§ 26-5-106 — "Casualty insurance" defined

(a) Casualty insurance includes:
(i) Insurance against:
(A) Loss of or damage to any land vehicle or
aircraft or any draft or riding animal or to property while
contained therein or thereon or being loaded or unloaded therein
or therefrom, from any cause;
(B) Any loss, liability or expense resulting
from or incidental to ownership, maintenance or use of any
vehicle, aircraft or animal; and
(C) Accidental injury to individuals, regardless
of legal liability of the insured, including the named insured,
while in, entering, alighting from, adjusting, repairing,
cranking or caused by being struck by a vehicle, aircraft or
draft or riding animal, if the insurance is issued as an
incidental part of insurance on the vehicle, aircraft or draft
or riding animal.
(ii) Insurance against legal liability for the death,
injury, or disability of any human being or for damage to
property, and provision of medical, hospital, surgical and
disability benefits to injured persons and funeral and death
benefits to dependents, beneficiaries or personal
representatives of persons killed, regardless of legal liability
of the insured, if issued as an incidental coverage with or
supplemental to liability insurance;
(iii) Insurance of the obligations accepted by,
imposed upon or assumed by employers under law for death,
disablement or injury of employees;
(iv) Insurance against loss or damage:
(A) By actual or attempted burglary, theft,
robbery, forgery, fraud, vandalism, malicious mischief,
confiscation, wrongful conversion, disposal or concealment,
including supplemental coverage for medical, hospital, surgical
and funeral expense incurred by the named insured or any other
person as a result of bodily injury during the commission of a
burglary, robbery or theft by another;
(B) To monies, coins, bullion, securities,
notes, drafts, acceptances or any other valuable papers and
documents from any cause.
(v) Insurance upon personal effects against loss or
damage from any cause;
(vi) Insurance against loss or damage to glass,
including its lettering, ornamentation and fittings;
(vii) Insurance against any liability and loss or
damage to property or interest resulting from accidents to or
explosions of boilers, pipes, pressure containers, machinery or
apparatus, and the inspection of and issuance of certificates of
inspection upon boilers, machinery and apparatus of any kind,
whether or not insured;
(viii) Insurance against loss or damage to:
(A) Any property or interest caused by the
breakage or leakage of sprinklers, hoses, pumps and other fire
extinguishing equipment or apparatus, water pipes or containers,
or by water entering through leaks or openings in buildings; and
(B) The sprinklers, hoses, pumps and other fire
extinguishing equipment or apparatus.
(ix) Insurance indemnifying the insured against loss
or damage resulting from failure of debtors to pay their
obligations to the insured, including insurance to guarantee the
repayment of real estate mortgages;
(x) Insurance against:
(A) Legal liability of the insured; and
(B) Loss, damage, or expense incidental to a
claim of that liability, including medical, hospital, surgical
and funeral benefits to injured persons, regardless of legal
liability of the insured, because of death, injury or
disablement of any person or damage to the economic interests of
any person as the result of negligence in rendering expert,
fiduciary or professional service.
(xi) Insurance against loss of or damage to any
property of the insured, resulting from the ownership,
maintenance or use of elevators, except loss or damage by fire
and including the inspection of and issuance of certificates of
inspection upon elevators;
(xii) Insurance against congenital defects in human
beings;
(xiii) Insurance against loss or damage to livestock
and services of a veterinary for those animals;
(xiv) Insurance indemnifying the producer of any
motion picture, television, radio, theatrical, sport, spectacle,
entertainment or similar production, event or exhibition against
loss from interruption, postponement or cancellation thereof
because of death, accidental injury or sickness of performers,
participants, directors or other principals;
(xv) Insurance against any other kind of loss, damage
or liability properly a subject of insurance and not within any
other kind of insurance as defined in this chapter, if the
commissioner does not disapprove the insurance as being contrary
to law or public policy.
(b) Provision of medical, hospital, surgical and funeral
benefits, and of coverage against accidental death or injury, as
incidental to and part of other insurance as stated under
paragraphs (a)(i), (ii), (iv), (vii), (x) and (xi) of this
section is for all purposes the same kind of insurance to which
it is so incidental and is not subject to provisions of this
code applicable to life or disability insurances.