Fire Insurance Patrol v. Boyd

15 A. 553, 120 Pa. 624, 1888 Pa. LEXIS 516
CourtSupreme Court of Pennsylvania
DecidedOctober 1, 1888
DocketNo. 122
StatusPublished
Cited by126 cases

This text of 15 A. 553 (Fire Insurance Patrol v. Boyd) is published on Counsel Stack Legal Research, covering Supreme Court of Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Fire Insurance Patrol v. Boyd, 15 A. 553, 120 Pa. 624, 1888 Pa. LEXIS 516 (Pa. 1888).

Opinion

Opinion,

Me. Justice Paxson:

When this ease was here upon a former writ of error (see 113 Pa. 269), we did not decide the question whether the Fire Insurance Patrol was such a corporation as to bo exempt from the rule of respondeat superior, for the reason that we had little before us but the charter itself, and tbat was not regarded as sufficient to show satisfactorily the character of the corpora; [642]*642tion. The case now comes up to us with additional light, and we have no difficulty in arriving at a conclusion.

Of the forty-two assignments of error I shall discuss only six, viz.: the 30th to the 35th inclusive. The first five of these assignments present, in various forms, the question whether the Insurance Patrol is a public charity, while the 35th alleges that the court below erred in not giving the jury a binding instruction that the defendant was not liable in this action.

As disclosed by the charter “ The object of the corporation was to protect and save life and property in or contiguous to burning buildings, and to remove and take charge of such property or any part thereof, when necessary.” As disclosed by the evidence, it appears to be a corporation without capital stock or moneyed capital; that it is supported by voluntary contributions, derived from different fire insurance companies; that its object and business is to save life and property in or contiguous to burning buildings; that in saving and protecting such property no difference is made between property insured and property which is not insured; that no profits or dividends are made and divided among the corporators.

Passing by for the present the question of a public charity, it seems plain that this corporation might well have been created by the state in aid of the municipal government of the city of Philadelphia. It is one of the recognized functions of municipal government, to suppress and extinguish fires. For this purpose the city has a paid fire department, which has taken the place of the volunteer fire department formerly in existence. It is as much the province or duty of the city to save life and property at fires as to extinguish such fires, and the Fire Insurance Patrol might well have been organized as an auxiliary to the city government and placed under its direct control. That it aids the city as a volunteer does not alter the fact that it is still an auxiliary of the municipal government, performing functions which that government might properly perform, just as did the old volunteer fire department.

Is the Insurance Patrol a public charitable institution? The learned court below held that it was not, upon the ground that the main object of the institution was to benefit the insurance companies, who were the chief contributors to its funds. In other words, the learned judge tested the nature and character [643]*643of the institution by the motives of its contributors. We might be driven to the same conclusion were we to adopt Mr. Biimey’s definition as found in his argument in the Girard Will Case, as the test of a public charity, where he said: “ It is whatever is given for the love of God, or for the love of your neighbor, in tbe catholic and universal sense; given from these motives, and to those ends, free from the stain or taint of every consideration that is personal, private or selfish.” This is undoubtedly charity in its highest and noblest sense. The Recording Angel might well point to it with satisfaction; and it may he the test in the Great Hereafter, but were we to apply it to the transactions of this wicked world, I fear it would lead to serious embarrassment. In the first place, it is utterly impracticable, for it is God only who can look into the heart and judge of motives. In tbe second place, if we bad tbe power of omniscience and were to apply it, what would be tbe result ? How many of our noblest and most useful public charities would stand such a test? How many donations to public charities are made out of pure love to God and love to man, free from tbe stain or taint of every consideration that is personal, private or selfish ? Who can say that the millionaire who founds a hospital or endows a college, and carves his name thereon in imperishable marble, does so from love to God and love to his fellow, free from the stain of selfishness ? Yet, is the hospital or the college any the less a public charity because the primary object of the founder or donor may have been to gratify his vanity, and hand down to posterity a name which otherwise would have perished with his millions ? There is ostentation in giving, as well as in the other transaction of life. Iir some instances donations to public charities may be in part due to this cause; in others, there may be the expectation of indirect pecuniary gain or return. The professional man who gives freely to his church may not be insensible to the fact that liberality makes friends and sometimes increases clientage. Coiled up within many a gift to a public charity, there is a secret motive, known only to the searcher of all hearts. It may be to benefit the donor in this world or to save his soul in the next. It would he as vain as it would be unprofitable for a human tribunal to speculate upon the motives of men in such cases. Nor is it necessary for any legal purpose. The money which [644]*644is selfishly given to public charity does as much good as that which is contributed from a higher motive, and in a legal sense the donor must have equal credit therefor. We must look elsewhere for a definition of a legal public charity.

In Morice v. Bishop of Durham, 9 Ves. 405, it was said by Sir William Grant that those purposes are considered charitable which are enumerated in the statute of 43d Elizabeth, or which by analogy are deemed within its spirit and intendment. It is true that this statute of Elizabeth is not in force in Pennsylvania, but its principles are a part of the common law: Cresson’s Appeal, 30 Pa. 450. In British Museum v. White, 2 Sim. & S. 596, a charitable gift was defined to be, “ Every gift for a public purpose, whether local or general, although not a charitable use within the common and narrow sense of those words.” In Jones v. Williams, Ambler 651, Lord Camden gives this practical definition, viz.: “ A gift to a general public use which extends to the poor as well as to the rich.” This definition has been repeatedly approved by this and other courts: See Wright v. Linn, 9 Pa. 433; Coggeshall v. Pelton, 7 Johns. Ch. 294; Milford v. Reynolds, 1 Phil. Ch. R. 191; Perrin v. Carey, 24 How. 506; Jackson v. Phillips, 14 Allen 556.

These brief citations from the English authorities are deemed sufficient. I now turn to our own and other states. In Cresson’s Appeal, 30 Pa. 437, tins court, after citing with approval Jones v. Williams, supra, said: “In order to ascertain what are charitable uses, the English courts have generally resorted to the preamble of the act of parliament, 43 Elizabeth. That enumerates twenty-one, and among them are found the following: Repairs of bridges; repairs of ports and havens; repairs of causeways ; repairs of sea-banks ; repairs of highways ; fitting out soldiers ; other taxes. And beyond the enumeration contained in that act, many other gifts have been recognized as common law gifts to charitable uses, for example: for cleansing the streets, maintenance of houses of correction; for the true labor and exercise of husbandry, for public benefit. These cases and many others are collected in Magill v. Brown, Brightly 347.

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Bluebook (online)
15 A. 553, 120 Pa. 624, 1888 Pa. LEXIS 516, Counsel Stack Legal Research, https://law.counselstack.com/opinion/fire-insurance-patrol-v-boyd-pa-1888.