28th. He said that customers often make deposits without presenting their pass books; that for this reason, when they do bring them the course is, before entering therein the deposit then made, to see from the ledger if any previously made had been omitted, and if so to credit it then in its proper order according to the date in the ledger; that on the 26th of October, 1880, defendant next made another deposit in the First National, bringing the proper pass book, and witness then entered in it the preceding one also, but under date of September-28th as it appeared in the ledger.

He further stated that he did no business at and for appellant’s bank after August 10th of that year, fixing the time, however, only from the books and papers of that bank. Irving also testified that James had never done any business there when he was present, and that he knew, though from the books only, that he was present generally throughout the 27th of September, 1880, but could not swear that he was not out of the bank at all during the business hours of that day. W. R. Duntuu, appellant’s bookkeeper, testified to the same effect. The manner of writing up the journal and posting at the First National, as stated by James Terwilliger, was also testified to by Hr. Frink, its bookkeeper.

The single ultimate question of fact in the case was whether or not appellee deposited §1,000 with appellant’s bank on Sept. 27,1850. As bearing upon that question the date of the deposit of §1,000 admitted to have been made in the First National was important if not conclusive, for he made but one such in that bank about that time and but one anywhere on the 27th; so that if the deposit of that date was in the First National his testimony is false, the evidence of the pass book turned against, him and the case of appellants fairly established.

In reference to this date James S. Terwilliger and the appellee were the principal and the only positive witnesses. Though one claimed to fix it from writings alone and the other from independent recollection as well, they were equally confident and their statements absolutely irreconcilable-To establish a preponderance, every item of evidence fairly tending to corroborate or to contradict either of them was more or less material. On both sides there were circumstances of this character not necessary to be here stated.

Appellants claim that Terwilliger would have been further strengthened and appellee correspondingly weakened by the books of the First National Bank and certain testimony of Mr. Frink in connection with them, which was offered but not admitted. Although the journal and ledger would not have contradicted the statement of appellee or the entry in his pass book, yet they would have verified Terwilliger’s account of the manner of keeping them and tended to explain the entry in the pass book under date of the 28th as not of itself inconsistent with the claim that the deposit so credited was really made on the 27th. These are the only books of the bank in which the depositor’s name appears; but others were offered which it is claimed would have tended to identity the transaction and fix the day of its occurrence, viz., the cash book, and two figuring books kept by Terwilliger and Frink, respectively, — “ for figuring up cash, and figuring up items during the day to see that they agree with the cash on hand,” as Tenviiliger described them. These would show the transactions of each day separately, so far as they would show them at all.

It is said by counsel that the page offered, which was of the book kept by-Frink, contains only an unintelligible mass of figures and not a credit of $1,000 among them.

It may be quite unintelligible to others without explanation by the person who made it, and yet enable him to swear positively that it does show, and to explain satisfactorily how it shows, the receipt of $1,000 in one item on that day and none such on the next.

Mr.

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Bluebook (online)
16 Ill. App. 489, 1885 Ill. App. LEXIS 52, Counsel Stack Legal Research, https://law.counselstack.com/opinion/lawrence-v-stiles-illappct-1885.