Laru Pereschica; Rafael Sandoval v. Hershner Hunter, LLP; Selco Community Credit Union

CourtDistrict Court, D. Oregon
DecidedMarch 30, 2026
Docket1:25-cv-00507
StatusUnknown

This text of Laru Pereschica; Rafael Sandoval v. Hershner Hunter, LLP; Selco Community Credit Union (Laru Pereschica; Rafael Sandoval v. Hershner Hunter, LLP; Selco Community Credit Union) is published on Counsel Stack Legal Research, covering District Court, D. Oregon primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Laru Pereschica; Rafael Sandoval v. Hershner Hunter, LLP; Selco Community Credit Union, (D. Or. 2026).

Opinion

IN THE UNITED STATES DISTRICT COURT

FOR THE DISTRICT OF OREGON

MEDFORD DIVISION

LARU PERESCHICA; RAFAEL Civ. No. 1:25-cv-00507-AA SANDOVAL,

Plaintiffs, OPINION & ORDER v.

HERSHNER HUNTER, LLP; SELCO COMMUNITY CREDIT UNION,

Defendants. _______________________________________

AIKEN, District Judge.

This case comes before the Court on partial Motions to Dismiss and Special Motions to Strike filed by Defendants Selco Community Credit Union (“Selco”), ECF No. 14, and Hershner Hunter, LLP (“Hershner”), ECF No. 16. The Court concludes that this motion is appropriate for resolution without oral argument. For the reasons set forth below, the Motions are GRANTED. LEGAL STANDARD To survive a motion to dismiss under the federal pleading standards, a pleading must contain a short and plain statement of the claim and allege “sufficient factual matter, accepted as true, to ‘state a claim to relief that is plausible on its face.’” Ashcroft v. Iqbal, 556 U.S. 662, 667 (2009) (quoting Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570 (2007)). While a pleading does not require “detailed factual allegations,” it needs more than “a formulaic recitation of the elements of a cause of action.” Iqbal, 556 U.S. at 677-78. “A claim has facial plausibility when the plaintiff pleads factual

content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged. The plausibility standard . . . asks for more than a sheer possibility that a defendant has acted unlawfully.” Id. at 678. Legal conclusions without any supporting factual allegations do not need to be accepted as true. Id. BACKGROUND The following recitation of facts is derived from the First Amended Complaint

(“FAC”), ECF No. 9, and the judicially noticeable exhibits attached to the Ripp Declaration, ECF No. 15, and the Xu Declaration, ECF No. 17.1 Plaintiffs Laru Pereschica and Rafael Sandoval are in a long-term relationship with one another and share ownership of a home (the “Property”) in Jackson County, Oregon. FAC ¶¶ 9, 37. Defendant Selco is a credit union. FAC ¶ 11. Mr. Sandoval owed consumer

debt to Selco. Id. Defendant Hershner is a law firm that was retained by Selco to pursue the collection of Mr. Sandoval’s debt. Id. ¶¶ 13-16, 33. On November 16, 2022, Selco commenced a collection action against Mr.

1 The documents in question are dockets, filings, and transcripts from the underlying state court action, Selco Community Credit Union v. Sandoval, Case No. 22CV39304. A court may take judicial notice of matters of public record, although not disputed facts within those records, without converting a motion to dismiss into a motion for summary judgment. Khoja v. Orexigen Therapeutics, Inc., 899 F.3d 988, 999 (9th Cir. 2018). Plaintiffs do not object to the Court taking judicial notice of the exhibits to the Ripp and Xu Declarations and cite to those exhibits in their Response brief. Sandoval, Selco Community Credit Union v. Sandoval, Case No. 22CV39304, in Jackson County Circuit Court. Xu. Decl. Ex. 1, at 1. The collection action concerned an auto loan which, after repossession of the vehicle, resulted in a deficiency of

$3,591.08, plus late fees and interest. Xu Decl. Ex. 2. A default judgment was entered in favor of Selco on January 23, 2023, for $5,331.37, including both the deficiency and the associated fees, costs, and pre- judgment interest, with post-judgment interest accruing. FAC ¶ 32; Xu Decl. Ex. 3, at 2-3. Selco made unsuccessful efforts to collect the judgment debt via garnishment. Xu Decl. Exs. 4, 5.

On August 30, 2024, Selco retained Nancy Cary, a Hernsher attorney, to represent them in Case No. 22CV39304. FAC ¶ 33; Xu Decl. Ex. 6. On August 30, 2024, Selco, through Ms. Cary, filed a Motion and Affidavit for Order Authorizing Sale of Residential Real Property Pursuant to ORS 18.906. FAC ¶ 34; Xu Decl. Ex. 7.2 The motion sought to authorize the sale of Mr. Sandoval’s interest in the Property and notes that the Property “is the homestead of Defendant,”

and that “Defendant has 100% interest in the property with his wife/partner, so the homestead exemption is $50,000.00,”3 and that “the judgment was more than $3,000.00 at the time of its entry.” Xu Decl. Ex. 7, at 3. At the time, the Property

2 The motion identifies the interest in the property to be sold as that of “Jose Rogelio Hernandez,” but this appears to have been a scrivener’s error. The caption and the supporting documentation, including the notices sent to Plaintiffs, correctly identify the debtor and defendant as Mr. Sandoval. Xu Decl. Exs. 7, 8, 9. 3 The homestead exemption was increased to $150,000 on January 1, 2025. FAC ¶ 54. was subject to a Deed of Trust to secure a mortgage of $167,767.00 and two senior judgment liens against Mr. Sandoval for $3,694.41 and $1,888.50. Xu Decl. Ex. 7, at 14-15.

On September 20, 2024, Ms. Cary sent a Notice of Hearing to Ms. Pereschica and to Mr. Sandoval, notifying them that a hearing was scheduled for October 14, 2024, on Selco’s request to sell the Property to satisfy the judgment against Mr. Sandoval. FAC ¶ 37; Xu Decl. Exs. 8, 9. The Notices were sent by mail. Xu Decl. Ex. 10. After receiving the Notices, Plaintiffs sought legal counsel. Am. Compl. ¶ 50. On October 11, 2024, Ms. Pereschica, through attorney Matthew Sutton, filed Objections to the sale of the Property with the circuit court. Xu Decl. Ex. 11. The

Objections asserted that Selco had failed to serve the judgment debtor, Mr. Sandoval, with the sale documents; that the Property was owned by Plaintiffs jointly with survivorship interest in an Erickson deed arrangement;4 that the Property was subject to a Deed of Trust; and that the Property was subject to two prior judgment liens. Id. On October 14, 2024, a hearing was held in Case No. 22CV39304, at which Ms.

Cary appeared for Selco and Mr. Sutton appeared for Plaintiffs. Xu Decl. Ex. 12. At the time of the hearing, Ms. Cary represented to the circuit court that she had not received the Objections5 but that her intention in appearing at the hearing was to

4 Erickson v. Erickson, 167 Or. 1 (1941). 5 Mr. Sutton sent the Objections to Ms. Cary via regular mail on Friday, October 11, 2024, and so Ms. Cary had not received them prior to the hearing on Monday, October 14, 2024. Xu Decl. Exs. 11, at 16; 12, at 10-11. request a continuance because Selco had been unable to properly serve Plaintiffs.6 Xu Decl. Ex. 12, at 4-6. Mr. Sutton stated that he was not authorized to accept service on behalf of Plaintiffs and requested that the motion be denied. Id. at 6. The circuit

court declined to deny the motion and instead continued the matter. Id. at 6-7. On December 10, 2024, Ms. Cary filed a Motion to Continue, seeking to continue the case through February 28, 2025. Xu Decl. Ex. 13. In that motion, Ms. Cary stated that Selco’s process servers had made eight attempts to serve Mr. Sandoval with their motion to execute and, “although the process server can hear persons inside the residence they refuse to answer the door.” Id. at 3. The motion to continue was granted by the circuit court on December 12, 2024. Ripp Decl. Ex. 11.

On December 23, 2024, Selco sent Plaintiffs a Notice of Continued Hearing on Sheriff’s Sale of Your Property, informing them that the hearing would be held on February 10, 2025.7 Ripp. Decl. Exs. 12, 13. The Notice of Continued Hearing was mailed to Plaintiffs. Ripp Decl. Ex. 14. A hearing was held on February 10, 2025, in Case No.

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