Texas Statutes
§ 705.051 — IMMATERIAL MISREPRESENTATION IN LIFE, ACCIDENT, OR HEALTH INSURANCE APPLICATION.
Texas § 705.051
JurisdictionTexas
Code INInsurance Code
This text of Texas § 705.051 (IMMATERIAL MISREPRESENTATION IN LIFE, ACCIDENT, OR HEALTH INSURANCE APPLICATION.) is published on Counsel Stack Legal Research, covering Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Bluebook
Tex. Insurance Code Code Ann. § 705.051 (2026).
Text
Sec. 705.051. IMMATERIAL MISREPRESENTATION IN LIFE, ACCIDENT, OR HEALTH INSURANCE APPLICATION. A misrepresentation in an application for a life, accident, or health insurance policy does not defeat recovery under the policy unless the misrepresentation:
(1)is of a material fact; and
(2)affects the risks assumed.
SUBCHAPTER C. SPECIAL PROVISIONS RELATED TO LIFE INSURANCE POLICIES
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Related
Colonial Penn Life Ins. Co. v. Parker
362 F. Supp. 3d 380 (S.D. Texas, 2019)
United States v. Vincent Bazemore
608 F. App'x 207 (Fifth Circuit, 2015)
Guzman v. Allstate Assurance Company
(N.D. Texas, 2023)
Russell v. State Farm Life Insurance Company
(S.D. Texas, 2025)
Giovanny Vasquez, Substitute Trustee of the Beatrice Ramon 2007 Irrevocable Trust v. ReliaStar Life Insurance Company
(Court of Appeals of Texas, 2014)
Bertha Arce, Individually and as Representative of All Others Similarly Situated v. American National Insurance Company
(Court of Appeals of Texas, 2021)
Legislative History
Added by Acts 2003, 78th Leg., ch. 1274, Sec. 2, eff. April 1, 2005.
Nearby Sections
11
§ 705.001
DEFINITION.§ 705.002
APPLICABILITY OF SUBCHAPTER.§ 705.101
DEFINITION.§ 705.102
APPLICABILITY OF SUBCHAPTER.§ 705.103
DOCUMENTS TO ACCOMPANY POLICY.§ 705.105
APPLICABILITY OF OTHER LAW.Cite This Page — Counsel Stack
Bluebook (online)
Texas § 705.051, Counsel Stack Legal Research, https://law.counselstack.com/statute/tx/IN/705.051.