Texas § 4051.101 LICENSE REQUIRED.

Texas Statutes

§ 4051.101 — LICENSE REQUIRED.

Texas § 4051.101

Code INInsurance Code

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Bluebook

Tex. Insurance Code Code Ann. § 4051.101 (2026).

Text

Sec. 4051.101. LICENSE REQUIRED.

(a)Except as provided by Section 4051.052 , a person is required to hold a limited property and casualty license if the person acts as an agent who writes:

(1)job protection insurance as defined by Section 962.002 ;

(2)exclusively, insurance on growing crops under Subchapter F;

(3)any form of insurance authorized under Chapter 911 for a farm mutual insurance company;

(4)exclusively, any form of insurance authorized to be solicited and written in this state that relates to:

(A)the ownership, operation, maintenance, or use of a motor vehicle designed for use on the public highways, including a trailer or semitrailer, and the motor vehicle's accessories or equipment; or

(B)the ownership, occupancy, maintenance, or use of a manufactured home classified a

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Sec. 4051.101. LICENSE REQUIRED. (a) Except as provided by Section 4051.052 , a person is required to hold a limited property and casualty license if the person acts as an agent who writes:
(1) job protection insurance as defined by Section 962.002 ;
(2) exclusively, insurance on growing crops under Subchapter F;
(3) any form of insurance authorized under Chapter 911 for a farm mutual insurance company;
(4) exclusively, any form of insurance authorized to be solicited and written in this state that relates to:
(A) the ownership, operation, maintenance, or use of a motor vehicle designed for use on the public highways, including a trailer or semitrailer, and the motor vehicle's accessories or equipment; or
(B) the ownership, occupancy, maintenance, or use of a manufactured home classified as personal property under Section 2.001 , Property Code;
(5) a prepaid legal services contract under Article 5.13-1 or Chapter 961 ;
(6) exclusively, an industrial fire insurance policy:
(A) covering dwellings, household goods, and wearing apparel;
(B) written on a weekly, monthly, or quarterly basis on a continuous premium payment plan; and
(C) written for an insurer exclusively engaged in the business as described by Section 912.310 ;
(7) credit insurance, except as otherwise provided by Chapter 4055 ; or
(8) any other kind of insurance, if holding a limited property and casualty license to write that kind of insurance is determined necessary by the commissioner for the protection of the insurance consumers of this state.
(b) Subsection (a)(2) applies to an entity chartered by the federal Farm Credit Administration, as provided by the farm credit system under 12 U.S.C. Section 2001 et seq., as amended.
(c) This section does not apply to a person who wrote for the previous calendar year:
(1) policies authorized by Chapter 911 for a farm mutual insurance company that generated, in the aggregate, less than $50,000 in direct premium;
(2) industrial fire insurance policies that generated, in the aggregate, less than $20,000 in direct premium; or
(3) policies authorized by Chapter 962 for an insurer that generated, in the aggregate, less than $40,000 in direct premium.

Legislative History

Added by Acts 2003, 78th Leg., ch. 1274, Sec. 7, eff. April 1, 2005. Amended by: Acts 2007, 80th Leg., R.S., Ch. 730 (H.B. 2636 ), Sec. 2J.004, eff. April 1, 2009. Acts 2011, 82nd Leg., R.S., Ch. 1147 (H.B. 1951 ), Sec. 11.001, eff. September 1, 2011.