Bankers Health & Life Insurance v. Fryhofer

150 S.E.2d 365, 114 Ga. App. 107, 1966 Ga. App. LEXIS 665
CourtCourt of Appeals of Georgia
DecidedJune 16, 1966
Docket41981
StatusPublished
Cited by32 cases

This text of 150 S.E.2d 365 (Bankers Health & Life Insurance v. Fryhofer) is published on Counsel Stack Legal Research, covering Court of Appeals of Georgia primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Bankers Health & Life Insurance v. Fryhofer, 150 S.E.2d 365, 114 Ga. App. 107, 1966 Ga. App. LEXIS 665 (Ga. Ct. App. 1966).

Opinion

Eberhardt, Judge.

We reverse. The testimony of the plaintiff as to his damages was based wholly upon speculation and conjecture, and a verdict based upon evidence of that character cannot stand. Southern Grocery Stores v. Greer, 68 Ga. App. 583 (2) (23 SE2d 484); United States F. & G. Co. v. Brown, 68 Ga. App. 706 (4) (23 SE2d 443); Alford v. Zeigler, 68 Ga. App. 627 (23 SE2d 474); Globe Indemnity Co. v. Brooks, 84 Ga. *111 App. 687, 688 (67 SE2d 176); Bartell v. Del Cook Lumber Co., 108 Ga. App. 592, 601 (133 SE2d 903) ; Pritchett v. Higgins, 111 Ga. App. 718, 720 (5) (143 SE2d 47). “So, where evidence is not more than a scintilla, if it is dependent entirely upon guess or speculation, it is insufficient to support a verdict.” Ladson Motor Co, v. Croft, 212 Ga. 275, 277 (92 SE2d 103). There was no more than speculation and conjecture as to whether a demand would have been made on the company, and certainly it was wholly speculation that if a demand had been. made it would have been denied by the company. It was speculation,' too, that a suit would have been filed, demurred to and amended, and most certainly any testimony as to what the verdict of a jury would have been in the suit was the rankest speculation and conjecture. It was without probative value. B. P. O. Elks Lodge No. 230 v. Foster, 91 Ga. App. 696, 697 (86 SE2d 725).

There is nothing that would authorize a finding that the company was liable to Mallard in any sum under the policy, even if demand had been made and if suit had been brought in his behalf against the company. The policy provisions were neither pleaded nor proven. Plaintiff’s contract for fees was wholly contingent upon a recovery from the company by Mallard. The testimony of plaintiff’s supporting witness concerning what would-have been a reasonable fee was based entirely upon plaintiff’s testimony, and thus was just as speculative and conjectural in character as was plaintiff’s.

While it is true that an expert may give his opinion without stating the facts upon which it is based, yet when the basis of his opinion is given and it appears that it is wholly speculative or conjectural, it must follow that his opinion is without foundation and has no probative value. Speculation and conjecture by an expert is still speculation and conjecture, and will not support a verdict. “It must be remembered that the opinion evidence is that of an expert in respect to the stated facts about which the opinion was expressed. It is proper and desirable that expert testimony should be kept within proper bounds. . . ‘Expert testimony is' to be weighed and judged like any other, and the same tests are to be applied thereto. . .” 16 CJ 756, § 1556.” Buckhanon v. State, 151 Ga. 827, 833 (108 SE 209). (Emphasis supplied).

*112 It was error to overrule the general grounds of the motion.

The testimony relative to what the insurance company would have done had demand been made on it, and what would have been done in connection with the bringing of a suit against the company, and what the verdict of the jury would have been, was speculative and conjectural and its admission over the objection was error. “ [I] f it appears from the [witness’] own testimony that [he] is merely surmising ... it should be excluded. . .” English v. Georgia Power Co., 66 Ga. App. 363, 368 (17 SE2d 891). Accord, Sanders v. Chandler, 71 Ga. App. 337 (1) (30 SE2d 813). “[Testimony which is merely a conclusion of a witness is without probative value.” Patterson v. Cotton States &c. Ins. Co., 221 Ga. 878, 882 (148 SE2d 320), citing Priester v. Melton, 135 Ga. 694 (1) (70 SE 646); Dougherty v. Dougherty, 153 Ga. 487 (1) (112 SE 454); Blanchard, Humber & Co. v. Hagan Gas Engine &c. Co., 26 Ga. App. 538, 539 (106 SE 604).- “[W]e think the evidence is too meager, indefinite, and uncertain, when the conclusions of the witnesses are eliminated, to be the basis of any recovery of special damages, and that under the evidence a recovery of nominal damages only is authorized.” Copeland v. Tyus & Prevatt, 21 Ga. App. 485, 487 (94 SE 633).

For the same reason, admission of testimony as to what the insurance company had done in another case concerning the claim of another individual under the disability provisions of the same kind of policy, as evidence of what the company would have done with the claim involved in this litigation, and that the company would have acted in bad faith in denying the claim, over the objection that it was purely conjectural and that what had happened in one case as to one individual could not be assumed as the fact as to what would happen in another case as to another individual, was error, especially since it did not appear whether the policy provisions were the same or whether the basis of the claims was the same.

We observe that plaintiff asserted in his testimony that he was assuming the verdict in the other case would stand up on appeal and it was his opinion that it would do so, but in fact it did not stand. The other case to which he referred, United Ins. Co. v. *113 Murray, 113 Ga. App. 138 (147 SE2d 656) (United Ins. Co. was successor to Bankers Health & Life) was reversed, the court holding that a verdict had been demanded for the defendant. The situation is similar to that when a hypothetical question is based, in part at least, upon a false premise. Cf. Kuttner v. Swanson, 59 Ga. App. 818 (5) (2 SE2d 230).

The case of Studdard v. Evans, 108 Ga. App. 819 (135 SE2d 60) does not require a different result. It dealt only with rulings on demurrer.

Nevertheless, since an attorney’s contract of employment, though contingent in nature, is a property right (Studdard v. Evans, 108 Ga. App. 819, supra), and since plaintiff alleges a wrongful and wilful invasion of that right by the defendant, he is entitled to recover for it—at least nominal damages. Code § 105-2010; Swift v. Broyles, 115 Ga. 885 (42 SE 277). This is true even if no special damages are proven. Price v. High Shoals Mfg. Co., 132 Ga. 246, 252 (64 SE 87). But there was no legal proof of any special damages by Mr. Eryhofer, and the verdict returned was not for nominal damages. Copeland v. Tyus & Prevatt, 21 Ga. App. 485 (2), supra. Nor did the jury include in the verdict anything for punitive damages.

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150 S.E.2d 365, 114 Ga. App. 107, 1966 Ga. App. LEXIS 665, Counsel Stack Legal Research, https://law.counselstack.com/opinion/bankers-health-life-insurance-v-fryhofer-gactapp-1966.