Internet Payments Patents Ltd. v. PayPal Inc.

CourtDistrict Court, N.D. California
DecidedJanuary 27, 2026
Docket5:25-cv-00380
StatusUnknown

This text of Internet Payments Patents Ltd. v. PayPal Inc. (Internet Payments Patents Ltd. v. PayPal Inc.) is published on Counsel Stack Legal Research, covering District Court, N.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Internet Payments Patents Ltd. v. PayPal Inc., (N.D. Cal. 2026).

Opinion

1 2 3 4 UNITED STATES DISTRICT COURT 5 NORTHERN DISTRICT OF CALIFORNIA 6 7 INTERNET PAYMENTS PATENTS LTD., Case No. 25-cv-00380-SVK

8 Plaintiff, ORDER ON MOTION TO DISMISS 9 v. Re: Dkt. No. 92 10 PAYPAL INC, 11 Defendant.

12 Plaintiff Internet Payments Patents Ltd. (“IPPL”) alleges that Defendant PayPal Inc. 13 infringes several claims of U.S. Patent No. 7,483,858. Dkt. 2 (First Amended Complaint or 14 “FAC”). The FAC originally also included claims for misappropriation of trade secrets under the 15 Federal Defend Trade Secrets Act and the Texas Uniform Trade Secrets Act, but IPPL has 16 dismissed those claims. Dkt. 120. All Parties have consented to the jurisdiction of a magistrate 17 judge. See Dkt. 86, 87, 89. 18 Now before the Court is PayPal’s motion to dismiss the sole remaining claim in the FAC: 19 IPPL’s claim for patent infringement. Dkt. 92. PayPal argues that the ’858 patent fails to recite 20 patent-eligible subject matter under 35 U.S.C. § 101. Id. The Court held a combined hearing on 21 PayPal’s motion to dismiss and on claims construction, with the benefit of full briefing by the 22 Parties on both matters, on November 20, 2025. The Court also held a technical tutorial on 23 November 13, 2025. Having considered the Parties’ submissions and arguments at the hearings, 24 the relevant law, and the record in this case, the Court GRANTS PayPal’s motion to dismiss 25 WITHOUT LEAVE TO AMEND. As a matter of law, the asserted claims of the ’858 patent are 26 ineligible for patent protection under 35 U.S.C. § 101. 27 I. BACKGROUND 1 A. The ’858 Patent 2 U.S. Patent No 7,483,858 (the “’858 patent”), entitled “Network-Based System,” was 3 issued on June 27, 2009. Dkt. 2-1. IPPL is the owner by assignment of the ’858 patent. 4 Dkt. 2 ¶ 14. The specification of the ’858 patent explains that the patent “relates to a method of 5 conducting a transaction in a trading system.” Dkt. 2-1 at 1:17-18. The specification further 6 explains that “[t]he invention is particularly directed to a trading system where a merchant sends 7 goods and/or services to a customer when the customer is generally located remotely from the 8 merchant” and “is also directed towards providing a system for carrying out such transactions.” 9 Id. at 1:18-22. The specification notes that “[t]he invention is particularly directed to the carrying 10 out of the financial transactions and is not concerned particularly with the actual method of 11 trading.” Id. at 1:23-25. 12 The ’858 patent acknowledges the availability of many prior art payment systems and prior 13 art systems and methods of trading over the Internet. See, e.g., id. at 1:29-2:7. The ’858 patent 14 explains that these prior art systems and methods pose various risks to both merchants and 15 consumers, including risks to merchants of fraud and abuse stemming from their inability to 16 authenticate all credit card transactions and risks to consumers of possible fraudulent use of credit 17 card numbers provided to merchants and risks stemming from consumers’ loss of anonymity. 18 See, e.g., id. at 1:60-3:27. The stated object of the ’858 patent is “providing efficient and secure 19 transaction settlement and accounting procedures” that will overcome such problems. Id. at 3:52- 20 54. 21 The ’858 patent seeks to achieve this objective through a method and system utilizing a 22 customer accounts server (CAS), a merchant accounts server (MAS), and a system services server 23 (SSS). See generally id. at 3:58-7:2. In general, after the customer communicates an intent to 24 make a purchase, the merchant issues a “merchant transaction identifier number and payment 25 request,” while the customer and merchant each send acceptance messages to their respective 26 account servers. Id. at 4:1-22; see also Dkt. 98 (IPPL’s Opp. to Motion to Dismiss) at 11. The 27 MAS then matches the payment acceptance message with the merchant transaction identifier and 1 the payment request and sends instructions to the SSS to cause payment to be made. Jd. “In this 2 || way, a secure system has been provided in the sense that the customer has not identified himself or 3 || herself in any way to the merchant” and at the same time “confirmation of the transaction has been 4 || received by the merchant and the merchant can be sure that the account will be paid.” Dkt. 2-1 at 5 || 4:23-27. 6 The specification of the ’858 patent describes Figure 2 as illustrating “some of the steps 7 that are carried out, not necessarily all of them are carried out with each transaction, however, the 8 steps are laid out and describe, in broad outline, the method according to the present invention.” 9 || Id. at 8:38-42. Figure 2 is as follows: 10 Customer 11 Control Application 12

Merchant & Sufficient Funds ? 414 erenan Yes (M3) Computer | Want to buy Item (M1) : WZ 15 Transaction Summary (M2) 16 □ A Acceptance (MS Customer Verification Transaction Computer 18 (M9) Details (M6) 19 Aceptance (M4) V / 20 . Merchant ¥ Confirmation (M7) Customer 71 Accounts Accounts 22 Server Verification (M8) A Server Fig. 2 23 24 || //// 25 | //// 26 //// 27 || WW 28 | ////

1 IPPL alleges that PayPal infringes claims 1, 2, 7, and 8 of the ’858 patent. Dkt. 2 ¶ 71. 2 Claim 1 recites:

3 A method of conducting a transaction in a trading system, where a merchant sends any 4 of goods and services to a customer, using a customer accounts server; a merchant accounts server, a system services server; a merchant computer having an associated 5 merchant account; a customer computer having an associated customer account; and a telecommunications network interconnecting the customer accounts server, the 6 merchant accounts server, the system services server, the merchant computer, and the customer computer, each having a unique identifier for contact within the 7 telecommunications network, the method comprising the steps of: 8 the customer computer opening communications with the merchant computer, 9 the customer computer communicating its intention to purchase from the merchant 10 computer, the customer computer not requiring installation of any new software to communicate its intention to purchase from the merchant computer, the 11 customer computer not revealing any information usable to secure customer 12 payment to the merchant computer;

13 the merchant computer sending a merchant transaction identifier number and payment request to the customer computer; 14 the customer computer initiating contact with the customer accounts server and 15 sending to the customer accounts server a customer transaction acceptance 16 message which includes the merchant transaction identifier number and the payment request; 17 the merchant computer initiating contact with the merchant accounts server and 18 sending to the merchant accounts server a merchant transaction acceptance message including the merchant transaction identifier number and the payment 19 request; 20 the customer accounts server initiating contact with the merchant accounts server 21 and sending to the merchant accounts server a payment acceptance message including the merchant transaction identifier number and the payment request; 22 the merchant accounts server matching the merchant transaction acceptance 23 message received from the merchant computer and the payment acceptance 24 message received from the customer accounts server, and

25 the merchant accounts server sending instructions to the system services server to cause payment to the merchant in accordance with an agreed settlement 26 procedure having agreed payment rules. 27 Dkt. 2-1 at 18:9-55. 1 Claim 2 recites:

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Bluebook (online)
Internet Payments Patents Ltd. v. PayPal Inc., Counsel Stack Legal Research, https://law.counselstack.com/opinion/internet-payments-patents-ltd-v-paypal-inc-cand-2026.