Douglas Spiel, MD, PA v. Horizon Blue Cross Blue Shield of New Jersey

CourtDistrict Court, D. New Jersey
DecidedDecember 2, 2025
Docket2:25-cv-14769
StatusUnknown

This text of Douglas Spiel, MD, PA v. Horizon Blue Cross Blue Shield of New Jersey (Douglas Spiel, MD, PA v. Horizon Blue Cross Blue Shield of New Jersey) is published on Counsel Stack Legal Research, covering District Court, D. New Jersey primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Douglas Spiel, MD, PA v. Horizon Blue Cross Blue Shield of New Jersey, (D.N.J. 2025).

Opinion

NOT FOR PUBLICATION

UNITED STATES DISTRICT COURT DISTRICT OF NEW JERSEY

: DOUGLAS SPIEL, MD, PA, : Civil Action No. 25-14769 (SRC) : Plaintiff, : : OPINION v. : : HORIZON BLUE CROSS BLUE SHIELD : OF NEW JERSEY, : Defendant. : : :

CHESLER, District Judge This matter comes before the Court by way of Defendant Horizon Blue Cross Blue Shield of New Jersey’s (“Defendant”) Motion to Dismiss the Complaint under Federal Rule of Civil Procedure 12(b)(6) (the “Motion”), (Dkt. No. 8). Plaintiff Douglas Spiel, MD, PA (“Plaintiff”) opposed the motion and filed a cross-motion to confirm the arbitration award (the “Cross- Motion”), (Dkt. No. 9). Defendant filed opposition to the Cross-Motion, (Dkt. No. 11), and a reply in further support of the Motion, (Dkt. No. 12). The Court reviewed the papers submitted and proceeds to rule without oral argument, pursuant to Federal Rule of Civil Procedure 78(b) and Local Civil Rule 78.1(b). For the reasons set forth below, the Motion will be GRANTED and the Cross-Motion will be DENIED. I. PROCEDURAL HISTORY On August 20, 2025, Plaintiff filed a complaint against Defendant. (Dkt. No. 1). Defendant moved to dismiss the complaint on October 20, 2025. (Dkt. No. 8). Plaintiff filed

1 opposition to the Motion and filed a Cross-Motion on November 3, 2025. (Dkt. No. 9). Defendant filed opposition to the Cross-Motion, (Dkt. No. 11), and a reply in further support of the Motion, (Dkt. No. 12), on November 10, 2025. Through its Motion, Defendant seeks a dismissal of Plaintiff’s Complaint on the grounds

that it fails to state a claim upon which relief can be granted under Federal Rule of Civil Procedure 12(b)(6). II. FACTUAL BACKGROUND This case arises from Plaintiff’s Complaint seeking to enforce an Independent Dispute Resolution (“IDR”) determination issued under the No Surprises Act (“NSA”). Compl. ¶¶ 26-28. Plaintiff is a medical provider specializing in radiology. ¶ 5. On October 25, 2022, Dr. Douglas Spiel, M.D., the owner and principal of Plaintiff, provided surgical treatment to an individual identified as patient E.B. at Bayonne Medical Center in Bayonne, New Jersey. ¶ 6. At the time of treatment, E.B. was the beneficiary of a health plan issued by Defendant. ¶ 7. Following the procedure, Plaintiff submitted a bill for the services of Defendant seeking payment in the amount

of $103,320.00 for E.B.’s procedure. ¶ 8. In response, Defendant allowed payment to Plaintiff in the amount of $460.04. ¶ 9. Plaintiff is an out-of-network provider with respect to Defendant and does not have a network contract that would determine or limit payment for Plaintiff’s services to Defendant’s members. ¶ 10. Because Plaintiff is an out-of-network provider and the services were emergent or unanticipated in nature, Defendant’s partial payment was subject to the NSA, 42 U.S.C. § 300gg-111 et seq. ¶ 11. Pursuant to the NSA, if the payment dispute between the provider and insurer is not resolved during the negotiation period, the provider has the right to initiate arbitration under which the proper reimbursement amount is determined by a neutral

2 arbitrator. 42 U.S.C. § 300gg-111(c)(1-5); ¶ 14. Plaintiff initiated such arbitration and, on August 30, 2024, the arbitrator issued a written payment determination. The substantive portion of that written determination states: C2C Innovative Solutions, Inc. has reviewed your Federal Independent Dispute Resolution (IDR) dispute with reference number DISP-1463760 and has determined that DOUGLAS SPIEL, MD, PA is the prevailing party in this dispute.

After considering all permissible information submitted by both parties, C2C Innovative Solutions, Inc. has determined that the out- of-network payment amount of $50,000.00 offered by DOUGLAS SPIEL, MD, PA is the appropriate out-of-network rate for the item or service 22554 on claim number 78027233328300402 under this dispute.

(Id.; Ex. A.)

Pursuant to the NSA, if it is determined in arbitration that an additional amount remains due, the insurer has 30 days from the date of the arbitration award to issue the additional payment. 42 U.S.C. § 300gg-111(c)(6). Defendant failed to issue the remaining arbitration payment of $46,871.73 to Plaintiff by the deadline of September 30, 2024. ¶ 19. Plaintiff filed its Complaint on August 20, 2025, seeking an order: (1) Confirming the IDR determinations per Section 9 of the Federal Arbitration Act (“FAA”), 9 U.S.C. § 9; (2) directing Defendant to pay Plaintiff $46,871.73; and (3) attorney’s fees, interest, and costs of suit. On October 20, 2025, Defendant filed its Motion seeking to dismiss the Complaint for failure to state a claim upon which relief can be granted under Federal Rule of Civil Procedure 12(b)(6). (Defendant’s Brief in Support of Motion to Dismiss) (Dkt. No. 8). On November 3, 2025, Plaintiff filed its Opposition and a Cross Motion seeking to confirm the arbitration award. (Plaintiff’s Opposition Brief and Brief in Support of Cross-Motion to Confirm) (Dkt. No. 9). On November 10, 2025, Defendant filed

3 opposition to the Cross-Motion, (Dkt. No. 11), and a reply in further support of the Motion, (Dkt. No. 12). III. LEGAL STANDARD A. Rule 12(b)(6)

To withstand a motion to dismiss under Federal Rule of Civil Procedure 12(b)(6), the complaint must contain “sufficient factual matter, accepted as true, to ‘state a claim to relief that is plausible on its face.’” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) (quoting Bell Atl. v. Twombly, 550 U.S. 544, 570 (2007)). “A claim has facial plausibility when the plaintiff pleads factual content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged.” Id. On a Rule 12(b)(6) motion, the Court must accept as true the well-pleaded facts of a complaint and any reasonable inference that may be drawn from those facts but need not credit conclusory statements couched as factual allegations. See id. (“Threadbare recitals of the elements of a cause of action, supported by mere conclusory statements, do not suffice.”). The issue before the Court on a Rule 12(b)(6) motion to dismiss “is not whether a

plaintiff will ultimately prevail but whether the claimant is entitled to offer evidence to support the claims.” In re Burlington Coat Factory Secs. Litig., 114 F.3d 1410, 1420 (3d Cir. 1997) (quoting Scheuer v. Rhodes, 416 U.S. 232, 236 (1974)). “[A] district court ruling on a motion to dismiss may not consider matters extraneous to the pleadings.” Id. at 1426. The Court, however, may properly consider documents that form the basis of a claim and documents that are “integral to or explicitly relied upon in the complaint.” Id.

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