Burch v. Atlantic Life Insurance

139 S.E. 123, 37 Ga. App. 63, 1927 Ga. App. LEXIS 460
CourtCourt of Appeals of Georgia
DecidedJune 14, 1927
Docket18091
StatusPublished

This text of 139 S.E. 123 (Burch v. Atlantic Life Insurance) is published on Counsel Stack Legal Research, covering Court of Appeals of Georgia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Burch v. Atlantic Life Insurance, 139 S.E. 123, 37 Ga. App. 63, 1927 Ga. App. LEXIS 460 (Ga. Ct. App. 1927).

Opinion

Luke, J.

The Atlantic Life Insurance Company brought suit against J. R. Burch upon certain promissory notes. The defendant filed general'and special demurrers to the petition, which were overruled; to which ruling the defendant filed exceptions pendente lite. The plaintiff amended its petition; the defendant filed written objection, and to the overruling of this objection and the allowance of said amendment the defendant filed exceptions pendente lite. Upon. the trial of the case the plaintiff introduced evidence in support'of its allegations; the defendant introduced no evidence; and the court directed a verdict in favor of'the plaintiff for principal, interest, and attorney’s fees. The defendant filed a motion for a new trial, with amendments thereto, which was overruled, and the case was brought here for review. The bill of exceptions assigns error on the overruling of the demurrers, the allowance of the amendment, the direction of the verdict, and the overruling of the motion for a new trial. The special grounds of the motion for a new trial are upon the direction of the verdict, a refusal to continue the case, and the admission of certain evidence. The petition alleged, in substance, that the • defendant, a resident of said county, was indebted to the plaintiff in a certain sum, besides interest and attorney’s fees; that the indebtedness was evidenced by three promissory notes, copies of which were attached to and made a part of the petition; that the notes had been transferred and assigned to the plaintiff for value and before maturity; that copies of the assignments were attached to and made a part of the petition; that in case of default of any one [65]*65of the notes, all of them, by the terms thereof, became due in the discretion of the holder; that such default had been made by the defendant, and all of said notes had been declared due; that the defendant refused to pay said notes; that notice of attorney’s fees had been given to the defendant, a copy of which was attached to and made a part of the petition; and the petitioner prayed for process \ and judgment. This petition was sufficient to withstand the general demurrer directed against it.

The special demurrer “demurs to paragraph 5, in that said paragraph does not allege that the notice specified the holder of said notes, nor does Exhibit E attached to said petition state the name of the holder of the notes.” Paragraph 5 alleged that the petitioner’s attorney gave notice of attorney’s fees, set out in substance the contents thereof, and attached, as an exhibit to and part of said paragraph, a copy of said notice, marked Exhibit E. This notice is addressed to the defendant, and begins: “As attorney at law for the Atlantic Life Insurance Company, of Bichmond, Virginia, I hereby notify you of my intention to file a suit against you for it,” and it is signed by “Geo. H. Harris, as attorney at law for Atlantic Life Insurance Company.” This notice, which was a part of the paragraph, clearly showed that the Atlantic Life Insurance Company, the plaintiff, was the holder of the notes, that the attorney of the company would file the suit “for it” and that he was giving the notice “as attorney at law for the Atlantic Life Insurance Company.” Eurthermore, the notice specifically stated that the notes were “given by you [the defendant] to Old Dominion Trust Company, and by said Old Dominion Trust Company transferred before due for value to said Atlantic Life Insurance Company,” the plaintiff. This left no doubt as to who was the holder of the notes, and the special demurrer was properly overruled. See Aycock v. Tillman, 14 Ga. App. 80 (80 S. E. 301); Phelps v. Belle Isle, 29 Ga. App. 571 (116 S. E. 217). The plaintiff in error cites the eases of Carey v. Wyatt, 17 Ga. App. 517 (87 S. E. 770), and Baskins v. Valdosta Bank, 5 Ga. App. 600 (63 S. E. 648). Neither is applicable. In one of them the notice failed to state the name of the holder of the note; and in the other the notice indicated that the suit would be brought by the original payee, when in fact it was brought by the transferee. The notice in the instant case is not subject to either of these criticisms.

[66]*66The defendant’s objection to the plaintiff’s amendment to the petition was “on the ground that the same seeks to set up a new cause 'of action; it appearing from the allegations made in plaintiff’s original petition that Old Dominion Trust Company assigned and transferred said notes sued on to the Life Insurance Company of Virginia, and that said Life Insurance Company of Virginia in turn transferred and assigned said notes sued on to plaintiff; while it appears from the amendment offered by plaintiff that said notes sued, on were transferred and assigned by Old Dominion Trust Company directly to plaintiff.” .In the original petition and in the petition as amended the plaintiff is the same, the defendant is the- same, the nature of the suit is the same, and the notes sued on are the same. The amendment merely showed that the notes were transferred to the plaintiff by the original payee, rather than by the Life Insurance Company of Virginia. The title to the notes was in the plaintiff," regardless of which of these parties transferred it to the plaintiff. The original petition alleged that the notes were transferred to the plaintiff by the Life Insurance Company of Virginia, and the original petition also had attached to it copies of the notes and assignments on the back thereof, which showed that they were transferred to the plaintiff by the Old Dominion Trust Company. The amendment merely corrected this contradiction, but did not change the parties to the suit, the nature of the transaction, or the cause of action; and it was properly allowed. Civil Code (1910), § 5682.

Ground 1 of the amendment to the motion for a new trial complains of the direction of the verdict. The plaintiff in the court 'below introduced in evidence the three notes sued on, the transfer of the three notes to the plaintiff, and a copy of the notice of attorney’s fees. The assignments introduced in' evidence were written on the back of the notes upon which suit was brought,, and were as follows: “For value received we hereby sell, assign and transfer the within note and interest note thereto annexed, together with all our interest in and right under the deed securing the same, without recourse, to Atlantic Life Insurance Company. Old Dominion Trust Co.' H. E. Litchford, V.-Pres. (Corp. Seal.)” The attorney for the plaintiff company swore: “There appears an assignment on the back of the $500 note, and an assignment identical in wording on the back of the said $5000 principal [67]*67note and $325 interest note. I will swear that that is the signature of H. E. Litchford signed to each of said assignments, and that H. E. Litchford was then and until recently vice-president of the Old Dominion Trust Company. . . I hold in my hand carbon duplicate of a notice of attorney’s fees directed to the defendant, James E. Burch, Thomasville, Ga., and signed by myself as attorney for the plaintiff company. I handed this notice to the defendant personally more than ten days prior to the filing of this suit. I talked with Mr. Burch about the notes, and told him that they had been declared due, before handing him the original attorney’s fees notice of which this is a true carbon duplicate; and Mr. Burch said that he owed' the notes, that it was a just debt and he intended to pay it, but had had hard luck and had a bad time and was then unable to pay anything on them.” The notice of attorney’s fees met the requirements of the statute in regard thereto.

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Cite This Page — Counsel Stack

Bluebook (online)
139 S.E. 123, 37 Ga. App. 63, 1927 Ga. App. LEXIS 460, Counsel Stack Legal Research, https://law.counselstack.com/opinion/burch-v-atlantic-life-insurance-gactapp-1927.