Utah Statutes

§ 57-28-205 — Costs and repayment.

Utah·Title 57 Real Estate·Ch. 57-28 Utah Reverse Mortgage Act·Part 57-28-2 Reverse Mortgage Requirements

A lender may collect the following charges and fees in connection with the origination of a reverse mortgage:

(1)the actual expenses that the lender incurs in originating and closing the reverse mortgage, including a mortgage broker's fee if the mortgage broker and the lender do not share any pecuniary interests; and
(2)the actual amount that the lender paid for:
(2)(a) a recording fee;
(2)(b) a credit report;
(2)(c) a survey, if required by the lender or the borrower;
(2)(d) a title examination;
(2)(e) the lender's title insurance; and
(2)(f) an initial appraisal of the real property that secures the reverse mortgage.

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Legislative History

Enacted by Chapter 290, 2015 General Session

Nearby Sections

15
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